3279 W 44th St Loveland, OH 44109

Turnkey on top, steady income below. This up and down duplex in the heart of Cleveland offers exactly what smart investors look for: immediate upside and built in stability. Each unit features three bedrooms, one full bath, and about 1,028 square feet of comfortable living space. The layouts are practical and easy to rent, with generous room sizes and natural light that make both units feel inviting and livable. The upstairs unit has been completely remodeled with fresh paint, updated flooring, and a renovated bathroom that gives the space a clean, modern feel. It is move in ready and positioned to command strong market rent in the $1,300 to $1,400 per month range. For an investor focused on returns, that kind of rental potential matters. Downstairs, you have something just as valuable: consistency. The lower unit is tenant occupied by a long term resident who would love to stay. They are currently paying below market rent, which creates a clear opportunity for future upside while providing dependable income from day one. No scrambling to fill both units. No guesswork. Both units are equipped with newer furnaces, helping reduce near term maintenance concerns and giving added confidence in the mechanical systems. That means fewer surprise expenses and more predictable cash flow. From a numbers standpoint, this property has the potential to meet or even beat the 1 percent rule, making it a strong addition to a rental portfolio. Whether you are expanding an existing portfolio or securing your first multifamily investment, this duplex checks the boxes: updated condition, rental upside, long term tenant stability, and solid mechanical updates. Opportunities like this do not sit around for long. If you have been waiting for a property that blends smart improvements with reliable income and room to grow, this is the one worth a closer look.