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$525,000 Sale Pending
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Property Description
Water's Edge at Indian Lake HOA on Lake Barnabee - A rare waterfront retreat in the heart of the beautiful Catskill Mountains offering the perfect blend of privacy, recreation, and future potential. Set on three separate lots with an impressive 195 feet of lake frontage, this exceptional property gives you the opportunity to enjoy an expansive private shoreline and keep it to yourself or explore the possibility of additional building lots on either side of the home. Built in 2003, this well-designed residence features 3 bedrooms and 3 full bathrooms with a flexible layout ideal for full-time living, vacation escapes, or hosting guests. The upper level offers 2 bedrooms and 2 full baths which includes a primary bedroom and bathroom while the lower level includes an additional living room, bedroom and full bath-perfect for creating private guest quarters, an in-law suite, or separate living space. Inside, the home boasts an open floor plan with a spacious kitchen and living area that flows seamlessly to the outdoors. Step onto the huge deck overlooking the lake, where you can enjoy summer BBQs, morning coffee, or peaceful evenings taking in the water views. The walkout lower level includes a workshop and abundant storage, adding practicality to this scenic retreat. Outside, your personal dock invites endless enjoyment with kayaking, paddle boarding, fishing, swimming, and lakeside relaxation. Located in a welcoming lake community surrounded by the natural beauty of the Catskill Mountains, Water's Edge is a unique chance to own a premier waterfront property with space, versatility, and endless lifestyle possibilities. 2 hours from NYC the Sullivan County Catskills has so much to offer, book your tour today and enjoy your stay!
Full Property Details
Full Property Details for 3 Indian Lake Rd
General
- Price: $525,000
- HOA FEE: $63/month
- HOA FEE FREQ.: Annually
- Taxes: $6,676
- Status: Pending
- Type: Single Family
- Source: Long_Island
- MLS ID: 992504
- Updated: 5/29/2026
- Added to Site: 31 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Marble Counters, Open Floorplan, Open Kitchen, Primary Bathroom, Master Downstairs, Quartz/Quartzite Counters, Storage, Walk-In Closet(s), Washer/Dryer Hookup
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Pellet Stove
- Appliances: Dishwasher, Oven, Refrigerator
- Laundry Facilities: Yes
- Flooring: Carpet, Hardwood, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Basement, Inside, Laundry Room
Exterior
- Exterior Features: Dock
- Porch/Patio/Deck: Deck, Wrap Around
Parking
- Parking Features: Driveway
Location
- County: Sullivan County
- Cross Streets: Route 55
School Information
- High School District: Liberty
- Elementary School: Liberty Elementary School
- Middle School: Liberty Middle School
- High School: Liberty High School
Community
- Association: Yes
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Cooling Type: None
- Heating Type: Baseboard, Oil
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Architectural Style: Raised Ranch
- Detached/Attached: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Finished, Full Basement, Storage Space, Walk-Out Access
- Building Size: 2352
- Square Feet: 2,352
- Sq. Ft. Source: Measured
- Year Built: 2003
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Lake, Neighborhood, Trees/Woods, Water
- Lot Size (Acres): 0.61
- Lot Size (Sq. Ft.): 26,571
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front View: Lake Front, Lake Privileges, Water Access, Waterfront
Financial Considerations
- Association Fee: Yes
- Association Fee: $750
- Assoc Fee Freq.: Annually
- Tax Amount: $6,676.15
Disclosures and Reports
- Special Conditions: None
- Property ID: 3689-041-A-0002-013-000
Listed by Resort Realty
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Schools
Schools serving 3 Indian Lake Rd
School District:Liberty Central School District
| Name | Grades | Distance |
|---|---|---|
Liberty Elementary School, Liberty, NY 201 North Main Street, Liberty, NY 12754 | PK-4 | 2.6 mi |
Liberty Middle School 145 Buckley Street, Liberty, NY 12754 | 5-8 | 2.7 mi |
Liberty Middle High School 125 Buckley Street, Liberty, NY 12754 | 9-12 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3 Indian Lake Rd
Date
Details
Price
Change
Source
4/29/2026
Listed
$525,000
153.79%
MLS
8/19/2011
Sold
$206,868
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3 Indian Lake Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,737
2%
$95,300
—
2024
$6,614
100%
$95,300
—
2021
100%
$95,300
—
2022
-100%
$95,300
—
2022
$3,336
-51%
$95,300
—
2016
$6,851
-3%
$95,300
—
2020
$7,071
2%
$95,300
—
2018
$6,957
1%
$95,300
—
2017
$6,904
-1%
$95,300
—
2016
$6,950
1%
$95,300
—
2015
$6,875
—
$95,300
—
2015
$6,871
3%
$95,300
—
2013
$6,666
—
$95,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3 Indian Lake Rd
3 Indian Lake Road, Ferndale, NY 12734 (MLS# 992504) is a Single Family property with 3 bedrooms and 3 full bathrooms. 3 Indian Lake Road is currently listed for $525,000 and was received on April 29, 2026. Want to learn more about 3 Indian Lake Road? Do you have questions about finding other Single Family real estate for sale in Ferndale? You can browse all Ferndale real estate or contact a Coldwell Banker agent to request more information.
