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$1,550,000
Property Description
WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!
Full Property Details
Full Property Details for 111 Cutlass Dr
General
- Price: $1,550,000
- HOA FEE: $67/month
- HOA FEE FREQ.: Annually
- Taxes: $6,920 (2023)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100547126
- Updated: 5/13/2026
- Added to Site: 135 day(s) ago
Interior
- Number of Rooms: 17
- Interior Features: Walk-in Closet(s), Entrance Foyer, Elevator, 2nd Kitchen, Ceiling Fan(s), Furnished, Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Gas Log
- Appliances: Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 6
- Full Bathrooms: 6
Bedrooms
- Total Bedrooms: 5
- Primary Bedroom: Non Primary Living Area
Other Rooms
- Laundry: Dryer Hookup, Washer Hookup, Laundry Closet
Additional Information
- Shared Amenities: Waterfront Community, Maintenance Common Areas, Maintenance Roads, Management, Taxes
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Deck, Porch, Screened, Balcony
Parking
- Attached garage: Yes
- Garage Spaces: 4
- Parking Features: Concrete, Lighted, Off Street, Garage6
Location
- County: Pender
- Subdivision: Pirates Cove
- Driving Directions: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left
School Information
- Elementary School: North Topsail
- Middle School: Topsail
- High School: Topsail
Community
- Association: Yes
- Assoc. Name: Pirates Cove Assocaioin
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)2
- Heating Type: Fireplace(s), Electric, Forced Air
Utilities
- Sewer: Municipal Sewer
- Water: Public
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Basement Desc.: None
- Roof: Architectural Shingle
- Entry Floor Number: 1
- Square Feet: 3,544
- Year Built: 1995
Lot Features
- Lot Size (Acres): 0.31
- Lot Size (Sq. Ft.): 13,504
- Lot Dimensions: IRREGULAR
- Frontage: Private Road, Maintained, Paved, Paved
- Lot Features: Corner Lot, Boat Dock, Boat Ramp, Water Access Comm
- Zoning: AE
- Fencing (Description): None
Water Features
- Water Front Desc.: Boat Ramp, Water Access Comm
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $437.36
- Association Fee: $800
- Assoc Fee Freq.: Annually
- Assessment Amount: $558,084
- Tax Amount: $6,920.24
- Tax Year: 2023
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: Lot 6, Pb 27/10 Pirates Cove Section II
- Property ID: 4224-70-2405-0000
- Lot Number: 6
Listed by Berkshire Hathaway HomeServices Carolina Premier Properties, Mollie M Barrett and Berkshire Hathaway HomeServices Carolina Premier Properties, Scott Sawyer
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Schools
Schools serving 111 Cutlass Dr
School District:Pender County Schools
| Name | Grades | Distance |
|---|---|---|
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443 | 9-12 | 5.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 111 Cutlass Dr
Date
Details
Price
Change
Source
1/01/2026
Listed
$1,550,000
86.75%
MLS
6/29/2005
Sold
$830,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 111 Cutlass Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,632
—
$1,105,226
98%
2024
$4,632
13%
$558,084
—
2021
$4,116
—
$558,084
—
2022
$4,116
—
$558,084
—
2020
$4,116
—
$558,084
—
2019
$4,116
22%
$558,084
28%
2018
$3,379
—
$434,538
—
2017
$3,379
1%
$434,538
—
2016
$3,335
3%
$434,538
3%
2015
$3,227
31%
$420,498
—
2013
$2,458
—
$420,498
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 111 Cutlass Dr
111 Cutlass Drive, Surf City, NC 28445 (MLS# 100547126) is a Single Family property with 5 bedrooms and 6 full bathrooms. 111 Cutlass Drive is currently listed for $1,550,000 and was received on January 01, 2026. Want to learn more about 111 Cutlass Drive? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.
