No photo available
$750,000
Property Description
Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living. Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting-perfect for everyday living or entertaining. The home also features new wood flooring in bedrooms, custom closet organizers, updated fans and fixtures, expanded trim, and vaulted ceilings that create a light and airy feel. A Culligan water filtration system assures clean, filtered water throughout the home. Each of the home's 4 bedrooms enjoys direct access to one of multiple decks, ideal for soaking in the views and sea breeze. The ground level offers an enclosed garage with parking for up to three cars, a storage room, and a large outdoor shower-a must for beach living. Community amenities include a dock, kayak launch, swimming pool, courtyard and small clubhouse. With short-term rentals permitted, this home is a fantastic option for a primary residence, second home, or investment property. Recent updates include HVAC systems replaced in 2020 with maintenance plan and a termite bond in place for added peace of mind. Experience coastal living with all the benefits of a vibrant community and the convenience of a turn key property. Seller will consider leaving home furnished for the right offer.
Full Property Details
Full Property Details for 123 Coastal Cay
General
- Sold For: $750,000
- HOA FEE: $153/month
- HOA FEE FREQ.: Annually
- Taxes: $3,906 (2023)
- Status: Closed
- Type: Single Family
- Source: 2253
- MLS ID: 100533834
- Added to Site: 223 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Vaulted Ceiling(s), High Ceilings, Solid Surface, Ceiling Fan(s), Reverse Floor Plan, Blinds/Shades
- Appliances: Electric Oven, Electric Cooktop, Built-In Microwave, Water Softener, Washer, Refrigerator, Range, Dryer, Double Oven, Dishwasher
- Furnishings: Unfurnished
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Non Primary Living Area
Additional Information
- Shared Amenities: Waterfront Community, Billiard Room, Boat Dock, Clubhouse, Community Pool, Maintenance Common Areas, Maintenance Grounds, Management, Owner Pets Only
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Deck, Balcony, Front Porch, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Garage Door Opener, Off Street, On Site, Garage6
Location
- County: Pender
- Subdivision: Live Oaks Of Topsail
- Driving Directions: Take the Surf City Bridge onto island, then right onto S Topsail Dr. Follow just over 1 mile and turn right into community on Coastal Cay. Please park in driveway (2 spaces), or on rocks to left side of home (2 spaces). Do not park in street.
School Information
- Elementary School: Surf City
- Middle School: Surf City
- High School: Topsail
Community
- Association: Yes
- Assoc. Name: Live Oaks of Topsail
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Heat Pump, Electric, Forced Air
Utilities
- Sewer: Surf City
- Utility Description: Cable Available, Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Basement Desc.: Unfinished
- Roof: Architectural Shingle
- Entry Floor Number: 2
- Stories/Levels: 3
- Square Feet: 1,574
- Year Built: 2011
Lot Features
- Lot Size (Acres): 0.03
- Lot Size (Sq. Ft.): 1,220
- Lot Dimensions: 24 x 50
- Frontage: Paved, Paved
- Lot Features: Deeded Waterfront, Pier, Sound Side, Water Access Comm
- Zoning: R10
- Fencing (Description): None
Water Features
- Water Front Desc.: Pier, Deeded Waterfront, Sound Side, Water Access Comm
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $492.38
- Association Fee: $1,840
- Assoc Fee Freq.: Annually
- Assessment Amount: $315,030
- Tax Amount: $3,906.37
- Tax Year: 2023
- Terms: Commercial, Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: Unit 2, Pb 45/34 Live Oak
- Property ID: 4234-35-6681-0000
Listed by Coldwell Banker Sea Coast Advantage, Joel Sheesley
Sold by Navigate Realty, Tiffany Williamson and Navigate Realty, Carmen Radulescu
Get Pre-Approved Today
Schools
Schools serving 123 Coastal Cay
School District:Pender County Schools
| Name | Grades | Distance |
|---|---|---|
Topsail High School 245 North Saint Johns Church Road, Hampstead, NC 28443 | 9-12 | 7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 123 Coastal Cay
Date
Details
Price
Change
Source
4/15/2026
Sold
$750,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
123 Coastal Cay, Surf City, NC 28445 (MLS# 100533834) is a Single Family property that was sold at $750,000 on April 15, 2026. Want to learn more about 123 Coastal Cay? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.
