147 Charter Cir #147 Ossining, NY 10562

Step into this fabulous duplex townhouse-style cooperative, boasting its own private entrance on a picturesque, tree-lined street. The main level unfolds into an inviting layout, featuring a bright and spacious living room, a dedicated dining room perfect for entertaining, and a well-appointed kitchen. Ascend to the second floor where you'll discover two generously sized bedrooms, each offering ample closet space to accommodate all your storage needs. A convenient hall bathroom completes this level. Throughout the entire home, rich, warm hardwood floors add a touch of timeless elegance. Residents benefit from the convenience of assigned parking, with additional on-street parking readily available, ensuring plenty of space for guests. The vibrant community also offers a wealth of amenities, including two meticulously maintained playgrounds, a full basketball court for active recreation, and accessible storage rooms. Requirement: Down Payment: 10% Financing: 90%, DTI (Debt to Income): 35% or under, Credit Score: 675 and above, If there are two buyers, the 2nd applicant must have a credit score of 675 or above, One (1) Year of Liquid Assets (Not including Retirement Accounts - Unless applicant is retired) to cover all expenses. No Late payments for the last six (6) mother on credit report, No Bankruptcy in the last 5 years, At least 2 years of steady Employment