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$425,000
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Property Description
Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!
Full Property Details
Full Property Details for 31 Cottage St
General
- Price: $425,000
- Taxes: $3,744
- Status: Active
- Type: Multi-Family
- Source: Long_Island
- MLS ID: 1032198
- Updated: 8/12/2026
- Added to Site: 23 day(s) ago
Interior
- Interior Features: First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Original Details, Storage
- Flooring: Combination, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Garden
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 4
- Parking Features: Driveway, Garage, Parking Lot
Location
- County: Sullivan County
- Cross Streets: Landfield
School Information
- High School District: Monticello
- Elementary School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
Heating & Cooling
- Cooling Type: Multi Units
- Heating Type: Oil, Steam
- Heating Zones: 2
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected
Structural Information
- Architectural Style: Cape Cod, Mediterranean
- Detached/Attached: Detached
- Construction: Frame, Stucco
- Basement: Yes
- Basement Desc.: Full Basement, Unfinished
- Year Built: 1930
Lot Features
- Property View: City
- Lot Size (Acres): 0.1722
- Lot Size (Sq. Ft.): 7,500
- Lot Dimensions: 51 x 144
- Frontage: Municipal
- Road Maintenance: Public Maintained Road
- Lot Features: Cleared, Front Yard, Garden, Near Public Transit, Near School, Near Shops
Financial Considerations
- Tax Amount: $3,744.55
Disclosures and Reports
- Special Conditions: None
- Property ID: 4601-111-0-0004-007-000
Listed by Resort Realty
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Schools
Schools serving 31 Cottage St
School District:Monticello Central School District
| Name | Grades | Distance |
|---|---|---|
George L Cooke School 69 Richardson Avenue, Monticello, NY 12701 | K-2 | 0.8 mi |
Robert J Kaiser Middle School 45 Breakey Avenue, Monticello, NY 12701 | 6-8 | 1.3 mi |
Monticello High School 39 Breakey Avenue, Monticello, NY 12701 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 31 Cottage St
Date
Details
Price
Change
Source
8/11/2026
Price Reduced
$425,000
-10.53%
MLS
8/05/2026
Listed
$475,000
216.67%
MLS
6/23/2005
Sold
$150,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 31 Cottage St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,686
5%
$53,500
—
2024
$3,523
100%
$53,500
—
2021
100%
$53,500
—
2022
-100%
$53,500
—
2016
$2,028
-40%
$53,500
—
2020
$3,381
3%
$53,500
—
2018
$3,278
61%
$53,500
—
2017
$2,032
-40%
$53,500
—
2016
$3,381
2%
$53,500
—
2015
$3,328
-7%
$53,500
—
2015
$3,595
11%
$53,500
—
2013
$3,225
—
$53,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 31 Cottage St
31 Cottage Street, Monticello, NY 12701 (MLS# 1032198) is a Multi-Family property with 2 units containing 4 bedrooms and 2 full bathrooms. 31 Cottage Street is currently listed for $425,000 and was received on August 05, 2026. Want to learn more about 31 Cottage Street? Do you have questions about finding other Multi-Family real estate for sale in Monticello? You can browse all Monticello real estate or contact a Coldwell Banker agent to request more information.
