45 Cross Street, Westerly, RI 02891 - Photo 1

1/1

$480,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
1,878 Sq. Ft.
0.16 Acres
1 Car Garage

1/1

Property Description

Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.

Full Property Details

Full Property Details for 45 Cross St

General

Sold For: $480,000
Taxes: $3,265 (2025)
Status: Closed
Type: Single Family
Source: STWMLS
MLS ID: 1396403
Added to Site: 109 day(s) ago

Interior

Number of Rooms: 6
Interior Features: Stall Shower, Tub Shower
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Insert
Appliances: Oil Water Heater
Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Additional Information

Pool: Yes
Pool Description: Above Ground

Parking

Garage: Yes
Garage Spaces: 1
Carports: Yes
Covered Spaces: 1
Total Spaces: 3
Parking Features: Carport

Location

County: Washington

Heating & Cooling

Cooling Type: None
Heating Type: Baseboard, Forced Air, Oil

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Cape Cod
Detached/Attached: Detached
Construction: Plaster, Vinyl Siding
Basement: Yes
Basement Desc.: Full, Interior Entry, Unfinished
Stories/Levels: 2
Building Size: 1878
Square Feet: 1,878
Living Area: 1,878 Sq. Ft.
Finished Total: 1,878 Sq. Ft.
Finished Above Grnd: 1,878 Sq. Ft.
Year Built: 1954

Lot Features

Lot Size (Acres): 0.16
Lot Size (Sq. Ft.): 6,970
Lot Size: 6970

Financial Considerations

Tax Amount: $3,265
Tax Year: 2025

Disclosures and Reports

Property ID: 45CROSSSTWEST
Lot Number: 85

Listed by Coldwell Banker Coastal Homes
Sold by Compass

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Schools

Schools serving 45 Cross St

School District:Westerly School District

Name	Grades	Distance
Westerly High School 23 Ward Avenue, Westerly, RI 02891	9-12	0.5 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 45 Cross St

Date

Details

Price

Change

Source

10/31/2025

Sold

$480,000

1.05%

MLS

9/29/2025

Listed

$475,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Beds
2
Total Baths
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Active
Updated 18 hours ago

3
Beds
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Total Baths
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Active
Updated 1 day ago

3
Beds
1
Total Bath
1,660
Sq. Ft.

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Price Reduced

-$60,000 (-5.22%)

$1,090,000

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Condo
Active
Updated 19 hours ago

4
Beds
4
Total Baths
2,520
Sq. Ft.

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128 Rodman St South Kingstown, RI 02879

Single Family
Active
Updated 1 day ago

2
Beds
2
Total Baths
1,069
Sq. Ft.

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Single Family
Active
Updated 14 hours ago

3
Beds
3
Total Baths
3,350
Sq. Ft.

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Price Reduced

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$699,000

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Single Family
Active
Updated 6 days ago

4
Beds
2
Total Baths
3,084
Sq. Ft.

29 George St, Westerly, RI 02891 - Photo 1

Sold

$530,000

29 George St Westerly, RI 02891

Single Family
Closed

2
Beds
2
Total Baths
1,504
Sq. Ft.

40 Cross St, Westerly, RI 02891 - Photo 1

Sold

$450,000

40 Cross St Westerly, RI 02891

Single Family
Closed

2
Beds
2
Total Baths
1,000
Sq. Ft.

35 George St, Westerly, RI 02891 - Photo 1

Sold

$550,000

35 George St Westerly, RI 02891

Single Family
Closed

3
Beds
1
Total Bath
1,529
Sq. Ft.

24 George St, Westerly, RI 02891 - Photo 1

Sold

$410,000

24 George St Westerly, RI 02891

Single Family
Closed

3
Beds
2
Total Baths
1,676
Sq. Ft.

45 Cross Street, Westerly, RI 02891 (MLS# 1396403) is a Single Family property that was sold at $480,000 on October 31, 2025. Want to learn more about 45 Cross Street? Do you have questions about finding other Single Family real estate for sale in Westerly? You can browse all Westerly real estate or contact a Coldwell Banker agent to request more information.

45 Cross St Westerly, RI 02891