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$1,225,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 2,887 Sq. Ft.
  • 0.15 Acres
  • Updated 3 days ago
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Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.

Full Property Details for 106 N Oak Dr

General

  • Price: $1,225,000
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,307 (2023)
  • Status: Active
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100551394
  • Updated: 5/13/2026
  • Added to Site: 64 day(s) ago

Interior

  • Number of Rooms: 10
  • Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Entrance Foyer, 2nd Kitchen, Apt/Suite, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Appliances: Electric Oven, Refrigerator, Dryer, Dishwasher
  • Furnishings: Negotiable
  • Flooring: LVT/LVP, Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2

Bedrooms

  • Total Bedrooms: 5
  • Primary Bedroom: Non Primary Living Area

Other Rooms

  • Laundry: Laundry Closet

Additional Information

  • Shared Amenities: Waterfront Community, Beach Access, Maintenance Common Areas, Maintenance Roads, Ramp, Street Lights, Taxes

Exterior

  • Exterior Features: Outdoor Shower
  • Porch/Patio/Deck: Open, Covered, Deck, Porch, Front Porch, Rear Porch

Parking

  • Attached garage: Yes
  • Parking Features: Attached

Location

  • County: Pender
  • Subdivision: Island Oaks
  • Driving Directions: From NC - 50 South. At traffic circle, continue straight onto NC-210/NC-50/ Surf City Bridge. Keep right to continue onto S Topsail Drive. Turn right onto Sound Dr. Turn right onto N Oak Dr. 106 N Oak Dr., Surf City, NC 28445

School Information

  • Elementary School: Surf City
  • Middle School: Surf City
  • High School: Topsail

Community

  • Association: Yes
  • Assoc. Name: Island Oaks HOA

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Zoned
  • Heating Type: Electric, Zoned

Utilities

  • Sewer: Municipal Sewer, City/Town
  • Water: Public
  • Utility Description: Sewer Connected, Water Connected

Structural Information

  • Structure Type: Wood Frame, Stick Built
  • Construction: Fiber Cement, Wood Frame
  • Roof: Shingle
  • Entry Floor Number: 2
  • Square Feet: 2,887
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,534
  • Lot Dimensions: 50 x 130
  • Frontage: Private Road, Paved, Paved
  • Lot Features: Wooded, Boat Ramp, Deeded Beach Access, Deeded Water Access, Third Row, Water Access Comm
  • Zoning: INCORP
  • Fencing (Description): None

Water Features

  • Water Front Desc.: Boat Ramp, Deeded Beach Access, Deeded Water Access, Third Row, Water Access Comm

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $424.32
  • Association Fee: $150
  • Assoc Fee Freq.: Annually
  • Assessment Amount: $428,007
  • Tax Amount: $5,307.29
  • Tax Year: 2023
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: LT 14, PB 23/35 ISLAND OAKS
  • Property ID: 4224-92-8324-0000
  • Lot Number: 14

Listed by Coastal Realty Associates LLC, Garrett D Cox

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Listing agent

— 106 N Oak Dr —

  • Garrett D Cox

    Coastal Realty Associates LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 106 N Oak Dr

School District:Pender County Schools
NameGradesDistance
Topsail High School
245 North Saint Johns Church Road, Hampstead, NC 28443
9-126.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 106 N Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/18/2026
Listed
$1,225,000
920.83%
MLS
1/04/2019
Sold
$120,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 106 N Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,552
—
$1,038,255
143%
2024
$3,552
145%
$428,007
157%
2021
$1,447
22%
$166,434
3%
2022
$1,189
41%
$161,203
41%
2020
$842
—
$114,120
—
2019
$842
-19%
$114,120
-14%
2018
$1,037
—
$133,400
—
2017
$1,037
1%
$133,400
—
2015
$1,024
31%
$133,400
—
2013
$780
—
$133,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Coastal Realty Associates LLC, Garrett D Cox

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106 N Oak Drive, Surf City, NC 28445 (MLS# 100551394) is a Single Family property with 5 bedrooms, 3 full bathrooms and 2 partial bathrooms. 106 N Oak Drive is currently listed for $1,225,000 and was received on March 18, 2026. Want to learn more about 106 N Oak Drive? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

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