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$1,250,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,740 Sq. Ft.
  • 0.18 Acres
  • 3 Car Garage
  • Updated 1 day ago
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Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

Full Property Details for 7097 7th St

General

  • Price: $1,250,000
  • Taxes: $11,570 (2026)
  • Status: Active
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100610782
  • Updated: 10/16/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Walk-in Closet(s), High Ceilings, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Walk-In Closet(s), WiFi Thermostat
  • Appliances: Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Primary Living Area

Other Rooms

  • Laundry: Dryer Hookup, Washer Hookup, In Hall

Additional Information

  • Shared Amenities: None

Exterior

  • Exterior Features: Outdoor Shower, Irrigation System, Gas Grill, Thermal Doors
  • Porch/Patio/Deck: Open, Covered, Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Garage Faces Front, Attached, Concrete, Garage Door Opener, On Site, Paved, Tandem, Storage

Location

  • County: Onslow
  • Subdivision: Old Settlers Beach
  • Driving Directions: Go over bridge. At traffic circle take exit for New River Drive. Turn left onto 7th Street. Home on the left on the canal.

School Information

  • High School District: Onslow
  • Elementary School: Coastal
  • Middle School: Dixon
  • High School: Dixon

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Zoned, Ceiling Fan(s), Heat Pump
  • Heating Type: Heat Pump, Electric, Forced Air, Zoned

Utilities

  • Sewer: Municipal Sewer, Surf City
  • Water: Public
  • Utility Description: Sewer Available, Water Available

Structural Information

  • Structure Type: Wood Frame, Stick Built
  • Construction: Vinyl Siding, Wood Frame
  • Basement Desc.: None
  • Roof: Metal
  • Doors: Thermal Doors
  • Entry Floor Number: 2
  • Square Feet: 1,740
  • Year Built: 1999

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,841
  • Lot Dimensions: 55 x 142 x 55 x 142
  • Frontage: Maintained, City Street, State Road, Paved, Paved
  • Lot Features: Boat Slip, Boat Dock, Boat Lift, Bulkhead, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Pier, Water Depth 4+
  • Zoning: MHS
  • Fencing (Description): Invisible

Water Features

  • Water Front: Yes
  • Water Front Desc.: Pier, Boat Lift, Bulkhead, Canal Front, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Water Depth 4+

Green Features

  • Energy Efficient: Lighting, LED Lighting

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $718.39
  • Assessment Amount: $1,023,943
  • Tax Amount: $11,570.56
  • Tax Year: 2026
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: L41 S4 B38 Old Settlers Beach Bldf Not Sketched
  • Property ID: 802-44
  • Lot Number: 41

Listed by Serhant, Savannah L Holman

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Listing agent

— 7097 7th St —

  • Savannah L Holman

    Serhant

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 7097 7th St

School District:Onslow County Schools
NameGradesDistance
Dixon Middle
118 Ridgefield Avenue, Sneads Ferry, NC 28460
6-87.9 mi
Dixon High
160 Dixon School Road, Holly Ridge, NC 28445
9-129.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 7097 7th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/16/2026
Listed
$1,250,000
30.82%
MLS
11/08/2023
Sold
$955,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 7097 7th St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$4,526
—
$1,023,943
48%
2025
$4,526
—
$690,976
—
2024
$4,526
—
$690,976
—
2023
$4,526
45%
$690,976
56%
2021
$3,120
-31%
$442,500
-36%
2022
$4,526
45%
$690,976
56%
2020
$3,120
—
$442,500
—
2019
$3,120
—
$442,500
—
2018
$3,120
17%
$442,500
12%
2017
$2,666
—
$394,930
—
2016
$2,666
—
$394,930
—
2015
$2,666
—
$394,930
—
2014
$2,666
-2%
$394,930
-15%
2013
$2,709
—
$463,040
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Serhant, Savannah L Holman

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7097 7th Street, Surf City, NC 28445 (MLS# 100610782) is a Single Family property with 3 bedrooms and 3 full bathrooms. 7097 7th Street is currently listed for $1,250,000 and was received on October 16, 2026. Want to learn more about 7097 7th Street? Do you have questions about finding other Single Family real estate for sale in Surf City? You can browse all Surf City real estate or contact a Coldwell Banker agent to request more information.

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