Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$809,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,267 Sq. Ft.
  • 0.502 Acres
  • 3 Car Garage
  • Updated 10 days ago
See This Home
Save This Home
See This Home
Save This Home
Stunning 4BR/4BA Modern Farmhouse in Belton's Tennessee Valley Estates! This 3,267 sq ft home blends style and function with an office, media room w/ kitchenette, and 3-car garage. Highlights include an open floor plan, soaring ceilings, 48" gas range w/ double oven, oversized butler's pantry (2nd fridge space), quartz counters, custom cabinets, LVP flooring, pine ceilings w/ beams, rock accents, smart home tech, and foam insulation throughout (incl. garage). Enjoy 881 sq ft of covered porch space with stained pine ceilings. Backyard designed for easy pool installation. Located in Lake Belton ISD, in Tennessee Valley Estates HOA, and less than 1 mile from Temple Lake Park and Arrowhead Point boat ramp. Built for modern family living - don't miss this one!

Full Property Details for 109 Cumberland Dr

General

  • Price: $809,000
  • Status: Active
  • Type: Single Family
  • Source: Central_Texas_MLS
  • MLS ID: 591377
  • Updated: 1/8/2026
  • Added to Site: 122 day(s) ago

Interior

  • Interior Features: Attic, Built-in Features, Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Crown Molding, Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Game Room, Garden Tub/Roman Tub, High Ceilings, Home Office, Primary Downstairs, Multiple Living Areas, Main Level Primary, Open Floorplan, Permanent Attic Stairs, Recessed Lighting
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Blower Fan, Bedroom, Electric, Family Room
  • Appliances: Double Oven, Dishwasher, Electric Range, Electric Water Heater, Disposal, Gas Range, Ice Maker, Multiple Water Heaters, Range Hood, Some Electric Appliances, Some Gas Appliances, Cooktop, Microwave, Range
  • Flooring: Carpet, Tile, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Chute, Washer Hookup, Electric Dryer Hookup, Laundry Closet, Laundry in Utility Room, Laundry Room, Laundry Tub, Sink

Additional Information

  • Security/Safety: Prewired, Smoke Detector(s)

Exterior

  • Exterior Features: None

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Attached, Door-Multi, Garage, Garage Door Opener, Oversized, Garage Faces Side

Location

  • County: Bell
  • Subdivision: Tennessee Valley Estates
  • Driving Directions: Take West Adams west toward Lake Belton. Turn right onto Cumberland Road.

School Information

  • Elem School District: Belton ISD
  • Midd School District: Belton ISD
  • High School District: Belton ISD
  • Elementary School: Lakewood Elementary

Community

  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Electric, 2 Units
  • Heating Type: Electric, Multiple Heating Units

Utilities

  • Sewer: Aerobic Septic
  • Water: Public

Structural Information

  • Architectural Style: Ranch
  • Builder: Smitherman Homes
  • Construction: Foam Insulation, Masonry, Stone Veneer, SprayFoam Insulation
  • Roof: Composition, Metal, Shingle
  • Stories/Levels: 1
  • Square Feet: 3,267
  • Sq. Ft. Source: Builder
  • Living Area: 3,267 Sq. Ft.
  • Year Built: 2025
  • Year Built Source: Builder

Lot Features

  • Lot Size (Acres): 0.502
  • Frontage: City Street, Asphalt
  • Fencing (Description): Back Yard, Wood, Wrought Iron

Financial Considerations

  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, Texas Vet, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: Builder Owned
  • Legal Description: TENNESSEE VALLEY ESTATES, BLOCK 002, LOT 0001, 0.502AC
  • Disclosures/Rstr.: Owner Is Listing Agent
  • Property ID: 473806
  • Block: 2
  • Lot Number: 1

Listed by Smitherman Properties

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Or call us at (800) 531-7667

