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$550,000
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Property Description
Welcome to 1 Union Road, a beautifully maintained legal two-family hi-ranch set on a level .21 acre lot in the heart of Carmel, NY. Whether you're looking for a smart investment, multi-generational living, or the benefit of rental income to offset your mortgage, this versatile property checks every box. The main level offers three spacious bedrooms and two full baths, highlighted by cathedral ceilings in the kitchen that flood the space with natural light and an open, airy feel. Thoughtfully maintained throughout, the upper level is move in ready and full of warmth and character. Step out to the back deck and enjoy the fully level yard, a rare find and perfect for outdoor entertaining, summer gatherings, or simply unwinding at the end of the day. The lower level features a fully equipped legal apartment with its own kitchen and a private walk out directly to the backyard, offering comfort and independence for extended family or a tenant. With a roof approximately 10 years old and the home's overall meticulous upkeep, there is nothing to do but move in and enjoy. Location adds even more appeal. Situated in the highly regarded Carmel Central School District. Outdoor recreation abounds with nearby Lake Gleneida, Lake Mahopac, Sycamore Town Park, and Centennial Golf Club just minutes away. Commuters will love the easy access to I-84 and Metro-North's Hudson Line, putting White Plains and New York City well within reach. Shopping, dining, and everyday conveniences are all close at hand. A rare opportunity to own a turn key, income producing property in one of Putnam County's most desirable communities. Don't miss it. ** Whole house portable generator included and there are hardwood floors under all carpets upstairs**
Full Property Details
Full Property Details for 1 Union Rd
General
- Price: $550,000
- Taxes: $14,082
- Status: Active
- Type: Multi-Family
- Source: Long_Island
- MLS ID: 1015938
- Updated: 6/26/2026
- Added to Site: 17 day(s) ago
Interior
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Entrance Foyer, Formal Dining, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Storage
- Laundry Facilities: Yes
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Garage
Exterior
- Porch/Patio/Deck: Deck, Patio
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Garage
Location
- County: Putnam County
- Subdivision: lake carmel
School Information
- High School District: Carmel
- Elementary School: Matthew Paterson Elementary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
Heating & Cooling
- Cooling Type: Ductless
- Heating Type: Hot Water, Oil, Steam
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Cable Connected, Electricity Connected
Structural Information
- Architectural Style: Hi Ranch
- Detached/Attached: Attached
- Construction: Vinyl Siding
- Windows: Insulated Windows, Skylight(s)
- Building Size: 1766
- Square Feet: 1,766
- Year Built: 1965
Lot Features
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 9,148
- Fence: Yes
- Lot Features: Back Yard, Corner Lot, Front Yard, Landscaped, Level
- Fencing (Description): Fenced, Vinyl
Financial Considerations
- Tax Amount: $14,082
Disclosures and Reports
- Special Conditions: None
- Property ID: 372200-033-074-0001-005-000-0000
Listed by Howard Hanna Rand Realty
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Schools
Schools serving 1 Union Rd
School District:Carmel Central School District
| Name | Grades | Distance |
|---|---|---|
George Fischer Middle School 281 Fair St, Carmel Hamlet, NY 10512 | 5-8 | 0.7 mi |
Matthew Paterson Elementary School 100 South Street, Patterson, NY 12563 | K-4 | 5 mi |
Carmel High School 30 Fair St, Carmel Hamlet, NY 10512 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1 Union Rd
Date
Details
Price
Change
Source
6/26/2026
Listed
$550,000
1000%
MLS
2/07/2006
Sold
$50,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1 Union Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$10,188
11%
$475,000
114%
2024
$9,182
100%
$222,000
7%
2020
100%
$207,000
—
2021
-100%
$207,000
—
2021
$7,956
—
$207,000
—
2020
$7,965
8%
$207,000
—
2018
$7,386
6%
$207,000
9%
2017
$6,997
—
$189,900
—
2016
$7,021
1%
$189,900
—
2015
$6,967
-2%
$189,900
-3%
2015
$7,113
-3%
$195,800
-6%
2013
$7,324
—
$208,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1 Union Rd
1 Union Road, Carmel, NY 10512 (MLS# 1015938) is a Multi-Family property with 2 units containing 3 bedrooms and 3 full bathrooms. 1 Union Road is currently listed for $550,000 and was received on June 26, 2026. Want to learn more about 1 Union Road? Do you have questions about finding other Multi-Family real estate for sale in Carmel? You can browse all Carmel real estate or contact a Coldwell Banker agent to request more information.
