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$1,100,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,440 Sq. Ft.
  • 0.15 Acres
  • Updated 13 hours ago

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Open House: 12:00 PM - 2:00 PM

Saturday 6/27 12:00 PM - 2:00 PM

1023 1st Street,Surf City, NC 28445

1023 1st StreetSurf CityNC28445

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Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located under the house--ideal for storing coastal gear, working on projects, or hosting guests. Thoughtful updates throughout include new flooring, newer appliances, upgraded fixtures, crown molding, beadboard with chair rail, and custom plantation shutters, creating a fresh and inviting coastal aesthetic. This home is also equipped with valuable system upgrades: stainless steel propane tankless water heater, propane heating, thermal doors, LED lighting, security system, and a generator for added peace of mind. Outdoors, the attention to detail continues with a cargo lift, metal roof, storm shutters, Trex decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level areas as you unwind after a day on the water, taking in the salty breeze and stunning sunset views. The neighborhood offers a peaceful blend of permanent residents and occasional weekend homeowners, with minimal noise or traffic--even during peak season. Water pressure has remained consistently strong, and the surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and has provided a wonderful experience for its owners. A solid, well-maintained coastal home with features you won't find anywhere else. Don't miss your chance to own this Topsail Island paradise.

Full Property Details for 1023 1st St

General

  • Price: $1,100,000
  • Taxes: $6,976 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100584283
  • Updated: 6/25/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
  • Furnishings: Unfurnished
  • Flooring: LVT/LVP, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Primary Living Area

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Waterfront Community, None
  • Security/Safety: Security Lights, Smoke Detector(s)
  • Equipment: Generator

Exterior

  • Exterior Features: Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors
  • Porch/Patio/Deck: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Ar

Parking

  • Attached garage: Yes
  • Parking Features: Attached, Covered, Lighted, Off Street, On Site, Paved

Location

  • County: Onslow
  • Subdivision: Old Settlers Beach
  • Driving Directions: From Surf City high-rise bridge take the 2nd exit onto N. New River Dr. Go north 2 miles and turn left onto 1st Street. Head west and home is on your left.

School Information

  • High School District: Onslow
  • Elementary School: Coastal
  • Middle School: Dixon
  • High School: Dixon

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
  • Heating Type: Propane, Heat Pump

Utilities

  • Sewer: Municipal Sewer, Surf City
  • Water: Public
  • Utility Description: Sewer Connected, Water Connected

Structural Information

  • Structure Type: Wood Frame, Stick Built
  • Construction: Vinyl Siding, Wood Frame
  • Basement Desc.: None
  • Roof: Metal
  • Windows: Skylight(s), Storm Window(s)
  • Doors: Thermal Doors, Storm Door(s)
  • Entry Floor Number: 1
  • Square Feet: 1,440
  • Year Built: 1992

Additional Structures

  • Other Structures: Covered Area, Bathhouse, Storage, Workshop

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,534
  • Lot Dimensions: irregular
  • Frontage: Maintained, City Street, State Road, Paved, Paved
  • Lot Features: Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
  • Zoning: MHS
  • Fencing (Description): Chain Link, Partial, Back Yard, Front Yard

Water Features

  • Water Front: Yes
  • Water Front Desc.: Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+

Green Features

  • Energy Efficient: Lighting, Thermostat, LED Lighting

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $763.89
  • Assessment Amount: $883,101
  • Tax Amount: $6,976.27
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: L5 S3 B46 OLD SETTLERS BEACH
  • Property ID: 801-203

Listed by REAL Broker LLC, Sean D McDonnell

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Listing agent

— 1023 1st St —

  • Sean D McDonnell

    REAL Broker LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1023 1st St

School District:Onslow County Schools
NameGradesDistance
Dixon Middle
118 Ridgefield Avenue, Sneads Ferry, NC 28460
6-88.3 mi
Dixon High
160 Dixon School Road, Holly Ridge, NC 28445
9-1210 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1023 1st St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/25/2026
Listed
$1,100,000
20.88%
MLS
9/24/2024
Sold
$910,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1023 1st St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,856
—
$588,715
—
2024
$3,856
—
$588,715
—
2023
$3,856
44%
$588,715
55%
2021
$2,685
-30%
$380,830
-35%
2022
$3,856
44%
$588,715
55%
2020
$2,685
—
$380,830
—
2019
$2,685
—
$380,830
—
2018
$2,685
12%
$380,830
7%
2017
$2,400
—
$355,590
—
2016
$2,400
—
$355,590
—
2015
$2,400
—
$355,590
—
2014
$2,400
7%
$355,590
-7%
2013
$2,242
—
$383,270
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1023 1st St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by REAL Broker LLC, Sean D McDonnell

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1023 1st Street, Surf City, NC 28445 (MLS# 100584283) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 1023 1st Street is currently listed for $1,100,000 and was received on June 25, 2026. Want to learn more about 1023 1st Street? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

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