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$375,000
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Property Description
WATERFRONT under $400,000 is hard to find in todays market. Incredible opportunity on Lake Tillery! This 4BR/3BA diamond in the rough offers over 2,300 sq ft and is ready for renovation. Center section was permitted; two new mini-splits with new paint & drywall already in place. Boat lift is disconnected (not rated for seller's yacht), and boathouse electrical is non-functional. House needs major renovations and is sold as-is. Seller has never lived in or stayed overnight in the home. Located in Holiday Shores with lake access, clubhouse, and boat ramp. Stunning views of the cove and main channel. Montgomery County could not locate any septic permit information. New electrical service permitted and installed. Agent is owner. Run your comps-ARV exceeds $700,000.
Full Property Details
Full Property Details for 177 Mountain View Ln
General
- Price: $375,000
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4269979
- Updated: 7/24/2025
- Added to Site: 251 day(s) ago
Interior
- Interior Features: Built-in Features, Pantry, Split Bedroom, Other - See Remarks
- Fireplace: Yes
- Fireplace(s): Living Room, Primary Bedroom, Living Room, Primary Bedroom
- Appliances: Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Low Flow Fixtures, Refrigerator
- Flooring: Carpet, Linoleum, Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper - Full Baths: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Other - See Remarks
Additional Information
- Shared Amenities: Clubhouse, Lake Access, Recreation Area, Walking Trails
- Equipment: Other - See Remarks
Exterior
- Exterior Features: Dock - Floating, Storage
Parking
- Parking Features: Driveway, None
Location
- County: Montgomery
- Subdivision: Holiday Shores
- Driving Directions: From Downtown Albemarle, NC NC-24 W/E Main St 6 min (2.2 mi) At the traffic circle, take the 2nd exit onto NC-24 W/E Main St Continue to follow NC-24 W 7 min (6.9 mi) Follow River Rd and Holiday Dr to Mountain View Ln 7 min (3.4 mi) 177 Mountain View Ln Troy, NC 27371
School Information
- Elementary School: Mount Gilead
- Middle School: West Montgomery
- High School: Montgomery Central
Community
- Assoc. Name: Holiday Shores HOA
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Ductless, Electric, Multi Units, Window Unit(s)
- Heating Type: Ductless, Electric, Sealed Combustion Fireplace
Utilities
- Sewer: Septic Installed
- Water: Shared Well
- Utility Description: Cable Available, Electricity Connected
Structural Information
- Architectural Style: Other
- Construction: Site Built
- Exterior Const.: Vinyl, N/A
- Basement: Yes
- Basement Desc.: Dirt Floor, Exterior Entry, Storage Space
- Roof: Composition, Metal
- Upper: 1,090 Sq. Ft.
- Main/1st Level: 1,470 Sq. Ft.
- Year Built: 1970
Lot Features
- Lot Dimensions: 114 x 175 x 104 x 101
- Street/Road Desc.: Gravel, Paved
- Lot Features: River Front, Sloped, Waterfront
- Rcmdd Zoning: NC
Water Features
- Water Front Name: Lake Tillery
Financial Considerations
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, Nonconforming Loan
Disclosures and Reports
- Restrictions: No Representation, No Restrictions
- Property ID: 6588-18-22-8369
- Lot Number: 855/663
Listed by Coldwell Banker- CK Select
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Schools
Schools serving 177 Mountain View Ln
School District:Montgomery County Schools
| Name | Grades | Distance |
|---|---|---|
Mount Gilead Elementary 100 South School Street, Mount Gilead, NC 27306 | PK-5 | 9.7 mi |
West Middle 129 NC Hwy 109S, Mount Gilead, NC 27306 | 6-8 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 177 Mountain View Ln
Date
Details
Price
Change
Source
6/20/2025
Price Reduced
$375,000
-2.6%
MLS
6/14/2025
Listed
$385,000
113.89%
MLS
9/11/2020
Sold
$180,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 177 Mountain View Ln
Year
Property Taxes
Change
Tax Assessment
Change
2022
$1,406
7%
$214,596
7%
2021
$1,310
-27%
$199,935
-31%
2013
$1,805
—
$289,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 177 Mountain View Ln
177 Mountain View Lane, Troy, NC 27371 (MLS# 4269979) is a Single Family property with 4 bedrooms and 3 full bathrooms. 177 Mountain View Lane is currently listed for $375,000 and was received on June 14, 2025. Want to learn more about 177 Mountain View Lane? Do you have questions about finding other Single Family real estate for sale in Troy? You can browse all Troy real estate or contact a Coldwell Banker agent to request more information.

