4630 Umbria St Philadelphia, PA 19127

This fully renovated mixed-use building presents a rare opportunity for investors or owner-occupants seeking both strong rental income and long-term upside in one of Philadelphia's most dynamic neighborhoods. Ideally positioned along highly visible Umbria Street, this property offers the flexibility to live on-site, operate your own business, or lease out the commercial space for additional income. The property features a 1,100 SF ground-floor commercial space with CMX-2 zoning, allowing for a wide range of uses including food & beverage, restaurant, BYOB, deli, pizza, café, ice cream, retail, pet supplies, salon, or professional office. Previously home to a successful deli, the space benefits from excellent visibility, strong foot traffic, and close proximity to Main Street. The commercial unit is currently vacant, offering immediate opportunity for an owner-user or the ability to secure a market-rate tenant. Above, the property includes three fully renovated residential units, all currently leased and generating $4,750/month in rental income. The unit mix consists of one 2 bed / 1 bath unit ($1,900/month) and two 1 bed / 1 bath units ($1,475 and $1,375/month), providing stable, in-place cash flow. Each apartment has been thoughtfully updated with central air, vinyl flooring, new appliances, in-unit washer/dryer, and separate utilities, with tenants responsible for electric. A full renovation completed in 2023 included updated plumbing, electrical systems, and sprinkler water lines. The commercial space is supported by a newer HVAC system (approximately 4 years old), along with updated fire and burglar alarm systems. With the commercial space leased at market rent, the property offers a projected gross income of $7,950/month ($95,400 annually), making it an attractive option for investors seeking immediate returns with additional upside. Located just one block from Main Street and within close proximity to the Manayunk train station, I-76, and Center City, the property benefits from exceptional accessibility and visibility. Manayunk continues to see significant growth, with ongoing residential development and an expanding population driving increased demand for both housing and local businesses. Whether you're looking to expand your portfolio, live above your own business, or capitalize on a high-demand rental market, this property offers a unique blend of stability, flexibility, and long-term potential.