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$1,100,000 Just Listed

  • For Sale
  • Active
  • Multi-Family
  • 6 Total Beds
  • 2 Car Garage
  • Updated 4 days ago
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Turnkey three-family investment property with additional studio apartment located on Mt. Vernon's desirable north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout. Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000. Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing. An excellent opportunity for both investors and owner-occupants seeking immediate rental income from four total units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home.

Full Property Details for 23 Cottage Ave

General

  • Price: $1,100,000
  • Taxes: $20,711
  • Status: Active
  • Type: Multi-Family
  • Source: Long_Island
  • MLS ID: 999895
  • Updated: 5/15/2026
  • Added to Site: 6 day(s) ago

Interior

  • Interior Features: Other
  • Laundry Facilities: Yes
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 6

Other Rooms

  • Laundry: In Basement

Exterior

  • Exterior Features: Garden, Mailbox
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Driveway

Location

  • County: Westchester County
  • Cross Streets: Prospect Ave
  • Driving Directions: Cottage Avenue between Prospect and Sidney
  • Direction Faces: West

School Information

  • High School District: Mount Vernon
  • Elementary School: Lincoln School
  • Middle School: Lincoln School
  • High School: Mt Vernon High School

Heating & Cooling

  • Cooling Type: Ductless, Electric, Separate Meters
  • Heating Type: Electric, Other
  • Heating Zones: 3

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, See Remarks, Sewer Connected

Structural Information

  • Architectural Style: Colonial
  • Detached/Attached: Detached
  • Construction: Aluminum Siding
  • Basement: Yes
  • Basement Desc.: Finished, See Remarks
  • Building Size: 3930
  • Square Feet: 3,930
  • Year Built: 1920

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,663
  • Fence: Yes
  • Lot Features: Back Yard, See Remarks
  • Fencing (Description): Back Yard, Full

Financial Considerations

  • Tax Amount: $20,711.9

Disclosures and Reports

  • Special Conditions: None
  • Property ID: 0800-165-063-01148-000-0015

Listed by Bridge Stone of Hartsdale Real and Reliance America Int. Realty

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Listing agents

— 23 Cottage Ave —

  • Bridge Stone of Hartsdale Real

  • Reliance America Int. Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 23 Cottage Ave

School District:Mount Vernon School District
NameGradesDistance
Lincoln School, Mount Vernon, NY
170 East Lincoln Avenue, Mount Vernon, NY 10552
K-60.3 mi
Benjamin Turner Middle School
624 South 3rd Avenue, Mount Vernon, NY 10550
7-91.2 mi
Denzel Washington School-Arts
121 South 6th Avenue, Mount Vernon, NY 10550
9-120.5 mi
Mount Vernon High School
100 California Road, Mount Vernon, NY 10552
9-121.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 23 Cottage Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/14/2026
Listed
$1,100,000
171.6%
MLS
7/02/2013
Sold
$405,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 23 Cottage Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,578
100%
$12,300
—
2024
100%
$12,300
—
2020
-100%
$12,300
—
2020
$18,138
2%
$12,300
—
2018
$17,860
3%
$12,300
—
2017
$17,405
1%
$12,300
—
2017
$17,184
-1%
$12,300
—
2016
$17,343
3%
$12,300
—
2015
$16,810
4%
$12,300
—
2013
$16,210
—
$12,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Listed by Bridge Stone of Hartsdale Real and Reliance America Int. Realty

23 Cottage Avenue, Mount Vernon, NY 10550 (MLS# 999895) is a Multi-Family property with 3 units containing 6 bedrooms and 4 full bathrooms. 23 Cottage Avenue is currently listed for $1,100,000 and was received on May 14, 2026. Want to learn more about 23 Cottage Avenue? Do you have questions about finding other Multi-Family real estate for sale in Mount Vernon? You can browse all Mount Vernon real estate or contact a Coldwell Banker agent to request more information.

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