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$1,298,000 Sale Pending
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Property Description
Lakefront living and investment potential come together in this beautifully maintained 4-bedroom, 3.5-bath home on Lake Norman. Offering nearly 3,900 sq ft of living space on more than 2 private acres, this property provides a rare combination of privacy, comfort, and versatility. With a quiet waterfront cove, a permitted double-decker dock, boat slip, boat lift, and pier, it's ideal for boating, swimming, and enjoying the lake year-round. The home also offers excellent potential as a short-term rental or multi-use property. A spacious foyer opens into a bright, welcoming great room where a striking stone see-through gas fireplace connects seamlessly into the dining area. The kitchen features granite countertops, a convection oven, and ample storage, making it both functional and inviting. The main-level owner's suite overlooks the screened porch and backyard and includes a tiled bath, walk-in shower, and generous walk-in closet. A private guest suite sits on the opposite side of the home, offering comfort and privacy for family or visitors. Outdoor living is a highlight here, with a screened porch and a large wraparound deck overlooking the expansive yard and waterfront. Downstairs, the finished basement adds outstanding flexibility with a spacious den, a second kitchen, a full bath, and two additional bedrooms-perfect for extended stays, multigenerational living, or rental income. Additional features include an oversized three-car garage currently set up as a game room with arcade machines and a pool table, plus both fenced yard areas and natural wooded privacy, providing plenty of space for outdoor activities, gatherings, and relaxation. Conveniently located just minutes from Mooresville's shopping, dining, and entertainment-and close to downtown Troutman and Lake Norman State Park-this home offers access to trails, beaches, boating, and more. Whether you enjoy kayaking at sunrise, entertaining on the dock, or relaxing by the fireplace after a day on the water, this property is designed for both everyday living and unforgettable lakefront experiences.
Full Property Details
Full Property Details for 181 Stillwater Rd
General
- Price: $1,298,000
- Status: Pending
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4305528
- Updated: 1/21/2026
- Added to Site: 150 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Gas, Great Room, See Through, Gas, Great Room, See Through
- Appliances: Dishwasher, Disposal, Electric Range, Microwave, Oven, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main - Full Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms-B: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Main Level, Multiple Locations
Additional Information
- Equipment: Fuel Tank(s)
Exterior
- Exterior Features: Dock - Floating
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Circular Driveway
Location
- County: Iredell
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Construction: Site Built
- Exterior Const.: Stone Veneer, Wood
- Basement: Yes
- Basement Desc.: Exterior Entry, Finished, Storage Space, Sump Pump, Walk-Out Access
- Roof: Architectural Shingle
- Main/1st Level: 2,060 Sq. Ft.
- Year Built: 1998
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Waterfront
- Rcmdd Zoning: RA
- Fencing (Description): Partial
Water Features
- Water Front Name: Lake Norman
Disclosures and Reports
- Property ID: 4629-97-9328.000
- Lot Number: 3000-1184
Listed by Lakeside Key Group, LLC
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Schools
Schools serving 181 Stillwater Rd
School District:Iredell-Statesville Schools
| Name | Grades | Distance |
|---|---|---|
Troutman Elementary School 220 South Main Street, Troutman, NC 28166 | K-5 | 3.9 mi |
Troutman Middle School 305 Rumple Street, Troutman, NC 28166 | 6-8 | 3.7 mi |
South Iredell High School 299 Old Mountain Road, Statesville, NC 28677 | 9-12 | 9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 181 Stillwater Rd
Date
Details
Price
Change
Source
11/15/2025
Price Reduced
$1,298,000
-1.67%
MLS
9/23/2025
Listed
$1,320,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 181 Stillwater Rd
181 Stillwater Road, Troutman, NC 28166 (MLS# 4305528) is a Single Family property with 4 bedrooms and 3 full bathrooms. 181 Stillwater Road is currently listed for $1,298,000 and was received on September 23, 2025. Want to learn more about 181 Stillwater Road? Do you have questions about finding other Single Family real estate for sale in Troutman? You can browse all Troutman real estate or contact a Coldwell Banker agent to request more information.

