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$629,900
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Property Description
**LAKEFRONT LIVING-AND A POSSIBLE LOWER INTEREST RATE! Seller is open to providing a concession that qualified buyers may use toward an interest-rate buydown or allowable closing costs. Ask your lender how this could reduce your monthly payment. Available only through November 1-don't miss this opportunity!** Just over an hour from NYC, this beautifully maintained 3-bedroom, 2.5-bath home offers four-season living directly on private Sunset Lake-and it now features a BRAND-NEW ROOF! Inside, gleaming hardwood floors, elegant crown molding, central air and two fireplaces create a warm and inviting atmosphere. The thoughtfully designed kitchen features concrete countertops, propane cooking and radiant-heated tile floors that continue into the adjoining mudroom-a welcome luxury during Hudson Valley winters. Wake up to peaceful lake views from the screened porch, host barbecues and dinners on the spacious open-air deck, or gather around your private fire pit at the water's edge. The level backyard offers room to play, complete with a swing set and soccer nets. A pool was previously located beside the home, and electric service remains in place. Ownership includes access to Sunset Lake's private sandy community beach, waterfront pavilion and community fire pit. Spend summer days swimming, fishing, kayaking and paddleboarding, then enjoy ice skating when winter transforms the lake. The community pavilion may also be reserved for private lakeside celebrations. The property may offer potential for a private dock, subject to all required community and municipal approvals. An invisible fence provides added convenience for pets, while high-speed internet makes working from home easy. The attached two-car garage offers generous storage for vehicles, kayaks, paddleboards and recreational equipment. Runners, walkers and cyclists will love being moments from the nearby rail trail. Located in the Pawling School District and minutes from the Village of Pawling, Metro-North, restaurants, shops, hiking, golf, wineries, breweries, farms and Interstate 84. Whether you're searching for a full-time residence or a weekend escape, 45 Willow Lake delivers the Hudson Valley lifestyle buyers dream about. **Schedule your private showing before this opportunity ends November 1!** Interest-rate buydown and seller concession are subject to the terms of an accepted offer, lender approval, loan-program requirements and applicable contribution limits. Some photographs have been virtually edited.
Full Property Details
Full Property Details for 45 Willow Lake Dr
General
- Price: $629,900
- HOA FEE: $38/month
- HOA FEE FREQ.: Annually
- Taxes: $9,553
- Status: Active
- Type: Single Family
- Source: Long_Island
- MLS ID: 1017740
- Updated: 9/24/2026
- Added to Site: 99 day(s) ago
Interior
- Number of Rooms: 10
- Interior Features: Eat-in Kitchen, Formal Dining, Kitchen Island
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Gas, Living Room, Wood Burning
- Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
- Laundry Facilities: Yes
- Flooring: Hardwood, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Bathroom
Additional Information
- Shared Amenities: Boat Dock, Gated, Recreation Facilities
Exterior
- Exterior Features: Garden
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Driveway, Garage
Location
- County: Dutchess County
- Driving Directions: 292 to right onto Sanita Rd
School Information
- High School District: Pawling
- Elementary School: Pawling Elementary School
- Middle School: Pawling Middle School
- High School: Pawling High School
Community
- Association: Yes
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Central Air
- Heating Type: Oil
Utilities
- Sewer: Septic Tank
- Water: Private, Shared Well
- Utility Description: Electricity Connected, Propane, See Remarks
Structural Information
- Architectural Style: Colonial
- Detached/Attached: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Full Basement, Partially Finished, Walk-Out Access
- Unfinished Attic: Yes
- Sq. Ft. Source: Public Records
- Year Built: 1995
Lot Features
- Property View: Trees/Woods, Water
- Lot Size (Acres): 1.35
- Lot Size (Sq. Ft.): 58,806
- Road Maintenance: Private Maintained Road
- Lot Features: Waterfront
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front View: Beach Access, Lake Front, Lake Privileges, Waterfront
Financial Considerations
- Association Fee: Yes
- Association Fee: $450
- Assoc Fee Freq.: Annually
- Other Fee Type: Road Maintanice Agreement
- Other Fee Freq.: Annually
- Tax Amount: $9,553.58
Disclosures and Reports
- Special Conditions: None
- Property ID: 134089-6856-00-591625-0000
Listed by River to Ridge Rlty Associates
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Schools
Schools serving 45 Willow Lake Dr
School District:Pawling Central School District
| Name | Grades | Distance |
|---|---|---|
Pawling Elementary School 7 Haight Street, Pawling, NY 12564 | K-4 | 3.1 mi |
Pawling Middle School 80 Wagner Drive, Pawling, NY 12564 | 5-8 | 4 mi |
Pawling High School 30 Wagner Drive, Pawling, NY 12564 | 9-12 | 4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 45 Willow Lake Dr
Date
Details
Price
Change
Source
9/03/2026
Price Reduced
$629,900
-1.42%
MLS
8/14/2026
Price Reduced
$639,000
-1.54%
MLS
7/31/2026
Price Reduced
$649,000
-0.15%
MLS
7/23/2026
Price Reduced
$650,000
-1.37%
MLS
7/17/2026
Price Reduced
$659,000
-0.9%
MLS
7/06/2026
Listed
$665,000
92.75%
MLS
5/19/2009
Sold
$345,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 45 Willow Lake Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,494
311%
$122,000
—
2021
$2,309
-73%
$122,000
—
2020
$8,635
-13%
$122,000
—
2018
$9,920
14%
$122,000
—
2017
$8,730
-6%
$122,000
—
2016
$9,290
3%
$122,000
—
2015
$9,041
-1%
$122,000
—
2015
$9,126
1%
$122,000
—
2013
$9,034
—
$122,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 45 Willow Lake Dr
45 Willow Lake Drive, Holmes, NY 12531 (MLS# 1017740) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 45 Willow Lake Drive is currently listed for $629,900 and was received on July 06, 2026. Want to learn more about 45 Willow Lake Drive? Do you have questions about finding other Single Family real estate for sale in Holmes? You can browse all Holmes real estate or contact a Coldwell Banker agent to request more information.
