8119 Bancroft Ave Loveland, OH 44105

This fully updated, turnkey duplex in Garfield Heights 44105 area offers the rare blend of immediate income and long-term upside. Featuring a combined 3 bedrooms, 2 full baths, and a 2-car garage, this property has been thoughtfully refreshed so the next owner can step right into a clean, low-maintenance investment. Major improvements include updated windows, fresh interior/exterior paint, new flooring, and renovated kitchens and bathrooms, delivering the finishes tenants and owner-occupants prioritize. Both units are currently occupied, providing stabilized cash flow from day one, while the property's condition supports premium tenant appeal. For buyers who value optionality, the layout also works well for house-hacking-live in one unit and offset your mortgage with rental income. Additionally, Cleveland's Housing Choice Voucher program is active locally, and updated multi-bedroom units often attract strong voucher demand-creating another path to high, reliable rent potential for investors focused on tenant retention and payment stability. Location strengthens the long-term story: the neighborhood continues to see renewed planning and investment, including an active Slavic Village neighborhood planning effort (2025-2026) and nearby new townhome development approvals, supporting the case for future appreciation as reinvestment expands. Close to local conveniences and dining options, plus easy access to outdoor amenities like the Towpath/nearby trail network, this is a smart, move-in-ready duplex that works equally well for an owner-occupant looking to build wealth or an investor seeking a stabilized, upgraded asset in a neighborhood with momentum.