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Property Description
Welcome to 440 Saw Mill River Road, a meticulously maintained Cape Cod style home located in the heart of Millwood, NY and within the nationally renowned Chappaqua Central School District with its highly regarded Horace Greeley High School, Seven Bridges Middle School, and Westorchard Elementary. Built in 1950 the house has been owned and cared for by the same family since 1958. They made an addition in 1969. The home offers approximately 1,540 square feet of living space across two stories, and features three bedrooms, two full bathrooms, two offices, a dining room, a well-positioned kitchen, and two working wood-burning fireplaces. The office spaces provide valuable flexibility for working from home, a library, study, creative space, or other uses to suit today's needs. The basement is partially finished as for a game room and office, has additional (unfinished) storage space, a laundry center and additional appliances for cooled and frozen food storage, and sinks. On the second floor, there is an attic for storage with easy walk-in access. The floors materials include beautiful hard wood, slate in the entry foyer, tile in the lavatories. Some rooms have wall to wall carpet. Wood trim and built-in book shelves are also a highlight. Thoughtfully cared for over the years, this clean and solid home combines the warmth and character of its Cape Cod architecture with important improvements, including a recently installed, highly efficient central heating and hot water system powered by a new Peerless WBV oil-fired boiler. The property is served by Town water, and has a septic system. Centrally located in Millwood, in the Town of New Castle, 440 Saw Mill River Road offers very convenient access to the surrounding communities, shopping, recreation, hiking trails. Metro-North Railroad's Chappaqua train station is ~10 minutes from this house by car. From there, by train, one can get to and from Grand Central Terminal in New York City in less than 60 minutes. Outside the house, the garden's mature landscaping creates an established and inviting setting that is highlighted by a very large dogwood in the front, and a larger magnificent beech tree on the side. There are also maple and hemlock trees, mature rhododendrons and other thoughtfully maintained plantings that provide privacy and shade in a back yard that complements the home's (and nearby homes') traditional character. 440 Saw Mill River Road presents an appealing opportunity to enjoy living in one of northern Westchester's most established communities, with its exceptional school system. Millwood is in the Town of New Castle.
Full Property Details
Full Property Details for 440 Saw Mill River Rd
General
- Price: $700,000
- Taxes: $9,520
- Status: Active
- Type: Single Family
- Source: Long_Island
- MLS ID: 1037537
- Updated: 8/20/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: First Floor Bedroom, First Floor Full Bath, Beamed Ceilings, Built-in Features, Entrance Foyer, Formal Dining, Natural Woodwork, Original Details, Storage, Washer/Dryer Hookup
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Living Room, Wood Burning
- Appliances: Dishwasher, Dryer, Gas Range, Oven, Range, Refrigerator, Washer, Gas Water Heater
- Laundry Facilities: Yes
- Flooring: Carpet, Ceramic Tile, Hardwood, Other
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Basement, Inside
Exterior
- Exterior Features: Garden
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Total Spaces: 4
- Parking Features: Driveway
Location
- County: Westchester County
- Direction Faces: West
School Information
- High School District: Chappaqua
- Elementary School: Westorchard
- Middle School: Seven Bridges Middle School
- High School: Horace Greeley High School
Heating & Cooling
- Cooling Type: Wall/Window Unit(s)
- Heating Type: Baseboard, Hot Water, Oil
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Phone Connected, Propane, Trash Collection Public, Water Connected
Structural Information
- Architectural Style: Cape Cod
- Detached/Attached: Detached
- Construction: Clapboard, Wood Siding
- Basement: Yes
- Basement Desc.: Partially Finished, See Remarks, Storage Space
- Unfinished Attic: Yes
- Windows: Double Pane Windows, Shutters
- Building Size: 1540
- Square Feet: 1,540
- Sq. Ft. Source: Public Records
- Year Built: 1950
Lot Features
- Lot Size (Acres): 0.2212
- Lot Size (Sq. Ft.): 9,636
Financial Considerations
- Taxes Include: Trash
- Tax Amount: $9,520.34
Disclosures and Reports
- Special Conditions: None
- Property ID: 3600-081-013-00002-000-0046
Listed by Houlihan Lawrence Inc.
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Schools
Schools serving 440 Saw Mill River Rd
School District:Chappaqua Central School District
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 440 Saw Mill River Rd
Date
Details
Price
Change
Source
8/20/2026
Listed
$700,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 440 Saw Mill River Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,857
100%
$78,840
—
2024
100%
$78,840
—
2020
-100%
$78,840
—
2020
$8,662
-30%
$78,840
—
2018
$12,309
10%
$78,840
—
2017
$11,152
68%
$78,840
—
2017
$6,626
-86%
$78,840
—
2016
$46,270
324%
$78,840
—
2015
$10,919
1%
$78,840
—
2013
$10,801
—
$78,840
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 440 Saw Mill River Rd
440 Saw Mill River Road, Millwood, NY 10546 (MLS# 1037537) is a Single Family property with 3 bedrooms and 2 full bathrooms. 440 Saw Mill River Road is currently listed for $700,000 and was received on August 20, 2026. Want to learn more about 440 Saw Mill River Road? Do you have questions about finding other Single Family real estate for sale in Millwood? You can browse all Millwood real estate or contact a Coldwell Banker agent to request more information.
