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$99,000 Just Listed

  • For Sale
  • Active
  • Duplex
  • 6 Beds
  • 2 Full Baths
  • 2,327 Sq. Ft.
  • 0.09 Acres
  • 2 Car Garage
  • Updated 15 hours ago
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Investor Opportunity | Income-Producing Duplex | Value-Add Potential Welcome to 445 E 109th St - a side-by-side duplex featuring two 4-bedroom units, each with separate entrances and separate basements, offering privacy, flexibility, and strong tenant appeal. The property includes a 2-car garage, adding convenience and rental demand. The front unit is occupied by a long-term tenant, currently paying $775 per month, which is below market rent, presenting clear upside potential through future rent adjustments. The second unit is vacant, providing immediate value-add opportunity with light renovations to bring it rent-ready and increase overall cash flow. This asset combines stable in-place income with clear value-add opportunities, making it well-suited for a buy-and-hold, BRRR, or portfolio expansion strategy. Sold as-is.

Full Property Details for 445 E 109th St

General

  • Price: $99,000
  • Taxes: $1,405 (2024)
  • Status: Active
  • Type: Duplex
  • Source: 505
  • MLS ID: 5183498
  • Updated: 2/3/2026
  • Added to Site: Today

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 6

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Detached, Garage

Location

  • County: Cuyahoga
  • Township: Cleveland
  • Subdivision: Curtis-ambler Realt
  • Driving Directions: E 110th Glenview Ave

School Information

  • Elem School District: Cleveland Municipal - 1809
  • Midd School District: Cleveland Municipal - 1809
  • High School District: Cleveland Municipal - 1809

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), None
  • Heating Type: Forced Air, Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • # Buildings: 1
  • Construction: Brick, Wood Siding
  • Basement: Yes
  • Basement Desc.: Full
  • Roof: Asphalt, Fiberglass
  • Stories/Levels: 2
  • Square Feet: 2,327
  • Living Area: 2,327 Sq. Ft.
  • Finished Above Grnd: 2,327 Sq. Ft.
  • Year Built: 1916
  • Year Built Source: Public Records

Lot Features

  • Property View: City
  • Lot Size (Acres): 0.09
  • Lot Size: .09
  • Lot Size Source: Public Records

Financial Considerations

  • Tax Amount: $1,405
  • Tax Year: 2024
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: 355 CARCO SL 105 SP 106 SP VAC ST S OF ABOVE 0104 SP
  • Property ID: 108-17-020

Listed by EXP Realty, LLC., Wayne Brooks and EXP Realty, LLC., Shirlea Blue

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Listing agents

— 445 E 109th St —

  • Wayne Brooks

    EXP Realty, LLC.

  • Shirlea Blue

    EXP Realty, LLC.

shirleablue44@gmail.com, 216-392-0688

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 445 E 109th St

School District:Cleveland Municipal School District
NameGradesDistance
Glenville High School
650 East 113th Street, Cleveland, OH 44108
9-120.5 mi
Franklin D. Roosevelt
800 Linn Drive, Cleveland, OH 44108
PK-80.7 mi
Stephanie Tubbs Jones
11901 Durant Avenue, Cleveland, OH 44108
PK-80.9 mi
John Marshall School of Information Technology
3952 West 140th Street, Cleveland, OH 44111
9-1211.6 mi
Cleveland School Of The Arts High School
2064 Stearns Road, Cleveland, OH 44106
9-123 mi
John Hay School Of Science & Medicine
2075 Stokes Boulevard, Cleveland, OH 44106
9-123 mi
John Hay School Of Architecture & Design
2075 Stokes Boulevard, Cleveland, OH 44106
9-123 mi
Michael R. White
975 East Boulevard, Cleveland, OH 44108
PK-81.4 mi
Kenneth W Clement
14311 Woodworth Avenue, Cleveland, OH 44112
PK-81.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 445 E 109th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/03/2026
Listed
$99,000
80%
MLS
4/25/2025
Sold
$55,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 445 E 109th St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,405
—
$21,010
89%
2023
$1,405
64%
$11,140
—
2022
$859
1%
$11,140
—
2021
$851
5%
$11,130
22%
2020
$807
8%
$9,140
—
2019
$748
—
$9,140
—
2018
$745
-41%
$9,140
-39%
2017
$1,267
1%
$14,990
—
2016
$1,258
—
$14,990
—
2015
$1,257
-10%
$14,990
-10%
2014
$1,392
1%
$16,630
—
2013
$1,377
—
$16,630
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 445 E 109th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty, LLC., Wayne Brooks and EXP Realty, LLC., Shirlea Blue

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445 E 109th Street, Loveland, OH 44108 (MLS# 5183498) is a Duplex property with 6 bedrooms and 2 full bathrooms. 445 E 109th Street is currently listed for $99,000 and was received on February 03, 2026. Want to learn more about 445 E 109th Street? Do you have questions about finding other Duplex real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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