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$400,000
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Property Description
Set on an expansive lot, this all-brick ranch offers space, function, and thoughtful updates throughout. Inside, the layout is surprisingly generous, featuring both formal and casual living areas along with abundant storage and beautiful hardwood flooring throughout the main spaces. The kitchen is built for everyday living, complete with granite countertops, stainless steel appliances, a tile backsplash, and under-cabinet lighting. Just off the kitchen, the family room creates a warm, inviting space centered around a wood-burning fireplace-perfect for relaxing or gathering. A separate formal living room and dining room provide additional flexibility for entertaining or quiet spaces. All four bedrooms are well-sized, including a spacious primary suite, and each offers double closets for practical storage. A combined mudroom and laundry area adds convenience with a half bath, while a private office with its own exterior entrance is ideal for working from home or hobbies. The basement expands your options with additional usable space, a second wood-burning fireplace, interior and exterior access, and a commercial-grade dehumidifier for year-round comfort. Behind the scenes, valuable upgrades enhance efficiency and peace of mind, including an air-sealed attic and basement, gutter guards, moisture barrier, and double-pane, double-hung windows. A well-rounded home with room to live, work, and entertain-inside and out.
Full Property Details
Full Property Details for 115 Charles St
General
- Price: $400,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4372062
- Updated: 5/25/2026
- Added to Site: 45 day(s) ago
Interior
- Interior Features: Built-in Features, Entrance Foyer, Storage
- Fireplace: Yes
- Fireplace(s): Family Room, Family Room
- Appliances: Dishwasher, Electric Range, Microwave
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup
Parking
- Carports: Yes
- Carport Spaces: 2
- Parking Features: Attached Carport, Driveway
Location
- County: Rowan
School Information
- Elementary School: North Rowan
- Middle School: North Rowan
- High School: North Rowan
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air, Heat Pump
- Heating Type: Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Construction: Site Built
- Exterior Const.: Brick Full
- Basement: Yes
- Basement Desc.: Unfinished, Walk-Out Access, Walk-Up Access
- Roof: Architectural Shingle
- Main/1st Level: 2,612 Sq. Ft.
- Year Built: 1970
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Corner Lot
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 36015
- Lot Number: 1400-978
Listed by MartinGroup Properties Inc
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Schools
Schools serving 115 Charles St
School District:Rowan-Salisbury Schools
| Name | Grades | Distance |
|---|---|---|
North Rowan Elementary School 600 Charles Street, Spencer, NC 28159 | PK-5 | 0.5 mi |
North Rowan Middle School 512 Charles Street, Spencer, NC 28159 | 6-8 | 0.4 mi |
North Rowan High School 300 North Whitehead Avenue, Spencer, NC 28159 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 115 Charles St
Date
Details
Price
Change
Source
5/10/2026
Price Reduced
$400,000
-1.23%
MLS
5/04/2026
Price Reduced
$405,000
-1.22%
MLS
4/20/2026
Listed
$410,000
30.16%
MLS
4/29/2022
Sold
$315,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 115 Charles St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,869
—
$342,414
—
2023
$3,869
54%
$342,414
79%
2022
$2,513
—
$191,437
—
2021
$2,513
—
$191,437
—
2020
$2,513
—
$191,437
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 115 Charles St
115 Charles Street, Spencer, NC 28159 (MLS# 4372062) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 115 Charles Street is currently listed for $400,000 and was received on April 20, 2026. Want to learn more about 115 Charles Street? Do you have questions about finding other Single Family real estate for sale in Spencer? You can browse all Spencer real estate or contact a Coldwell Banker agent to request more information.

