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$649,999
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Property Description
Welcome home to Residence 402 at M650 Flats-an exceptional penthouse loft condo in the heart of Jersey City, just moments from NYC. This stunning industrial-chic home offers the versatility of a one-bedroom plus office/den or a true two-bedroom layout, all wrapped in soaring style and modern convenience. Step through the impressive 8-foot entry door into a dramatic loft space with 12-foot ceilings, exposed brick, steel ductwork, and hardwood floors. Natural light pours in through oversized windows, highlighting the open-concept design and high-end finishes throughout. A custom coat closet, eight interior doors, abundant storage, and an in-unit washer and dryer add everyday luxury. The chef's kitchen is fully updated with sleek quartz countertops, a gas cooktop, and premium Bosch stainless steel appliances perfect for both cooking and entertaining. The living and dining areas flow effortlessly, creating an airy, loft-style environment ideal for modern living. The king-sized primary bedroom suite is a serene retreat, offering enough space for an office, lounge, or workout area. It features a custom walk-in closet and a spa-inspired bathroom complete with a dreamy waterfall glass-enclosed shower, double vanity, heated floors, and a heated towel rack. A beautifully finished second full bathroom serves the additional bedroom or office/den with equal sophistication. Enjoy direct access to a private balcony off the bedroom, as well as rooftop access where you can unwind and take in breathtaking NYC skyline views. Central air, forced hot air, and newer upgrades throughout ensure year-round comfort. M650 Flats is a boutique elevator building offering a secure private entry, an updated lobby, a virtual doorman, a package room, garage parking, and a shared roof deck with panoramic Manhattan views. Commuting is effortless with the NJ Transit bus stop right outside, CitiBike at the corner, and Journal Square PATH station just minutes away. Surrounded by million-dollar residences and located in vibrant McGinley Square, Residence 402 delivers unmatched style, comfort, and convenience urban loft living at its very best.
Full Property Details
Full Property Details for 650 Montgomery St #402
General
- Price: $649,999
- Taxes: $12,462 (2024)
- Status: Active
- Type: Condo
- Source: Liberty_Board_Hudson_County_Hudson_MLS
- MLS ID: 250023388
- Updated: 1/9/2026
- Added to Site: 66 day(s) ago
Interior
- Number of Rooms: 2
- Interior Features: Intercom, Terrace
- Appliances: Dishwasher, Refrigerator, Washer/Dryer, Oven/Range Gas
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Level 1 - Full Baths: 2
Bedrooms
- Total Bedrooms: 2
- Bedrooms-L1: 2
Additional Information
- Amenities: Intercom, Terrace
- Shared Amenities: Elevator, PUBLIC ROOF TOP
- Other Features: New York View, Near Train, Near Shopping, Near Bus, Near Parks, Near Schools, Near Path
Parking
- Attached garage: Yes
- Garage Spaces: 1
- Garage Description: 1 Car, Attached, Garage
Location
- Area: JC, Journal Square
- County: Hudson
- Driving Directions: Summit Ave and Baldwin Ave
Heating & Cooling
- Cooling Type: A/C Central
- Heating/Cooling: A/C Central
Structural Information
- Architectural Style: Loft
- Exterior Const.: Brick
- Entry Floor Number: 4
- Square Feet: 1,200
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Tax Amount: $12,462
- Tax Year: 2024
Listed by Remax Central (732) 972-1000
Get Pre-Approved Today
Schools
Schools serving 650 Montgomery St #402
School District:Jersey City School District
| Name | Grades | Distance |
|---|---|---|
Martin Luther King, Jr No. 11 Elementary School 886 Bergen Avenue, Jersey City, NJ 07306 | PK-8 | 0.4 mi |
James J. Ferris High School 35 Colgate Street, Jersey City, NJ 07302 | 9-12 | 0.6 mi |
Lincoln High School 60 Crescent Avenue, Jersey City, NJ 07304 | 9-12 | 0.6 mi |
William L. Dickinson High School 2 Palisade Avenue, Jersey City, NJ 07306 | 9-12 | 0.7 mi |
Henry Snyder High School 239 Bergen Avenue, Jersey City, NJ 07305 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 650 Montgomery St #402
Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$649,999
-5.11%
MLS
12/19/2025
Price Reduced
$685,000
-2.14%
MLS
11/13/2025
Listed
$699,990
33.33%
MLS
1/02/2017
Sold
$525,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 650 Montgomery St #402
Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,918
5%
$533,700
—
2022
$11,304
32%
$533,700
—
2021
$8,561
32%
$533,700
—
2021
$6,471
-21%
$533,700
—
2019
$8,219
422%
$533,700
404%
2018
$1,574
-81%
$105,800
—
2017
$8,252
1%
$105,800
—
2016
$8,148
3%
$105,800
—
2015
$7,916
38%
$105,800
—
2013
$5,734
—
$105,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 650 Montgomery St #402
650 Montgomery St #402, Jersey City, NJ 07306 (MLS# 250023388) is a Condo property with 2 bedrooms and 2 full bathrooms. 650 Montgomery St #402 is currently listed for $649,999 and was received on November 13, 2025. Want to learn more about 650 Montgomery St #402? Do you have questions about finding other Condo real estate for sale in Journal Square? You can browse all Journal Square real estate or contact a Coldwell Banker agent to request more information.

