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$1,089,900 Just Listed
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Property Description
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: "¢ Deep-water canal frontage "¢ Private boat dock with covered and uncovered area "¢ Direct access to the Intracoastal Waterway "¢ Spacious open-concept floor plan "¢ Covered waterfront deck with beautiful water views "¢ Granite countertops "¢ Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath "¢ Landscaped backyard "¢ Outdoor storage area for beach and boating gear "¢ Excellent rental potential "¢ Convenient location near restaurants, shopping, and local attractions "¢ Short stroll to beach access
Full Property Details
Full Property Details for 1041 1st St
General
- Price: $1,089,900
- Taxes: $7,079 (2025)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100583279
- Updated: 6/21/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), Furnished
- Appliances: Built-In Microwave, Refrigerator, Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Primary Living Area
Exterior
- Porch/Patio/Deck: Covered
Parking
- Parking Features: Gravel
Location
- County: Onslow
- Subdivision: Old Settlers Beach
- Driving Directions: Cross Surf City Bridge and take the 3rd exit off of the round about on to New River dr. go approximately 2.3 miles and turn left ont 1st st . Property will be on the left
School Information
- High School District: Onslow
- Elementary School: Coastal Elementary
- Middle School: Dixon
- High School: Dixon
Heating & Cooling
- Cooling Type: Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Roof: Metal
- Entry Floor Number: 2
- Square Feet: 1,515
- Year Built: 1993
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,534
- Lot Dimensions: 55 x 120
- Frontage: City Street, State Road, Paved, Paved
- Lot Features: Boat Dock, Bulkhead, Water Depth 4+
- Zoning: MHS
- Fencing (Description): None
Water Features
- Water Front: Yes
- Water Front Desc.: Bulkhead, Canal Front, Water Depth 4+
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $476.35
- Assessment Amount: $597,439
- Tax Amount: $7,079.66
- Tax Year: 2025
- Terms: Cash, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: L14 S3 B46 Old Settlers Beach
- Property ID: 801-212
Listed by Ward Realty Corp, Glynda Bradshaw
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Schools
Schools serving 1041 1st St
School District:Onslow County Schools
| Name | Grades | Distance |
|---|---|---|
Dixon Middle 118 Ridgefield Avenue, Sneads Ferry, NC 28460 | 6-8 | 8.3 mi |
Dixon High 160 Dixon School Road, Holly Ridge, NC 28445 | 9-12 | 9.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1041 1st St
Date
Details
Price
Change
Source
6/20/2026
Listed
$1,089,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1041 1st St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,913
—
$597,439
—
2024
$3,913
—
$597,439
—
2023
$3,913
44%
$597,439
55%
2021
$2,725
-30%
$386,460
-35%
2022
$3,913
44%
$597,439
55%
2020
$2,725
—
$386,460
—
2019
$2,725
—
$386,460
—
2018
$2,725
13%
$386,460
8%
2017
$2,413
—
$357,500
—
2016
$2,413
—
$357,500
—
2015
$2,413
—
$357,500
—
2014
$2,413
6%
$357,500
-8%
2013
$2,273
—
$388,470
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1041 1st St
1041 1st Street, Surf City, NC 28445 (MLS# 100583279) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1041 1st Street is currently listed for $1,089,900 and was received on June 20, 2026. Want to learn more about 1041 1st Street? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

