This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/31
$1,375,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/31
Property Description
Perfectly positioned in the heart of Watch Hill, this meticulously maintained 2-bedroom, 2-bath residence offers an unmatched coastal lifestyle just steps from the village's most coveted destinations. With 924 square feet of thoughtfully appointed living space and a private deck overlooking the harbor, Unit 4 captures the essence of Watch Hill living. Wake up to sweeping harbor views and spend your days walking to any of the area's three beaches East Beach, Napatree Beach, and Watch Hill Beach, home to the iconic Flying Horse Carousel as well as the legendary Ocean House and Bay Street's celebrated shops and restaurants. The deck serves as your private vantage point for taking in the timeless rhythm of the harbor, from morning coffee as sailboats head out for the day to evening cocktails accompanied by stunning front-row sunset views. Inside, the residence is turn-key and impeccably cared for, featuring two well-proportioned bedrooms, two full bathrooms including a primary en-suite, a full kitchen, central A/C, and a layout designed to maximize both comfort and the surrounding views. Whether you are seeking a summer retreat, a year-round coastal home, or a premier investment in one of New England's most desirable seaside villages, this is a rare opportunity to own a piece of Watch Hill.
Full Property Details
Full Property Details for 118 Bay St #4
General
- Price: $1,375,000
- HOA FEE: $454/month
- Taxes: $6,407 (2025)
- Status: Active
- Type: Condo
- Source: STWMLS
- MLS ID: 1412721
- Updated: 5/20/2026
- Added to Site: 13 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Bathtub, Tub Shower
- Fireplace(s): None
- Appliances: Dishwasher, Gas Water Heater
- Flooring: Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Parking
- Total Spaces: 1
- Parking Features: Assigned, No Garage
Location
- County: Washington
- Building Name: Inn at Watch Hill
Community
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air, Gas
Utilities
- Sewer: Other, Private Sewer
- Water: Connected
Structural Information
- Detached/Attached: Detached
- Construction: Drywall, Shingle Siding
- Basement Desc.: None
- Entry Floor Number: 2
- Stories/Levels: 1
- Building Size: 924
- Square Feet: 924
- Living Area: 924 Sq. Ft.
- Finished Total: 924 Sq. Ft.
- Finished Above Grnd: 924 Sq. Ft.
- Year Built: 1938
Lot Features
- Property View: Saltwater, Water
Water Features
- Water View: Yes
- Water Front Desc.: Beach Front
Financial Considerations
- Association Fee: $454
- Assoc Fee Freq.: Monthly
- Tax Amount: $6,407
- Tax Year: 2025
Disclosures and Reports
- Property ID: 118BAYST4WEST
- Lot Number: 2
Listed by Lila Delman Compass
Get Pre-Approved Today
Schools
Schools serving 118 Bay St #4
School District:Westerly School District
| Name | Grades | Distance |
|---|---|---|
Westerly Middle School 10 Sandy Hill Road, Westerly, RI 02891 | 5-8 | 4.6 mi |
Dunn's Corners School 8 1/2 Plateau Road, Westerly, RI 02891 | K-4 | 5 mi |
Westerly High School 23 Ward Avenue, Westerly, RI 02891 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 118 Bay St #4
Date
Details
Price
Change
Source
5/15/2026
Listed
$1,375,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 118 Bay St #4
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,407
-5%
$901,100
31%
2024
$6,755
2%
$688,600
—
2023
$6,624
1%
$688,600
—
2022
$6,583
-11%
$688,600
8%
2021
$7,368
2%
$639,600
—
2020
$7,234
1%
$639,600
—
2019
$7,164
2%
$639,600
8%
2018
$7,050
3%
$593,400
—
2017
$6,878
-1%
$593,400
—
2016
$6,931
4%
$593,400
-3%
2015
$6,640
2%
$613,700
—
2014
$6,530
1%
$613,700
—
2013
$6,462
—
$613,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 118 Bay St #4
118 Bay Street #4, Westerly, RI 02891 (MLS# 1412721) is a Condo property with 2 bedrooms and 2 full bathrooms. 118 Bay Street #4 is currently listed for $1,375,000 and was received on May 15, 2026. Want to learn more about 118 Bay Street #4? Do you have questions about finding other Condo real estate for sale in Westerly? You can browse all Westerly real estate or contact a Coldwell Banker agent to request more information.

