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$650,000 Just Listed
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Property Description
Rare mixed-use two-unit property in Lodi, grandfathered for professional/commercial use on the ground floor, making it ideal for an accountant, attorney, or similar office use. This versatile property sits on a Res/Com zoned lot and provides flexibility for both investors and owner-users. The first-floor unit flows naturally from a spacious room that was originally the living room into what was formerly the dining room, creating an open, welcoming reception area. Beyond that lies the kitchen, which connects to a side room that was once a bedroom, as well as an exceptionally large additional room perfect for private offices, conference space, or storage. The layout offers the charm of a converted residential home while functioning efficiently as a professional office space. The second floor features a comfortable one-bedroom apartment with laundry, offering steady rental income potential or space for an owner-occupant, adding to the property's income-producing appeal. Parking for 3 cars available. Note that per current grandfathered zoning, the commercial use of the first-floor unit is protected only as long as it remains in professional/commercial use; converting the property to strictly residential use would permanently forfeit the right to use it commercially again in the future.
Full Property Details
Full Property Details for 245 Union St
General
- Price: $650,000
- Taxes: $9,115 (2025)
- Status: Active
- Type: Multi-Family
- Source: Garden_State
- MLS ID: 4043020
- Updated: 7/25/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 8
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Location
- County: Bergen
- Driving Directions: Near the corner of Leo Pl
Heating & Cooling
- Cooling Type: Wall A/C Unit(s), Window A/C(s)
- Heating Type: 1 Unit
- Heating Fuel: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public Water
- Utility Description: Electric, Gas In Street
Structural Information
- Architectural Style: Under/Over
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Unfinished
- Roof: Asphalt Shingles
- Year Built: 1920
Unit Information
Unit 1
- Unit Description: Bedrooms, Dining Room, Kitchen, Living Room
- Square Feet: 9999
- Levels/Stories: 1
- Total Bathrooms: 1
- Bedrooms: 2
Unit 2
- Unit Description: Bedrooms, Kitchen, Living Room
- Square Feet: 9999
- Levels/Stories: 2
- Total Bathrooms: 1
- Bedrooms: 1
Lot Features
- Lot Size (Acres): 0.08
- Lot Dimensions: 33 x 98
- Driveway/Sidewalk: Driveway-Exclusive
Financial Considerations
- Operating Expenses: $9,999
- Assessment Amount: $109,200
- Land Assmt: $148,300
- Tax Amount: $9,115
- Tax Year: 2025
Disclosures and Reports
- Block: 125.02
- Lot Number: 3
Listed by Americasa Realty Llc
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Schools
Schools serving 245 Union St
School District:Lodi Borough School District
| Name | Grades | Distance |
|---|---|---|
Wilson Elementary School, Lodi, NJ 80 Union Street, Lodi, NJ 07644 | PK-5 | 0.4 mi |
Thomas Jefferson Mid School 75 1st Street, Lodi, NJ 07644 | 6-8 | 0.9 mi |
Lodi High School 99 Putnam Street, Lodi, NJ 07644 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 245 Union St
Date
Details
Price
Change
Source
7/25/2026
Listed
$650,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 245 Union St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,116
6%
$257,500
—
2024
$8,631
2%
$257,500
—
2023
$8,436
—
$257,500
—
2022
$8,405
-1%
$257,500
—
2021
$8,510
2%
$257,500
—
2019
$8,343
—
$257,500
—
2018
$8,358
—
$257,500
—
2017
$8,348
—
$257,500
—
2016
$8,348
1%
$257,500
—
2015
$8,248
—
$257,500
—
2014
$8,222
—
$257,500
—
2013
$8,188
—
$257,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 245 Union St
245 Union St, Lodi, NJ 07644 (MLS# 4043020) is a Multi-Family property with 2 units containing 3 bedrooms and 2 full bathrooms. 245 Union St is currently listed for $650,000 and was received on July 25, 2026. Want to learn more about 245 Union St? Do you have questions about finding other Multi-Family real estate for sale in Lodi? You can browse all Lodi real estate or contact a Coldwell Banker agent to request more information.

