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$650,000
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Property Description
RARE LAKEFRONT MIXED-USE INVESTMENT OPPORTUNITY! Discover the unique potential of 8 & 10 Towners Road in Carmel, NY, featuring THREE LEGAL UNITS-TWO RESIDENTIAL UNITS AND ONE COMMERCIAL UNIT-situated directly on the shores of Lake Carmel with beautiful water views and direct lake access. #8 Towners Road features a COMMERCIAL OFFICE/RETAIL SPACE with multiple rooms, a GARAGE BELOW, and an additional FRAMED-OUT ROOM offering flexible possibilities for expansion, storage, or additional workspace. #10 Towners Road includes a TWO-BEDROOM APARTMENT, a separate GARAGE, and an additional ONE-BEDROOM APARTMENT. The lower level also features a SEPARATE ENTRANCE and was previously used as an apartment, offering additional potential. ALL UNITS ARE SEPARATELY METERED, INCLUDING THE BASEMENT, with electric heat throughout. This versatile property offers opportunities for an OWNER-USER, INVESTOR, RENTAL INCOME, or LIVE/WORK ARRANGEMENT. Enjoy the benefits of Lake Carmel living, including FIVE WELL-MAINTAINED BEACHES, a playground, walking path around the lake, and clubhouse. Convenient COMMUTER LOCATION with easy access to major roads and close to golf and local amenities. A truly distinctive WATERFRONT PROPERTY combining COMMERCIAL, RESIDENTIAL, AND RECREATIONAL OPPORTUNITIES in one location.
Full Property Details
Full Property Details for 10 Towners Rd #8
General
- Price: $650,000
- Taxes: $14,372
- Status: Active
- Type: Multi-Family
- Source: Long_Island
- MLS ID: 980288
- Updated: 10/2/2026
- Added to Site: 164 day(s) ago
Interior
- Interior Features: Other
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Garage
Location
- County: Putnam County
School Information
- High School District: Carmel
- Elementary School: Matthew Paterson Elementary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
Heating & Cooling
- Cooling Type: Wall/Window Unit(s)
- Heating Type: Electric, Other
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Electricity Connected, Trash Collection Public, Water Connected
Structural Information
- Detached/Attached: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Finished
- Year Built: 1940
Lot Features
- Lot Size (Acres): 0.54
- Lot Size (Sq. Ft.): 23,522
Water Features
- Water Front: Yes
- Water Front View: Lake Front, Water Access, Waterfront
Financial Considerations
- Taxes Include: Trash
- Tax Amount: $14,372
Disclosures and Reports
- Special Conditions: None
- Property ID: 372200-033-064-0001-007-000-0000
Listed by Briante Realty Group, LLC
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Schools
Schools serving 10 Towners Rd #8
School District:Carmel Central School District
| Name | Grades | Distance |
|---|---|---|
George Fischer Middle School 281 Fair St, Carmel Hamlet, NY 10512 | 5-8 | 1.2 mi |
Matthew Paterson Elementary School 100 South Street, Patterson, NY 12563 | K-4 | 5.2 mi |
Carmel High School 30 Fair St, Carmel Hamlet, NY 10512 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10 Towners Rd #8
Date
Details
Price
Change
Source
10/02/2026
Price Reduced
$650,000
-10.34%
MLS
5/01/2026
Listed
$725,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10 Towners Rd #8
10 Towners Road #8, Carmel, NY 10512 (MLS# 980288) is a Multi-Family property with 4 units containing 0 bedrooms and 0 full bathrooms. 10 Towners Road #8 is currently listed for $650,000 and was received on May 01, 2026. Want to learn more about 10 Towners Road #8? Do you have questions about finding other Multi-Family real estate for sale in Carmel? You can browse all Carmel real estate or contact a Coldwell Banker agent to request more information.
