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$495,000
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Property Description
Ideal for an owner-occupant seeking flexible living with additional income, this beautifully maintained home sits on a quiet block in the sought-after Roxborough-Manayunk neighborhood. The property is thoughtfully configured to allow comfortable single-family living while offering the benefit of rental income from a separate lower-level living space. The main living area, located in the spacious upper portion of the home, features 3 bedrooms and 2 full baths and is completely move-in ready with recent renovations throughout. Highlights include a brand-new kitchen with granite countertops and stainless steel appliances, luxury vinyl plank flooring, and upgraded bathrooms with high-end finishes. A bonus loft space provides added versatility and includes a full-size in-unit washer and dryer. The lower-level unit offers 2 bedrooms and 1 bathroom, a large kitchen with granite countertops, dining space, and a built-in breakfast bar, along with direct access to a private backyard with deck/patio - perfect for outdoor enjoyment. This space is currently occupied, providing immediate supplemental income. Both living areas are well equipped with dishwashers, built-in microwaves, and in-unit laundry. With easy access to Center City and close proximity to neighborhood shops, dining, and outdoor amenities, this home offers a rare opportunity to enjoy the comforts of a single-family lifestyle while offsetting monthly expenses in one of Philadelphia's most desirable neighborhoods.
Full Property Details
Full Property Details for 3856 Terrace St
General
- Sold For: $495,000
- Taxes: $6,723 (2024)
- Status: Closed
- Type: Townhouse
- Source: BrightMLSPhilly
- MLS ID: PAPH2584050
- Added to Site: 100 day(s) ago
Rental Information
- Lease Info: Yearly
Interior
- Interior Features: Bathroom - Tub Shower, Combination Kitchen/Dining, Combination Kitchen/Living, Breakfast Area, Kitchen - Table Space, Recessed Lighting, Upgraded Countertops, Window Treatments, Wood Floors
- Appliances: Built-In Microwave, Dishwasher, Disposal, Energy Efficient Appliances, Oven/Range - Gas, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Stacked, Water Heater, Dryer - Front Loading, Washer
Additional Information
- Security/Safety: Smoke Detector
Exterior
- Porch/Patio/Deck: Patio(s)
Parking
- Parking Type: None
Location
- Area: 19128 (19128)
- Municipality: PHILADELPHIA
- County: PHILADELPHIA
- Subdivision: ROXBOROUGH
- Driving Directions: Use GPS
School Information
- School District: The School District Of Philadelphia
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Other
- Structure Type: Interior Row/Townhouse
- Construction: Masonry
- Basement: Yes
- Basement Desc.: Unfinished
- Foundation: Other
- Roof: Flat
- Walls/Ceilings: Dry Wall, Brick
- Windows: Wood Frame, Screens, Double Pane
- Stories/Levels: 3
- Square Feet: 2,528
- Sq. Ft. Source: Estimated
- Living Area: 2,528 Sq. Ft.
- Finished Above Grnd: 2,528 Sq. Ft.
- Year Built: 1920
- Year Built Source: Estimated
- Property Condition: Good
Unit Information
- Other Units: Unit 1, Unit 2
Lot Features
- Lot Size (Acres): 0.04
- Lot Size (Sq. Ft.): 1,700
- Lot Size Source: Estimated
- Lot Dimensions: 17.00 x 100.00
- Zoning: CMX1
Financial Considerations
- Price Per Sq. Ft.: $196.93
- Assessment Year: 2025
- Tax w/Assessment: $480,300
- Tax Amount: $6,723
- Tax Year: 2024
- Terms: Standard Sale
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: All appliances.
- Lot Number: 65
Listed by MGMT Residential, Mary Frances Lyn Wexler
Sold by Mercury Real Estate Group, Giang Emerich
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Schools
Schools serving 3856 Terrace St
School District:Philadelphia City School District
| Name | Grades | Distance |
|---|---|---|
Cook-Wissahickon School 201 East Salaignac Street, Philadelphia, PA 19128 | K-8 | 0.3 mi |
Roxborough High School 6498 Ridge Avenue, Philadelphia, PA 19128 | 9-11 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3856 Terrace St
Date
Details
Price
Change
Source
4/14/2026
Sold
$495,000
-0.57%
MLS
3/06/2026
Price Reduced
$497,850
-7.63%
MLS
2/13/2026
Listed
$539,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3856 Terrace Street, Philadelphia, PA 19128 (MLS# PAPH2584050) is a Townhouse property that was sold at $495,000 on April 14, 2026. Want to learn more about 3856 Terrace Street? Do you have questions about finding other Townhouse real estate for sale in Philadelphia? You can browse all Philadelphia real estate or contact a Coldwell Banker agent to request more information.

