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$649,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,347 Sq. Ft.
  • 0.88 Acres
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Escape to the peace and beauty of Duncan Lake with this immaculate contemporary/chalet offering 150 feet of private waterfront in a quiet, serene setting. Set on 114 acre Duncan Lake, this home is perfect for swimming, fishing, kayaking, canoeing, and relaxing. Motorboats are allowed, but the lake is speed restricted for a calm, no-wake environment. Inside, you'll find a bright open concept design featuring a stylish kitchen with quartz countertops, stainless steel appliances, and a spacious living room with cathedral ceilings and a cozy gas stove. The first floor primary suite includes a beautifully appointed bath with a custom tiled walk in shower. Upstairs are two additional bedrooms, a 3/4 bath, and a loft overlooking the living area. Step outside to the expansive 28-foot lakeside deck, the perfect place to enjoy morning coffee or unwind while taking in the tranquil water views. The walkout lower level is ready to finish to suit your needs, providing excellent potential for additional living space. Recent upgrades include a new gas boiler with economical radiant heat and two mini-splits for year-round comfort. A 22 foot dock and 12x12 storage shed complete the property. Conveniently located just minutes from Hannaford, Walgreens, Ocean State Job Lot, Tractor Supply, Ace Hardware, and Hobbs Tavern & Brewing Company, this home is only 15 minutes to Wolfeboro and 30 minutes to North Conway. Whether you're looking for a year round residence or a four season waterfront retreat, this pristine Duncan Lake property is ready to impress.

Full Property Details for 34 Elm St

General

  • Price: $649,900
  • Taxes: $7,067 (2026)
  • Status: Active
  • Type: Single Family
  • Source: PrimeMLS
  • MLS ID: 5101837
  • Updated: 9/3/2026
  • Added to Site: 54 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Cathedral Ceiling, Dining Area, Kitchen/Dining, Natural Woodwork, 1st Floor Laundry
  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer, Gas Stove, Propane Water Heater, Water Heater off Boiler
  • Flooring: Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: 15'8 x 11'3, Level 1
  • Bedroom 1: 8'8 x 12'11, Level 2
  • Bedroom 2: 10'4 x 8'6, Level 2

Other Rooms

  • Living Room: 16 x 11, Level 1
  • Kitchen: Kitchen, 20 x 12, Level 1
  • Dining Room: Dining Room, 12 x 10, Level 1
  • Loft: 11'3 x 4'6+10'4 x 14, Level 2

Additional Information

  • Equipment: Gas Stove

Exterior

  • Exterior Features: Boat Slip/Dock, Deck, Outbuilding
  • Color: Blue/Gray

Location

  • County: Carroll
  • Driving Directions: Route 16 to Elm Street (at the Dairy Bar), follow to #34 on the right

School Information

  • Elementary School: Ossipee Central Elementary Sch
  • Middle School: Kingswood Regional Middle
  • High School: Kingswood Regional High School

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Propane, Radiant Floor

Utilities

  • Sewer: 1250 Gallon, Private, Pump Up, Septic

Structural Information

  • Construction Status: Existing
  • Basement Entrance: Walkout
  • Basement Desc.: Daylight, Interior Stairs, Unfinished, Walkout
  • Foundation Size: 30x32
  • Roof: Asphalt Shingles
  • Stories/Levels: 1.5
  • Square Feet: 1,347
  • Finished Total: 1,347 Sq. Ft.
  • Finished Above Grnd: 1,347 Sq. Ft.
  • Year Built: 2017

Lot Features

  • Lot Size (Acres): 0.88
  • Lot Size (Sq. Ft.): 38,333
  • Lot Dimensions: 11'3 x 4'6+10'4 x 14
  • Frontage: Yes Road Frontage
  • Frontage Feet: 150
  • Driveway/Sidewalk: Gravel
  • Zoning: WF Duncan Lake

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Front Type: Lake
  • Water Front Name: Duncan Lake
  • Water Front Owned: 1

Financial Considerations

  • Price Per Sq. Ft.: $482.48
  • Tax Amount: $7,067
  • Tax Year: 2026

Disclosures and Reports

  • Documents Avail.: Deed, Property Disclosure, Septic Design, Tax Map
  • Lot Number: 24

Listed by Costantino Real Estate LLC, Gerard Costantino

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Listed by Costantino Real Estate LLC, Gerard Costantino

Listing agent

— 34 Elm St —

  • Gerard Costantino

    Costantino Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 34 Elm St

School District:Governor Wentworth Regional School District
NameGradesDistance
Ossipee Central School
68 Main St., Ossipee, NH 03814
K-63.7 mi
Kingswood Regional Middle School
404 South Main Street, Wolfeboro, NH 03894
7-810 mi
Kingswood Regional High School
396 South Main Street, Wolfeboro, NH 03894
9-129.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 34 Elm St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/03/2026
Price Reduced
$649,900
-3.72%
MLS
7/27/2026
Listed
$675,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 34 Elm St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,437
10%
$504,100
—
2024
$5,848
8%
$504,100
-4%
2023
$5,421
-3%
$522,800
72%
2022
$5,599
7%
$304,600
7%
2021
$5,226
8%
$285,100
—
2020
$4,861
1%
$285,100
2%
2019
$4,794
12%
$280,200
36%
2018
$4,279
79%
$205,700
66%
2016
$2,397
5%
$124,200
—
2015
$2,277
-5%
$124,200
-7%
2014
$2,407
4%
$133,600
—
2013
$2,323
—
$133,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 34 Elm St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Costantino Real Estate LLC, Gerard Costantino

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34 Elm Street, Ossipee, NH 03864 (MLS# 5101837) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 34 Elm Street is currently listed for $649,900 and was received on July 27, 2026. Want to learn more about 34 Elm Street? Do you have questions about finding other Single Family real estate for sale in Ossipee? You can browse all Ossipee real estate or contact a Coldwell Banker agent to request more information.

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