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$475,000 Just Listed
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Property Description
Private Mountain Retreat with Two Homes on 4.4 Acres Tucked away on 4.4 wooded acres just 15 minutes from downtown Saluda, this peaceful mountain property offers privacy, versatility, and a beautiful natural setting with a flowing stream and mature trees. With two homes totaling 3,562 square feet, the possibilities are endless. The main home features 3 bedrooms, 2 bathrooms, and 1,890 square feet with hardwood floors, wood ceilings, vaulted ceilings, abundant natural light, and a desirable split-bedroom floor plan. The living room centers around a rock fireplace with a wood stove, creating the perfect spot to gather on cool mountain evenings. A covered front porch and screened porch provide plenty of space to relax and enjoy the surroundings. Recent exterior paint, an encapsulated crawl space, and a whole-house generator add peace of mind. Just steps away, the charming converted barn offers an additional 1,668 square feet of living space with a rustic mountain feel and modern touches, including a bedroom, full kitchen, bathroom, and large bonus room. It is ideal for guests, multi-generational living, a private retreat, or rental income. The land itself is a standout feature, offering a small mountain stream, mature trees for privacy, and a level yard with room for gardening, recreation, or animals, plus a fenced area already in place. Whether you're looking for a full-time residence, a place to live while generating income from the second home, an investment opportunity, or your own private mountain getaway, this one-of-a-kind property is ready to fit your vision.
Full Property Details
Full Property Details for 645 W Fork Creek Rd
General
- Price: $475,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4398267
- Updated: 7/1/2026
- Added to Site: 4 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Living Room, Living Room
- Appliances: Dishwasher, Gas Cooktop, Gas Oven, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper 2 - Full Baths: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Main Level
Parking
- Carports: Yes
- Parking Features: Attached Carport
Location
- County: Polk
- Driving Directions: From Saluda take Greenville St which turns into Mountain Page Rd. Bear left onto Mine Mountain Rd then left onto W Fork Creek Rd. House will be on your right.
School Information
- Elementary School: Saluda
- Middle School: Polk
- High School: Polk
Heating & Cooling
- Cooling Type: Ductless, Heat Pump
- Heating Type: Ductless, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Ranch
- Construction: Site Built
- Exterior Const.: Wood
- Main/1st Level: 1,864 Sq. Ft.
- Year Built: 1948
Lot Features
- Street/Road Desc.: Gravel, Paved
- Elevation (Approx.): 1500
- Lot Features: Cleared, Green Area, Private, Sloped, Creek/Stream, Wooded
- Rcmdd Zoning: MX
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: P6-46
- Lot Number: 419-684
Listed by LPT Realty, LLC
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Schools
Schools serving 645 W Fork Creek Rd
School District:Polk County Schools
| Name | Grades | Distance |
|---|---|---|
Saluda Elementary School, Saluda, NC 214 East Main Street, Saluda, NC 28773 | PK-5 | 2.1 mi |
Polk County Middle School 321 Wolverine Trail, Mill Spring, NC 28756 | 6-8 | 11.4 mi |
Polk County High School 1681 North Carolina 108, Columbus, NC 28722 | 9-12 | 9.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 645 W Fork Creek Rd
Date
Details
Price
Change
Source
6/27/2026
Listed
$475,000
81.99%
MLS
5/13/2016
Sold
$261,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 645 W Fork Creek Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,577
29%
$442,277
56%
2024
$1,996
1%
$283,336
—
2023
$1,967
5%
$283,336
—
2022
$1,882
1%
$283,336
—
2021
$1,862
19%
$283,336
26%
2020
$1,561
—
$224,817
—
2019
$1,561
4%
$224,817
—
2018
$1,494
2%
$224,817
-4%
2017
$1,469
-5%
$234,451
—
2016
$1,541
—
$234,451
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 645 W Fork Creek Rd
645 W Fork Creek Road, Saluda, NC 28773 (MLS# 4398267) is a Single Family property with 4 bedrooms and 3 full bathrooms. 645 W Fork Creek Road is currently listed for $475,000 and was received on June 27, 2026. Want to learn more about 645 W Fork Creek Road? Do you have questions about finding other Single Family real estate for sale in Saluda? You can browse all Saluda real estate or contact a Coldwell Banker agent to request more information.

