9220 Adams Ave Loveland, OH 44108

Attention owner-occupants and investors! Quality duplex will be delivered offering rare flexibility to occupy one or both units or lease at today's strong market rents for maximum cash flow. Includes a vacant lot next door. Easy to show and full of potential, this is an excellent opportunity in a desirable rental market. Each unit features a smart, well-lit, and comfortable floor plan designed to attract and retain quality tenants. A little cosmetic updating such as paint will go a long way, while improvements have already been completed to maintain the property by a long-term owner-occupant. Updates include vinyl windows, solid furnaces, and reliable hot water tanks (one replaced in 2020), along with updated electrical panels, some updated plumbing, and glass block basement windows. The roof is approximately 15 years old and believed to be a 30-year shingle. Additional improvements include some newer concrete & fully fenced yard perfect backyard deck for entertaining. Enjoy outdoor living w/relaxing front porch and second-floor balcony, adding charm & appeal for both owners & tenants. Whether you're looking to live in one unit while the other helps offset your mortgage, or seeking a strong income-producing investment, this duplex offers versatility, solid fundamentals, and long-term upside. No wholesaler/no owner financing.