Listing agent

— 109 Cumberland Dr —

  • Smitherman Properties

254-482-0553

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Cumberland Dr

School District:Belton Independent School District
NameGradesDistance
Lakewood Elementary School, Belton, TX
11200 Fm 2305, Belton, TX 76513
K-51.3 mi
Lake Belton Middle School
8818 Tarver Drive, Temple, TX 76502
6-82.9 mi
Lake Belton High School
9809 Fm 2483, Temple, TX 76502
9-122.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Cumberland Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/08/2026
Price Reduced
$809,000
-2.41%
MLS
9/18/2025
Listed
$829,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Cumberland Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,491
2%
$63,750
—
2023
$1,463
-9%
$63,750
—
2022
$1,601
-29%
$63,750
-25%
2021
$2,240
19%
$85,000
20%
2020
$1,881
58%
$71,068
67%
2019
$1,193
-5%
$42,641
—
2018
$1,252
—
$42,641
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Cumberland Dr

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Smitherman Properties

Similar Properties near 109 Cumberland Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1178 S Pea Ridge Rd, Temple, TX 76502 - Photo 1
$835,000

1178 S Pea Ridge Rd  Temple, TX 76502

  • Single Family
  • Active
  • Updated 10 days ago
  • 4
    Beds
  • 4
    Total Baths
Listed by Oaks of Texas Real Estate, LLC
3343 Bob White Ln, Belton, TX 76513 - Photo 1
$852,000

3343 Bob White Ln  Belton, TX 76513

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
Listed by Vista Real Estate Group-Compass RE Texas, LLC
9776 Arroyo Dr, Belton, TX 76513 - Photo 1
$799,950

9776 Arroyo Dr  Belton, TX 76513

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
2119 Iron Br Rd, Temple, TX 76502 - Photo 1
$782,900

2119 Iron Br Rd  Temple, TX 76502

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
Listed by Fowler Legacy Group

Just Listed near 109 Cumberland Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1302 Merritt St, Temple, TX 76504 - Photo 1 Just Listed
$267,095

1302 Merritt St  Temple, TX 76504

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
Listed by Nexthome Tropicana Realty
2017 Clear Sky Ct, Temple, TX 76502 - Photo 1 Just Listed
$429,000

2017 Clear Sky Ct  Temple, TX 76502

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 4
    Total Baths
Listed by Magnolia Realty Temple Belton
1839 E French Ave, Temple, TX 76501 - Photo 1 Just Listed
$275,000

1839 E French Ave  Temple, TX 76501

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
Listed by Central Metro Realty
7000 Ross Cole Ln, Temple, TX 76502 - Photo 1 Just Listed
$359,900

7000 Ross Cole Ln  Temple, TX 76502

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
Listed by EG Realty

Price Reduced near 109 Cumberland Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2922 Saulsbury Dr, Temple, TX 76504 - Photo 1 Price Reduced
-$5,005 (-1.49%)
$329,995

2922 Saulsbury Dr  Temple, TX 76504

  • Duplex
  • Active
  • Updated 1 day ago
Listed by Shurece Amador (254) 251-0657 and Vernon MacHardy (254) 289-5905
2711 Cibolo Creek Dr, Temple, TX 76502 - Photo 1 Price Reduced
-$10,000 (-1.87%)
$525,000

2711 Cibolo Creek Dr  Temple, TX 76502

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
Listed by Weichert, Realtors
707 Livingston Ct, Temple, TX 76502 - Photo 1 Price Reduced
-$1,100 (-0.25%)
$443,900

707 Livingston Ct  Temple, TX 76502

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 2
    Total Baths
Listed by Magnolia Realty Temple Belton
4318 Woodstone Cir, Temple, TX 76502 - Photo 1 Price Reduced
-$5,000 (-1.43%)
$345,000

4318 Woodstone Cir  Temple, TX 76502

  • Single Family
  • Active
  • Updated 13 hours ago
  • 3
    Beds
  • 3
    Total Baths
Listed by All City Real Estate Ltd. Co

109 Cumberland Drive, Belton, TX 76513 (MLS# 591377) is a Single Family property with 4 bedrooms and 4 full bathrooms. 109 Cumberland Drive is currently listed for $809,000 and was received on September 18, 2025. Want to learn more about 109 Cumberland Drive? Do you have questions about finding other Single Family real estate for sale in Belton? You can browse all Belton real estate or contact a Coldwell Banker agent to request more information.

Tour this property