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$3,400,000
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Property Description
This stunning lock-and-leave modern farmhouse-designed by acclaimed architect Jeffrey Berkus as his personal retreat-rests in a secluded setting at the end of scenic Commons Ford Road, just steps from the property's deeded boat dock with lift, storage locker, and tanning deck on the coveted waters of Lake Austin. The dock and slip alone-valued at over $1 million-underscore the extraordinary opportunity this property presents. Both the main residence and guesthouse showcase curated natural materials, including stone columns, wood-framed windows, designer inlaid concrete floors, and a freshly repainted interior that enhances the home's warm, modern aesthetic. The main house offers three bedrooms, three baths, and three distinct living areas. A sunken living room anchors the home with architectural flair, while the chef's kitchen and dining area invite effortless entertaining. Each bedroom features a charming loft-ideal for a fitness nook, studio, or additional sleeping space. The serene primary suite includes a sitting area with treetop views and a newly remodeled spa-like bath with soaking tub, seamless glass shower, and custom closets. A lofted office opens to a skywalk leading to a multilevel deck shaded by heritage oaks, with a fire pit terrace overlooking the private wooded backyard-perfect for intimate gatherings or quiet evenings. The guesthouse offers a kitchenette, full bath, living area, and a hidden second-story bedroom with a private balcony. Located in Panorama Ranch within acclaimed Eanes ISD, this property blends privacy, architectural distinction, and priceless waterfront access, open meadow views, and the rare luxury of direct Lake Austin living-offering an exceptional opportunity to own a true waterfront retreat.
Full Property Details
Full Property Details for 10908 River Terrace Cir
General
- Price: $3,400,000
- HOA FEE: $150/month
- HOA FEE FREQ.: Annually
- Taxes: $42,583 (2025)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 5697168
- Updated: 2/17/2026
- Added to Site: 13 day(s) ago
Interior
- Interior Features: Breakfast Bar, Built-in Features, Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, Interior Steps, Multiple Living Areas, Main Level Primary, Recessed Lighting, Smart Thermostat
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas Starter, Living Room, Stone
- Appliances: Built-In Gas Range, Dishwasher, Disposal, Ice Maker, Wine Refrigerator
- Flooring: Concrete, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 2
Other Rooms
- Laundry: Main Level, Laundry Room
Additional Information
- Shared Amenities: Lake
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Boat Lift, Boat Slip, Dock, Exterior Steps, Lighting, Rain Gutters
- Porch/Patio/Deck: Rear Porch, Covered, Front Porch, Patio
Parking
- Total Spaces: 5
- Parking Features: Aggregate, Off Street, Outside
Location
- Area: 8W
- County: Travis
- Subdivision: Panorama Ranch Sec 01
- Driving Directions: From Bee Caves Road, turn onto Cuernavaca Drive. Turn LEFT onto Commons Ford Road. Follow Commons Ford all the way to the bottom, to the Panorama Ranch sign. Turn LEFT, and the house will be near the end on the left. Boat dock nearby, Joanie will direct.
- Direction Faces: North
School Information
- Elem School District: Eanes ISD
- Midd School District: Eanes ISD
- High School District: Eanes ISD
- Elementary School: Barton Creek
- Middle School: West Ridge
- High School: Westlake
Community
- Association: Yes
- Assoc. Name: Panorama Ranch
- Assoc. Fees Include: Maintenance Grounds, Maintenance Structure, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Septic Tank
- Water: Private
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Connected, Propane, Water Connected
Structural Information
- Detached/Attached: Detached
- Construction: HardiPlank Type
- Roof: Metal
- Windows: Blinds, Double Pane Windows
- Stories/Levels: 2
- Square Feet: 3,253
- Sq. Ft. Source: See Remarks
- Living Area: 3,253 Sq. Ft.
- Year Built: 1995
- Year Built Source: Public Records
- Property Condition: Resale
Additional Structures
- Other Structures: Guest House, Shed(s)
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.63
- Lot Size (Sq. Ft.): 27,442.8
- Fence: Yes
- Lot Features: Front Yard, Landscaped, Many Trees, Sprinklers Automatic, Trees Large Size, Views
- Fencing (Description): Wrought Iron
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Name: Lake Austin
- Water Front Desc.: Lake Front, Waterfront, Boat Ramp/Lift Access
- Lake Front: Yes
Financial Considerations
- Association Fee: $1,800
- Assoc Fee Freq.: Annually
- Assessment Amount: $2,986,096
- Tax Amount: $42,583.76
- Tax Year: 2025
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: Survey
- Multiple Parcels: Yes
- Legal Description: LOT 20 PANORAMA RANCH SEC 1
- Disclosures/Reports: Seller Disclosure
- Property ID: 1334001120000
- Block: 4
- Lot Number: 20
Listed by Compass RE Texas, LLC
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Schools
Schools serving 10908 River Terrace Cir
School District:Eanes Independent School District
| Name | Grades | Distance |
|---|---|---|
Valley View Elementary School, Austin, TX 1201 Loop 360 S, Austin, TX 78746 | K-5 | 5.5 mi |
West Ridge Middle School 9201 Scenic Bluff Drive, Austin, TX 78733 | 6-8 | 2.6 mi |
Westlake High School 4100 Westbank Drive, Austin, TX 78746 | 9-12 | 6.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10908 River Terrace Cir
Date
Details
Price
Change
Source
2/09/2026
Listed
$3,400,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10908 River Terrace Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$14,565
—
$2,986,096
160%
2024
$14,565
10%
$1,146,679
-26%
2022
$13,227
2%
$1,540,777
79%
2021
$12,969
-3%
$861,516
10%
2020
$13,323
—
$783,196
10%
2020
$13,352
17%
$711,996
10%
2018
$11,388
7%
$647,269
10%
2016
$10,632
—
$588,426
—
2017
$10,632
—
$588,426
2%
2015
$10,630
15%
$575,450
10%
2013
$9,208
—
$523,136
10%
2013
$9,208
—
$475,578
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10908 River Terrace Cir
10908 River Terrace Circle, Austin, TX 78733 (MLS# 5697168) is a Single Family property with 4 bedrooms and 4 full bathrooms. 10908 River Terrace Circle is currently listed for $3,400,000 and was received on February 09, 2026. Want to learn more about 10908 River Terrace Circle? Do you have questions about finding other Single Family real estate for sale in Austin? You can browse all Austin real estate or contact a Coldwell Banker agent to request more information.

