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$239,717
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Property Description
An exceptional opportunity awaits with this versatile property perfectly suited for a wide range of R2 zoning uses. Currently the impeccably renovated headquarters of 717 Mortgage Group, this space reflects top-tier craftsmanship and attention to detail at every turn. Whether you envision a prime location for your business, a smart and appealing investment, or a seamless conversion to a SINGLE FAMILY RESIDENCE, this property offers unmatched flexibility. The thoughtfully designed layout easily supports multiple uses, and the finished media room in the basement adds a rare and valuable bonus. With ample off-street parking and a convenient in-town location, this property truly checks all the boxes.
Full Property Details
Full Property Details for 120 W Water St
General
- Price: $239,717
- Taxes: $3,699 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSPhilly
- MLS ID: PADA2052114
- Updated: 12/17/2025
- Added to Site: 46 day(s) ago
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Parking
- Parking Features: Crushed Stone
- Parking Type: Parking Lot, On Street
Location
- Area: Middletown Boro (14040)
- Municipality: MIDDLETOWN BORO
- County: DAUPHIN
- Driving Directions: Follow gps
School Information
- School District: Middletown Area
- High School: Middletown Area High School
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Natural Gas
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Contemporary
- Structure Type: Detached
- Construction: Concrete
- Basement: Yes
- Basement Desc.: Full, Partially Finished
- Foundation: Block
- Stories Description: Main
- Sq. Ft. Source: Assessor
- Year Built: 1958
- Year Built Source: Assessor
Lot Features
- Lot Size (Acres): 0.09
- Lot Size (Sq. Ft.): 3,920
- Lot Size Source: Assessor
- Zoning: R2
Financial Considerations
- Assessment Year: 2025
- School Tax: $2,103
- City/TownTax: $911
- City/TownTax Freq: Annually
- County Tax: $684
- County Tax Freq: Annually
- Tax w/Assessment: $81,700
- Tax Amount: $3,699
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Personal property
Listed by J. H. Troup, REALTOR, Amy Horst Jr.
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Schools
Schools serving 120 W Water St
School District:Middletown Area School District
| Name | Grades | Distance |
|---|---|---|
Middletown Area Middle School 215 Oberlin Road, Middletown, PA 17057 | 6-8 | 1.2 mi |
Middletown Area High School 1155 North Union Street, Middletown, PA 17057 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 W Water St
Date
Details
Price
Change
Source
12/03/2025
Listed
$239,717
33.18%
MLS
3/04/2024
Sold
$180,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 120 W Water St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,622
8%
$81,700
—
2023
$3,368
4%
$81,700
—
2022
$3,246
4%
$81,700
—
2021
$3,111
2%
$81,700
—
2020
$3,039
1%
$81,700
—
2019
$2,995
6%
$81,700
—
2018
$2,831
—
$81,700
—
2017
$2,831
—
$81,700
—
2016
$2,831
—
$81,700
—
2015
$2,831
2%
$81,700
—
2014
$2,770
—
$81,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 120 W Water St
120 W Water Street, Middletown, PA 17057 (MLS# PADA2052114) is a Single Family property with 3 bedrooms and 1 full bathroom. 120 W Water Street is currently listed for $239,717 and was received on December 03, 2025. Want to learn more about 120 W Water Street? Do you have questions about finding other Single Family real estate for sale in Middletown? You can browse all Middletown real estate or contact a Coldwell Banker agent to request more information.

