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$490,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 1 Car Garage
  • Updated 4 days ago
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Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse blends timeless charm with modern convenience on a beautiful 0.40-acre level lot. Recent updates include a new roof, gutters and gutter guards, fresh paint, new kitchen flooring with granite countertops and sink, a new bathroom vanity, and a new city water tap with well backup. Three bedrooms, one full bath, and two half baths provide comfortable living, while two bonus rooms offer flexible space for an office, hobby room, guest suite, or storage. A welcoming foyer opens to a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen flows into the cozy family room, with abundant natural light through updated vinyl windows and updated electrical service for peace of mind. Outside, an expansive uncovered rear deck overlooks the private level lot-perfect for relaxing, gardening, or gatherings-while covered front and side porches invite you to enjoy the mountain air. Amenities include unfinished space with a single-car garage in the huge open basement, a main-level single-car carport, and generous parking. Just 10 minutes from Downtown Waynesville with easy I-40 access, this home offers peaceful country living with convenient access to shopping, dining, and amenities.

Full Property Details for 654 Ratcliff Cove Rd

General

  • Price: $490,000
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4430144
  • Updated: 9/30/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: Pantry
  • Fireplace: Yes
  • Fireplace(s): Living Room, Living Room
  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • Flooring: Tile, Vinyl, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: In Basement

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Carports: Yes
  • Carport Spaces: 1
  • Parking Features: Basement, Attached Carport, Driveway

Location

  • County: Haywood
  • Driving Directions: Raccoon to Ratcliff Cove Rd. 654 is on the right

School Information

  • Elementary School: Junaluska
  • Middle School: Waynesville
  • High School: Tuscola

Heating & Cooling

  • Cooling Type: Attic Fan, Window Unit(s)
  • Heating Type: Central, Oil

Utilities

  • Sewer: Septic Installed
  • Water: City

Structural Information

  • Architectural Style: Cape Cod, Farmhouse
  • Construction: Site Built
  • Exterior Const.: Brick Full
  • Basement: Yes
  • Basement Desc.: Basement Shop, Exterior Entry, Full, Interior Entry, Storage Space, Unfinished, Walk-Out Access
  • Roof: Architectural Shingle
  • Upper: 515 Sq. Ft.
  • Main/1st Level: 1,586 Sq. Ft.
  • Year Built: 1951

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Elevation (Approx.): 2500
  • Lot Features: Cleared, Level, Views

Financial Considerations

  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 8625-28-2131
  • Lot Number: 1158/736

Listed by Howard Hanna Beverly-Hanks Waynesville

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Listing agent

— 654 Ratcliff Cove Rd —

  • Howard Hanna Beverly-Hanks Waynesville

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 654 Ratcliff Cove Rd

School District:Haywood County Schools
NameGradesDistance
Junaluska Elementary
2238 Asheville Road, Waynesville, NC 28786
K-51.1 mi
Waynesville Middle
495 Brown Avenue, Waynesville, NC 28786
6-82.3 mi
Tuscola High
564 Tuscola School Road, Waynesville, NC 28786
9-122.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 654 Ratcliff Cove Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/30/2026
Listed
$490,000
18.07%
MLS
7/30/2026
Sold
$415,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 654 Ratcliff Cove Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,646
—
$236,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Howard Hanna Beverly-Hanks Waynesville

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654 Ratcliff Cove Road, Waynesville, NC 28786 (MLS# 4430144) is a Single Family property with 3 bedrooms, 1 full bathroom and 2 partial bathrooms. 654 Ratcliff Cove Road is currently listed for $490,000 and was received on September 30, 2026. Want to learn more about 654 Ratcliff Cove Road? Do you have questions about finding other Single Family real estate for sale in Waynesville? You can browse all Waynesville real estate or contact a Coldwell Banker agent to request more information.

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