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$445,000 Just Listed
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Property Description
Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living-all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you'll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living. Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you. Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you're just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.
Full Property Details
Full Property Details for 21 Swift Stream Ln
General
- Price: $445,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4380730
- Updated: 5/15/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Breakfast Bar, Kitchen Island, Open Floorplan, Split Bedroom
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning, Living Room, Wood Burning
- Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Mud Room, Inside, Main Level, Sink, Washer Hookup
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Detached Garage
Location
- County: Haywood
- Subdivision: Waters Edge
- Driving Directions: Hwy 276 N (Jonathan Creek) for approximately 5 miles, turn left onto Cove Creek Road. Go approximately 1/2 mile, turn right into Waters Edge subdivision, immediate right onto Swift Stream, home is at at the end.
School Information
- Elementary School: Jonathan Valley
- Middle School: Waynesville
- High School: Tuscola
Heating & Cooling
- Cooling Type: Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Private Sewer
- Water: Community Well
- Utility Description: Fiber Optics, Satellite Internet Available, Wired Internet Available
Structural Information
- Construction: Off Frame Modular
- Exterior Const.: Fiber Cement
- Roof: Architectural Shingle
- Main/1st Level: 1,680 Sq. Ft.
- Year Built: 2023
Lot Features
- Street/Road Desc.: Gravel, Paved
- Elevation (Approx.): 2000
- Lot Features: Creek Front, Flood Fringe Area, Flood Plain/Bottom Land, Level, Private
Financial Considerations
- Association Fee: $400
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Restrictions: Short Term Rental Allowed, Square Feet, Subdivision
- Property ID: 8609-88-5989
- Lot Number: 1065-631
Listed by RE/MAX Executive
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Schools
Schools serving 21 Swift Stream Ln
School District:Haywood County Schools
| Name | Grades | Distance |
|---|---|---|
Jonathan Valley Elementary 410 Hall Drive, Waynesville, NC 28785 | PK-5 | 5.2 mi |
Waynesville Middle 495 Brown Avenue, Waynesville, NC 28786 | 6-8 | 8.2 mi |
Tuscola High 564 Tuscola School Road, Waynesville, NC 28786 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21 Swift Stream Ln
Date
Details
Price
Change
Source
5/15/2026
Listed
$445,000
667.24%
MLS
5/18/2022
Sold
$58,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21 Swift Stream Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$233,000
4%
2023
-100%
$224,000
692%
2022
$171
—
$28,300
—
2021
$171
-8%
$28,300
—
2020
$185
—
$28,300
—
2019
$185
—
$28,300
—
2017
$185
-37%
$28,300
-38%
2016
$292
—
$45,900
—
2015
$292
4%
$45,900
—
2014
$281
—
$45,900
—
2013
$281
—
$45,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21 Swift Stream Ln
21 Swift Stream Lane, Waynesville, NC 28785 (MLS# 4380730) is a Single Family property with 3 bedrooms and 2 full bathrooms. 21 Swift Stream Lane is currently listed for $445,000 and was received on May 15, 2026. Want to learn more about 21 Swift Stream Lane? Do you have questions about finding other Single Family real estate for sale in Waynesville? You can browse all Waynesville real estate or contact a Coldwell Banker agent to request more information.

