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$399,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2,500 Sq. Ft.
  • Updated 2 days ago
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Own a piece of Mercersburg's history with this beautifully restored and meticulously maintained mixed-use property in a prime Main Street location. Offering outstanding visibility and a flexible investment opportunity, the property features two commercial spaces on the main and lower level and two residential apartments above, creating multiple income streams and long-term stability. Whether you're looking to operate your own business while offsetting expenses with rental income or add a mixed-use asset to your investment portfolio to fully lease out, this property offers exceptional versatility.

Full Property Details for 3 S Main St

General

  • Price: $399,000
  • Taxes: $5,744 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSPhilly
  • MLS ID: PAFL2035776
  • Updated: 6/28/2026
  • Added to Site: 4 day(s) ago

Parking

  • Parking Type: On Street

Location

  • Area: Mercersburg Boro (14514)
  • Municipality: MERCERSBURG BORO
  • County: FRANKLIN
  • Driving Directions: From I-81, take Exit 5 for PA-16 toward Greencastle/Waynesboro. Turn west onto PA-16 W/Buchanan Trail W toward Greencastle/Mercersburg and continue for approximately 12 miles. As you enter Mercersburg, continue straight into town on PA-16 W. Turn left onto S Main Street; 3 S Main Street will be on your left near the center of town.

School Information

  • School District: Tuscarora

Heating & Cooling

  • Cooling Type: Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Wall Unit
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Log Home
  • Structure Type: Detached
  • Construction: Log, Vinyl Siding
  • Foundation: Permanent
  • Square Feet: 2,500
  • Sq. Ft. Source: Estimated
  • Living Area: 2,500 Sq. Ft.
  • Finished Above Grnd: 2,500 Sq. Ft.
  • Year Built: 1792
  • Year Built Source: Estimated

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size Source: Assessor
  • Zoning: COMMERCIAL

Financial Considerations

  • Price Per Sq. Ft.: $159.6
  • Assessment Year: 2025
  • School Tax: $3,966
  • City/TownTax: $888
  • City/TownTax Freq: Annually
  • County Tax: $851
  • County Tax Freq: Annually
  • Tax w/Assessment: $29,270
  • Tax Amount: $5,744
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Aqua colored mini fridge

Listed by Keller Williams of Central PA, Lauren Gardner and Keller Williams of Central PA, John Gardner

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Listing agents

— 3 S Main St —

  • Lauren Gardner

    Keller Williams of Central PA

  • John Gardner

    Keller Williams of Central PA

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3 S Main St

School District:Tuscarora School District
NameGradesDistance
Mercersburg El School
30 South Park Avenue, Mercersburg, PA 17236
K-50.2 mi
James Buchanan Middle School
5191 Fort Loudon Road, Mercersburg, PA 17236
6-81.5 mi
James Buchanan High School
4773 Fort Loudon Road, Mercersburg, PA 17236
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3 S Main St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/27/2026
Listed
$399,000
35.25%
MLS
8/30/2021
Sold
$295,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3 S Main St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,706
2%
$29,270
—
2024
$5,589
1%
$29,270
—
2023
$5,516
1%
$29,270
—
2022
$5,443
2%
$29,270
—
2021
$5,355
1%
$29,270
—
2020
$5,311
1%
$29,270
—
2019
$5,241
3%
$29,270
—
2018
$5,092
1%
$29,270
—
2017
$5,023
2%
$29,270
—
2016
$4,909
2%
$29,270
—
2015
$4,808
2%
$29,270
—
2014
$4,720
—
$29,270
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams of Central PA, Lauren Gardner and Keller Williams of Central PA, John Gardner

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3 S Main Street, Mercersburg, PA 17236 (MLS# PAFL2035776) is a Single Family property with 0 bedrooms and 0 full bathrooms. 3 S Main Street is currently listed for $399,000 and was received on June 27, 2026. Want to learn more about 3 S Main Street? Do you have questions about finding other Single Family real estate for sale in Mercersburg? You can browse all Mercersburg real estate or contact a Coldwell Banker agent to request more information.

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