Date
Details
Price
Change
Source
3/17/2026
Listed
$799,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$799,000 Just Listed
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Property Description
STUNNING 4BR/4BA MODERN FARMHOUSE IN TENNESSEE VALLEY ESTATES, BELTON! Discover modern luxury in this 3,267 sq ft gem blending timeless farmhouse charm with contemporary style-perfect for today's family. Welcoming deep front porch with double doors leads to an open-concept layout featuring soaring ceilings, dramatic cathedral ceiling in the family room, pine ceilings with beams, stone accents, gorgeous fixtures, LVP flooring throughout, and smart home tech. The chef's kitchen dazzles with a 48" gas range (double oven), pot filler, premium stainless appliances, quartz counters, custom cabinets, and oversized butler's pantry with microwave, 2nd fridge space, and backyard views. Enjoy a dedicated media room with kitchenette, plus a stunning office with on-trend molding. Luxurious primary suite offers dual vanities, deep soaking tub, separate walk-through shower, and dreamy walk-in closet with lighted shelves. Three additional spacious bedrooms and baths provide ample room for everyone. Practical extras include a mudroom, foam insulation (including garage), and impressive 3-car garage. Step out to 881 sq ft of covered porch with stained pine ceilings-ideal for year-round enjoyment. Backyard is prepped for easy pool installation! Located in top-rated Lake Belton ISD, within Tennessee Valley Estates HOA, and under 1 mile from Temple Lake Park (swim beach, picnics, ramps) and Arrowhead Point boat ramp-perfect for lake lovers. Built for modern living with every detail covered-don't miss this rare find! Schedule your tour today.
Full Property Details
Full Property Details for 109 Cumberland Dr
General
- Price: $799,000
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 607484
- Updated: Today (3/17/2026)
- Added to Site: Today
Interior
- Interior Features: Attic, Built-in Features, Ceiling Fan(s), Chandelier, Carbon Monoxide Detector, Crown Molding, Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, Game Room, High Ceilings, Home Office, Primary Downstairs, Multiple Living Areas, Main Level Primary, Open Floorplan, Stone Counters, Recessed Lighting, Split Bedrooms
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Blower Fan, Bedroom, Electric, Family Room
- Appliances: Double Oven, Gas Range, Some Electric Appliances, Some Gas Appliances, Cooktop, Microwave, Range
- Flooring: Carpet, Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Chute, Washer Hookup, Electric Dryer Hookup, Laundry Closet, Laundry in Utility Room, Laundry Room, Laundry Tub, Sink
Additional Information
- Security/Safety: Prewired, Smoke Detector(s)
Exterior
- Exterior Features: Covered Patio, Porch
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Attached, Door-Multi, Garage, Garage Door Opener, Oversized, Garage Faces Side
Location
- County: Bell
- Subdivision: Tennessee Valley Estate
- Driving Directions: Take West Adams toward Lake Belton. Turn right onto Cumberland Road.
School Information
- Elem School District: Belton ISD
- Midd School District: Belton ISD
- High School District: Belton ISD
- Elementary School: Lakewood Elementary
Community
- Association: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Electric, 2 Units
- Heating Type: Central, Electric, Multiple Heating Units
Utilities
- Sewer: Aerobic Septic
- Water: Public
Structural Information
- Architectural Style: Ranch
- Builder: Smitherman Homes
- Construction: Foam Insulation, Masonry, Stone Veneer, SprayFoam Insulation
- Roof: Composition, Shingle
- Windows: Double Pane Windows
- Stories/Levels: 1
- Square Feet: 3,267
- Sq. Ft. Source: Appraiser
- Living Area: 3,267 Sq. Ft.
- Year Built: 2025
- Year Built Source: Builder
Lot Features
- Lot Size (Acres): 0.502
- Fencing (Description): Back Yard, Wood, Wrought Iron
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Builder Owned
- Legal Description: TENNESSEE VALLEY ESTATES, BLOCK 002, LOT 0001, 0.502AC
- Property ID: 473806
- Block: 2
- Lot Number: 1
Listed by Mahler Group
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Listing agents
— 109 Cumberland Dr —
Mahler Group
Mahler Group
254-760-3489
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 109 Cumberland Dr
School District:Belton Independent School District
| Name | Grades | Distance |
|---|---|---|
Lakewood Elementary School, Belton, TX 11200 Fm 2305, Belton, TX 76513 | K-5 | 1.3 mi |
Lake Belton Middle School 8818 Tarver Drive, Temple, TX 76502 | 6-8 | 2.9 mi |
Lake Belton High School 9809 Fm 2483, Temple, TX 76502 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Cumberland Dr
Tax History
Tax History for 109 Cumberland Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,491
2%
$63,750
—
2023
$1,463
-9%
$63,750
—
2022
$1,601
-29%
$63,750
-25%
2021
$2,240
19%
$85,000
20%
2020
$1,881
58%
$71,068
67%
2019
$1,193
-5%
$42,641
—
2018
$1,252
—
$42,641
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Cumberland Dr
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109 Cumberland Drive, Belton, TX 76513 (MLS# 607484) is a Single Family property with 4 bedrooms and 4 full bathrooms. 109 Cumberland Drive is currently listed for $799,000 and was received on March 17, 2026. Want to learn more about 109 Cumberland Drive? Do you have questions about finding other Single Family real estate for sale in Belton? You can browse all Belton real estate or contact a Coldwell Banker agent to request more information.