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Property Description
Exceptional Lake Norman Waterfront Opportunity | 9109 Clement Circle, Terrell Exceptional Lake Norman waterfront opportunity offering expansive main-channel views, more than 400 feet of shoreline, and a beautiful setting on approximately 0.53 acre in Terrell. With an existing residence and established lake amenities already in place, this property offers a rare opportunity to enjoy now, renovate, or create your vision for the future. The one-story home offers more than 1,760 square feet with 3 bedrooms and 2 full baths. The comfortable floor plan includes an inviting living area with a fireplace, while the attached garage provides additional parking and storage. The waterfront is the true centerpiece of this property. Outdoor amenities include a lighted covered gazebo, floating dock with lake-access ladder, and covered deep-water floating boathouse with lift. The extensive shoreline and wide-open main-channel views create an exceptional backdrop for boating, entertaining, relaxing, and enjoying the Lake Norman lifestyle. Conveniently located in the Terrell/Sherrills Ford area of Lake Norman, the property offers a peaceful, established setting while remaining within easy reach of shopping, dining, marinas, and surrounding communities. Nearby lake access includes Saltshaker Marina, McCray access point, and Pinnacle access point. Whether you're looking for a Lake Norman getaway, a renovation opportunity, or a waterfront property where the setting and land take center stage, 9109 Clement Circle offers tremendous potential in an increasingly sought-after area of the lake. Property is being offered in as-is condition, presenting an exceptional opportunity for buyers seeking a Lake Norman waterfront homesite with an existing residence and established lake amenities. PROPERTY HIGHLIGHTS 3 bedrooms | 2 full baths More than 1,760 sq. ft. Approximately 0.53-acre waterfront lot More than 400 feet of shoreline Expansive main-channel Lake Norman views Covered deep-water floating boathouse with lift Floating dock with lake-access ladder Lighted covered gazebo Fireplace Attached garage Established waterfront improvements Property offered as-is
Full Property Details
Full Property Details for 9109 Clement Cir
General
- Price: $1,295,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4416816
- Updated: 8/26/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown, Breakfast Bar, Open Floorplan, Split Bedroom
- Fireplace: Yes
- Fireplace(s): Family Room, Family Room
- Appliances: Dishwasher, Disposal, Electric Range
- Flooring: Carpet, Linoleum, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: In Hall
Additional Information
- Shared Amenities: Lake Access
- Equipment: Fuel Tank - Owned
Exterior
- Exterior Features: Dock - Floating, Storage
Parking
- Garage: Yes
- Garage Description: 581 Sq. Ft.
- Garage Spaces: 2
- Carports: Yes
- Carport Spaces: 1
- Parking Features: Driveway, Attached Garage
Location
- County: Catawba
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Electricity Connected, Propane
Structural Information
- Architectural Style: Ranch
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Brick Partial, Hardboard Siding
- Roof: Architectural Shingle
- Main/1st Level: 1,766 Sq. Ft.
- Year Built: 1989
Lot Features
- Street/Road Desc.: Gravel, Paved
- Lot Features: Cul-De-Sac, Waterfront
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 4627051818780000
- Lot Number: 03330-66-68
Listed by Lake Norman Realty, Inc.
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Schools
Schools serving 9109 Clement Cir
School District:Catawba County Schools
| Name | Grades | Distance |
|---|---|---|
Sherrills Ford Elementary 8103 Sherrills Ford Road, Sherrills Ford, NC 28673 | K-6 | 2.7 mi |
Bandys High 5040 Esther Bandy Road, Catawba, NC 28609 | 9-12 | 8.2 mi |
Mill Creek Middle 1041 Shiloh Road, Claremont, NC 28610 | 7-8 | 8.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9109 Clement Cir
Date
Details
Price
Change
Source
8/26/2026
Listed
$1,295,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9109 Clement Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,301
-19%
$828,400
—
2024
$4,080
2%
$828,400
50%
2023
$3,997
3%
$552,500
—
2022
$3,895
—
$552,500
—
2021
$3,895
—
$552,500
—
2020
$3,895
—
$552,500
—
2019
$3,895
26%
$552,500
22%
2018
$3,097
—
$452,100
—
2017
$3,097
—
$452,100
—
2016
$3,097
4%
$452,100
—
2015
$2,966
-1%
$452,100
-8%
2014
$3,010
2%
$493,400
—
2013
$2,960
—
$493,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9109 Clement Cir
9109 Clement Circle, Terrell, NC 28682 (MLS# 4416816) is a Single Family property with 3 bedrooms and 2 full bathrooms. 9109 Clement Circle is currently listed for $1,295,000 and was received on August 26, 2026. Want to learn more about 9109 Clement Circle? Do you have questions about finding other Single Family real estate for sale in Terrell? You can browse all Terrell real estate or contact a Coldwell Banker agent to request more information.

