Date
Details
Price
Change
Source
4/19/2026
Listed
$650,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/24
$650,000
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Property Description
Beautiful lakefront home on a double lot located on a quiet cul de sac. Welcome home to this beautifully maintained 3-bedroom, 2-bath raised ranch, perfectly situated on stunning park-like lakefront property. Nestled among mature trees, Step inside to discover a bright and inviting layout featuring spacious living areas, large windows that fill the home with natural light, and seamless indoor-outdoor flow.The country style kitchen opens to both the dining/living room area, ideal for both everyday living and entertaining.Outside enjoy your own private piece of paradise on Lake Saginaw with a dock for kayaking the serene, quiet lake.This is a great opportunity to become a lakefront homeowner on a quiet lake-no motor boats- in NJ!The entire house was extensively renovated down to the bare studs in 2012, new electrical, plumbing, kitchen, baths, floors, A/C, exterior, roof & deck. Boiler was replaced in 2023. New septic is going to be installed soon.
Full Property Details
Full Property Details for 13 N Orchard Terrace
General
- Price: $650,000
- HOA FEE: $8/month
- Taxes: $11,719 (2025)
- Status: Active
- Type: Single Family
- Source: Garden_State
- MLS ID: 4021661
- Updated: 6/27/2026
- Added to Site: 70 day(s) ago
Interior
- Number of Rooms: 5
- 1st Floor/Level 1: 2 Bedrooms, Bath(s) Other
- Street Level: Bedroom 1, Main Bath, Kitchen, LivDinRm, Outside Entrance
- Lower Level: Family Room, Laundry Room, Storage Room, Utility Room, Walkout
- Interior Features: Carbon Monoxide Detector, Cathedral Ceiling, High Ceilings, Smoke Detector, Stall Shower and Tub, Tub Shower, Walk-In Closet
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Carbon Monoxide Detector, Dishwasher, Dryer, Microwave, Gas Range and Oven, Refrigerator, Washer
- Flooring: Carpeting, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Walk-In Closet
- Bedroom 1: 11 x 21, First
- Bedroom 2: 10 x 9, First
- Bedroom 3: 9 x 13, Ground
Other Rooms
- Living Room: 11 x 25, Ground
- Kitchen: Country Kitchen, Eat-In Kitchen, 12 x 0
- Dining Room: Living/Dining Combo, 11 x 9, Ground
- FamilyRm: 14 x 18, Basement
Additional Information
- Shared Amenities: Lake Privileges, Storage Area
Exterior
- Exterior Features: Deck, Dock, Underground Lawn Sprinkler
Parking
- Uncovered Spaces: 4
Location
- County: Sussex
- Subdivision: Lake Saginaw
- Driving Directions: Take the main road (NJ-15), turn onto Saginaw Drive Left Lake Terrace right to Orchard Terrace, right to N Orchard Terrace
School Information
- Elementary School: ALPINE
- Middle School: SPARTA
- High School: SPARTA
Heating & Cooling
- Cooling Type: 1 Unit, Central Air Conditioning
- Heating Type: Forced Hot Air
- Heating Fuel: Natural Gas, Gas-Propane Leased
- Water Heater: Gas
Utilities
- Sewer: Septic
- Water: Public Water
- Utility Description: Electric, Natural Gas, Cable TV Available
Structural Information
- Architectural Style: Ranch
- Basement: Yes
- Basement Desc.: Finished, Full
- Roof: Asphalt Shingles
- Year Built: 1945
- Remodeled/Updated: 2012
Lot Features
- Lot Size (Acres): 0.3
- Lot Size: 112 x 113
- Driveway/Sidewalk: 2 Car Width
- Lot Description: Cul-De-Sac, Lake Front, Lake On Lot, Lake/Water View, Waterfront
Water Features
- Water Front: Yes
Financial Considerations
- Association Fee: $8
- Assoc Fee Freq.: Monthly
- Application Fee: $300
- Other Fee Freq.: One Time
- Assessment Amount: $319,500
- Land Assmt: $168,000
- Tax Amount: $11,719
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Disclosures: Yes
- APN: 2818-02003-0000-00032-0000-
- Block: 2003
- Lot Number: 32
Listed by Century 21 Geba Realty
We Value Your Privacy
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We Value Your Privacy
Listing agent
— 13 N Orchard Terrace —
Century 21 Geba Realty
973-726-0333
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 13 N Orchard Terrace
School District:Sparta Township School District
| Name | Grades | Distance |
|---|---|---|
Helen Morgan Elementary School 100 Sparta Road, Sparta, NJ 07871 | 4-5 | 0.8 mi |
Mohawk Avenue Elementary School 18 Mohawk Avenue, Sparta, NJ 07871 | 3- | 1.1 mi |
Sparta Alpine Elementary School 151 Andover Road, Sparta, NJ 07871 | PK-2 | 2.7 mi |
Sparta Middle School 350 Main Street, Sparta, NJ 07871 | 6-8 | 2.5 mi |
Sparta High School 70 West Mountain Road, Sparta, NJ 07871 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 13 N Orchard Terrace
Tax History
Tax History for 13 N Orchard Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,467
6%
$319,500
—
2022
$10,869
2%
$319,500
—
2021
$10,697
-2%
$319,500
—
2020
$10,863
3%
$319,500
—
2019
$10,582
2%
$319,500
—
2018
$10,358
1%
$319,500
—
2017
$10,230
2%
$319,500
—
2016
$10,010
21%
$320,100
51%
2015
$8,260
4%
$212,400
—
2013
$7,954
—
$212,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 13 N Orchard Terrace
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13 N Orchard Ter, Sparta Township, NJ 07871 (MLS# 4021661) is a Single Family property with 3 bedrooms and 2 full bathrooms. 13 N Orchard Ter is currently listed for $650,000 and was received on April 18, 2026. Want to learn more about 13 N Orchard Ter? Do you have questions about finding other Single Family real estate for sale in Sparta Township? You can browse all Sparta Township real estate or contact a Coldwell Banker agent to request more information.