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$1,075,000 Just Listed
Property Description
Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!
Full Property Details
Full Property Details for 4069 4th St
General
- Price: $1,075,000
- Taxes: $7,980 (2025)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100575181
- Updated: 5/19/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
- Appliances: Electric Oven, Built-In Microwave
- Flooring: LVT/LVP, Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Primary Living Area
Other Rooms
- Eat-in kitchen: Yes
- Laundry: Dryer Hookup, Washer Hookup, Laundry Closet, Laundry Room
Additional Information
- Shared Amenities: None
Exterior
- Exterior Features: Outdoor Shower, Other
- Porch/Patio/Deck: Open, Covered, Deck, Patio, Porch, Balcony
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Faces Front, Concrete, Garage Door Opener, Paved
Location
- County: Onslow
- Subdivision: Old Settlers Beach
- Driving Directions: Take highway 17 towards Surf City/Topsail Island. Turn onto highway 210 follow that all the way into dir City and over the Surf City highrise bridge onto Topsail Island. Go around the traffic circle staying to the left (NC 210 E / S New River Dr), turn onto 4th Street, then Canal St, last turn onto 4th street. House is on the left.
School Information
- High School District: Onslow
- Elementary School: Dixon
- Middle School: Dixon
- High School: Dixon
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Sewer: Municipal Sewer, Surf City
- Water: Public
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Roof: Architectural Shingle
- Entry Floor Number: 2
- Square Feet: 1,676
- Year Built: 1986
Additional Structures
- Other Structures: Covered Area, Shed(s), Storage, Workshop
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,841
- Lot Dimensions: 55 x 140
- Frontage: City Street, State Road, Paved, Paved
- Lot Features: Boat Slip, Boat Lift, Bulkhead, Pier, Water Depth 4+
- Zoning: MHS
- Fencing (Description): Metal/Ornamental, Back Yard
Water Features
- Water Front: Yes
- Water Front Desc.: Pier, Boat Lift, Bulkhead, Canal Front, Water Depth 4+
Green Features
- Building Certification: None
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $460.19
- Assessment Amount: $673,477
- Tax Amount: $7,980.7
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: L28 S3 B42 OLD SETTLERS BEACH
- Property ID: 800-75
- Lot Number: 28
Listed by Coldwell Banker Sea Coast Advantage, Renee L Clark
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Schools
Schools serving 4069 4th St
School District:Onslow County Schools
| Name | Grades | Distance |
|---|---|---|
Dixon Middle 118 Ridgefield Avenue, Sneads Ferry, NC 28460 | 6-8 | 8.1 mi |
Dixon High 160 Dixon School Road, Holly Ridge, NC 28445 | 9-12 | 9.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4069 4th St
Date
Details
Price
Change
Source
5/19/2026
Listed
$1,075,000
155.04%
MLS
8/14/2015
Sold
$421,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4069 4th St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,411
—
$673,477
—
2024
$4,405
—
$672,527
—
2023
$4,405
43%
$672,527
54%
2021
$3,070
-30%
$435,480
-35%
2022
$4,405
43%
$672,527
54%
2020
$3,070
—
$435,480
—
2019
$3,070
—
$435,480
—
2018
$3,070
16%
$435,480
11%
2017
$2,640
—
$391,080
—
2016
$2,640
—
$391,080
—
2015
$2,640
-3%
$391,080
-3%
2014
$2,720
12%
$402,900
-3%
2013
$2,438
—
$416,710
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4069 4th St
4069 4th Street, Surf City, NC 28445 (MLS# 100575181) is a Single Family property with 4 bedrooms and 4 full bathrooms. 4069 4th Street is currently listed for $1,075,000 and was received on May 20, 2026. Want to learn more about 4069 4th Street? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.
