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$415,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1 Car Garage
  • Updated 11 days ago
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Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse offers the perfect blend of timeless charm and modern convenience on a beautiful 1.7+ acre level lot. Boasting three bedrooms, one full bath, and two half baths, the thoughtfully designed layout provides comfortable living for families or those seeking flexible space. Two bonus rooms offer versatile options for a home office, hobby room, guest suite, or additional storage-perfect for customizing your lifestyle. Step inside through the welcoming foyer entrance into a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen serves as the heart of the home, flowing naturally into the cozy family room. Abundant natural light pours through updated vinyl windows, highlighting the well-maintained interiors while the updated electrical service ensures peace of mind and modern efficiency. Outside, enjoy the expansive uncovered rear deck overlooking the private, level acreage-ideal for relaxing, gardening, or outdoor gatherings. A covered front porch and side porch invite you to savor the mountain air and scenic surroundings. Additional amenities include an unfinished space with a single-car garage, a convenient single-car carport on the main level, and generous parking opportunities. Located just 10 minutes from vibrant Downtown Waynesville and easy I-40 access, this property combines peaceful country living with unbeatable convenience to shopping, dining, and amenities.

Full Property Details for 654 Ratcliff Cove Rd

General

  • Price: $415,000
  • Status: Pending
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4396191
  • Updated: 6/22/2026
  • Added to Site: 17 day(s) ago

Interior

  • Interior Features: Built-in Features, Entrance Foyer, Pantry
  • Fireplace: Yes
  • Fireplace(s): Living Room, Wood Burning, Living Room, Wood Burning
  • Appliances: Dishwasher, Electric Oven, Electric Range, Refrigerator
  • Flooring: Tile, Vinyl, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper - 1/2 Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: In Basement

Additional Information

  • Shared Amenities: None

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Carports: Yes
  • Parking Features: Attached Carport, Driveway, Attached Garage, Garage Door Opener

Location

  • County: Haywood

School Information

  • Elementary School: Junaluska
  • Middle School: Waynesville
  • High School: Tuscola

Heating & Cooling

  • Cooling Type: Attic Fan, Central Air
  • Heating Type: Central, Floor Furnace, Forced Air, Oil

Utilities

  • Sewer: Septic Installed
  • Water: Well

Structural Information

  • Architectural Style: Farmhouse
  • Construction: Site Built
  • Exterior Const.: Brick Partial, Vinyl
  • Basement: Yes
  • Basement Desc.: Exterior Entry, Interior Entry, Storage Space, Unfinished
  • Roof: Architectural Shingle
  • Upper: 511 Sq. Ft.
  • Main/1st Level: 1,586 Sq. Ft.
  • Year Built: 1951

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Elevation (Approx.): 2500
  • Lot Features: Level, Open Lot, Views

Horse Property

  • Horse Facility Desc.: Horses Allowed

Financial Considerations

  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: No Restrictions
  • Property ID: 8625-28-2131
  • Plat: CABD/2694
  • Lot Number: 1110/172

Listed by Howard Hanna Beverly-Hanks Waynesville

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Listing agent

— 654 Ratcliff Cove Rd —

  • Howard Hanna Beverly-Hanks Waynesville

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 654 Ratcliff Cove Rd

School District:Haywood County Schools
NameGradesDistance
Junaluska Elementary
2238 Asheville Road, Waynesville, NC 28786
K-51.1 mi
Waynesville Middle
495 Brown Avenue, Waynesville, NC 28786
6-82.3 mi
Tuscola High
564 Tuscola School Road, Waynesville, NC 28786
9-122.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 654 Ratcliff Cove Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/22/2026
Listed
$415,000
1.22%
MLS
6/24/2024
Sold
$410,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 654 Ratcliff Cove Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$236,000
-3%
2023
100%
$244,400
—
2022
-100%
$244,400
—
2022
$1,613
—
$244,400
—
2021
$1,613
33%
$244,400
49%
2020
$1,216
—
$163,800
—
2019
$1,221
—
$163,800
—
2017
$1,221
-10%
$163,800
-14%
2016
$1,352
—
$189,700
—
2015
$1,352
10%
$189,700
—
2014
$1,233
—
$189,700
—
2013
$1,233
—
$189,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 654 Ratcliff Cove Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Howard Hanna Beverly-Hanks Waynesville

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654 Ratcliff Cove Road, Waynesville, NC 28786 (MLS# 4396191) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 654 Ratcliff Cove Road is currently listed for $415,000 and was received on June 22, 2026. Want to learn more about 654 Ratcliff Cove Road? Do you have questions about finding other Single Family real estate for sale in Waynesville? You can browse all Waynesville real estate or contact a Coldwell Banker agent to request more information.

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