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$575,000 Just Listed
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Property Description
Nestled within the desirable Somerset on Lake Norman community, this classic brick home offers refined comfort and effortless indoor-outdoor living, complete with your own private pool! Recently refreshed with newly refinished hardwood floors and fresh interior paint throughout, the home presents a bright, move-in-ready interior designed for everyday living and elevated entertaining. Vaulted ceilings soar above the living room, where a striking fireplace elevates the space and creates an inviting, warm focal point. The open-concept layout flows seamlessly into the dining area and an expansive kitchen, equipped with granite countertops, stainless steel appliances, a generous island, a built-in wine rack, and ample cabinetry - thoughtfully designed for gathering and connection. The main-level primary suite offers privacy and convenience, featuring a large en suite with dual vanities, a soaking tub, and a separate shower. Secondary bedrooms are generously sized and share a full bathroom for convenience. The upper level offers you an additional living area, and the flexible bonus space is ideal for a home office, guest retreat, or creative studio. Outdoors, a covered patio overlooks the fenced pool, creating a private backyard oasis perfect for summer entertaining and relaxed evenings at home. This residence delivers everyday livability with the feel of a year-round retreat!
Full Property Details
Full Property Details for 3865 Granite St
General
- Price: $575,000
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4346576
- Updated: Today (2/19/2026)
- Added to Site: Today
Interior
- Fireplace: Yes
- Fireplace(s): Living Room, Living Room
- Appliances: Dishwasher, Electric Range, Microwave
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper - Full Baths: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 4
Other Rooms
- Laundry: Main Level
Parking
- Garage: Yes
- Garage Description: 493 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front
Location
- County: Catawba
- Subdivision: Somerset On Lake Norman
Community
- Assoc. Name: Somerset on Lake Norman Property Owners Associatio
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Traditional
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Brick Partial, Vinyl
- Upper: 1,144 Sq. Ft.
- Main/1st Level: 2,004 Sq. Ft.
- Year Built: 2002
Lot Features
- Street/Road Desc.: Concrete, Paved
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 4617144471750000
- Lot Number: 3927-1686
Listed by Yancey Realty, LLC
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Schools
Schools serving 3865 Granite St
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 2.7 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 7.5 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 8.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3865 Granite St
Date
Details
Price
Change
Source
2/19/2026
Listed
$575,000
-2.71%
MLS
3/06/2025
Sold
$591,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3865 Granite St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,473
2%
$502,200
44%
2023
$2,423
-2%
$349,500
—
2022
$2,464
—
$349,500
—
2021
$2,464
—
$349,500
—
2020
$2,464
—
$349,500
—
2019
$2,464
20%
$349,500
17%
2018
$2,047
—
$298,900
—
2017
$2,047
—
$298,900
—
2016
$2,047
4%
$298,900
—
2015
$1,961
7%
$298,900
-1%
2014
$1,839
6%
$301,400
4%
2013
$1,732
—
$288,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3865 Granite St
3865 Granite Street, Terrell, NC 28682 (MLS# 4346576) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3865 Granite Street is currently listed for $575,000 and was received on February 19, 2026. Want to learn more about 3865 Granite Street? Do you have questions about finding other Single Family real estate for sale in Terrell? You can browse all Terrell real estate or contact a Coldwell Banker agent to request more information.

