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$319,900 Just Listed
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Property Description
VA Assumable Loan at an Incredible 2.875 Interest Rate for Qualified Buyers! This is a rare opportunity to own a beautifully maintained 2021 home while potentially enjoying substantial monthly mortgage savings compared to many current market interest rates. Welcome to 2607 Settlers Oak Drive in the desirable Hubbard Branch community and Belton ISD. This move-in-ready 4-bedroom, 2-bath home offers 2,037 square feet of open-concept living designed for comfort and entertaining. The spacious living room features high ceilings, crown molding, and a cozy wood-burning fireplace. The kitchen is the heart of the home, with granite countertops, a large island, a breakfast bar, a walk-in pantry, and abundant cabinetry. The private primary suite includes a jetted soaking tub, separate shower, double vanity, and walk-in closet. Enjoy a covered patio, a fully fenced backyard, an automatic sprinkler system, a storage building, a smart thermostat, an owned alarm system, tile flooring throughout the main living areas, and a two-car garage. Additional features include: "¢ Built in 2021 "¢ 4-sided masonry construction "¢ Smart thermostat "¢ Owned an alarm system "¢ Tile flooring throughout the main living areas "¢ Two-car attached garage "¢ Annual HOA dues of only $240 help maintain the neighborhood's beauty and value. The sellers are also including a one-year American Home Shield (ShieldPlus) Home Warranty for added peace of mind. Conveniently located just minutes from Fort Hood, I-14, shopping, dining, medical facilities, and schools, this home offers exceptional value, modern amenities, and an unbeatable financing opportunity. Opportunities like this don't come along often. Between the low-rate assumable VA loan, newer construction, excellent condition, and prime location, this home is one you won't want to miss. Schedule your private showing today!
Full Property Details
Full Property Details for 2607 Settlers Oak Dr
General
- Price: $319,900
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 617227
- Updated: 7/2/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Carbon Monoxide Detector, Crown Molding, Double Vanity, High Ceilings, Jetted Tub, Pull Down Attic Stairs, Separate Shower, Smart Thermostat, Tub Shower, Walk-In Closet(s), Window Treatments, Breakfast Bar, Eat-in Kitchen, Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry, Walk-In Pantry
- Fireplace(s): Living Room, Masonry, Wood Burning
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Plumbed For Ice Maker, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Washer Hookup, Electric Dryer Hookup, Laundry Room
Additional Information
- Spa Description: Community
- Security/Safety: Security System Owned, Smoke Detector(s)
Exterior
- Exterior Features: Covered Patio, Storage
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached, Garage Faces Front, Garage
Location
- County: Bell
- Subdivision: Hubbard Branch Add Ph
- Driving Directions: S Fort Hood St, turn left onto W Stan Schlueter Lp, turn right onto E Central Texas Expy, use the left lane to take the ramp onto I-14/US-190 E., Take exit 301 from I-14/US-190 E, Follow W US Hwy 190 Service Rd and FM436, Merge onto W US Hwy 190, Continue onto FM436/E Ave W/Holland Rd, turn left onto Leon Overlook Trl, Turn right onto Settlers Oak Dr
School Information
- Elem School District: Belton ISD
- Midd School District: Belton ISD
- High School District: Belton ISD
- Elementary School: Hubbard Branch Elementary
- Middle School: Belton Middle School
- High School: Belton High School
Community
- Association: Yes
- Assoc. Name: Hubbard Branch
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric, 1 Unit
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Available, Trash Collection Public, Underground Utilities, Water Available
Structural Information
- Architectural Style: Contemporary/Modern
- Construction: Brick, Brick Veneer, Frame, Masonry
- Roof: Composition, Shingle
- Windows: Window Treatments
- Stories/Levels: 1
- Square Feet: 2,037
- Sq. Ft. Source: Appraiser
- Living Area: 2,037 Sq. Ft.
- Year Built: 2021
- Year Built Source: Assessor
- Property Condition: Resale
Additional Structures
- Other Structures: Storage
Lot Features
- Lot Size (Acres): 0.1636
- Frontage: City Street, Highway, Asphalt
- Fencing (Description): Back Yard, Full, Privacy, Wood
Financial Considerations
- Association Fee: $240
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Disclosure(s), Restrictive Covenants, Seller's Property Disclosure, Survey
- Legal Description: HUBBARD BRANCH ADDITION PHASE ONE, BLOCK 005, LOT 0002
- Property ID: 484377
- Block: 5
- Lot Number: 2
Listed by Realty Executives Of Killeen
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Schools
Schools serving 2607 Settlers Oak Dr
School District:Belton Independent School District
| Name | Grades | Distance |
|---|---|---|
Belton Middle 1704 Sparta Road, Belton, TX 76513 | 6-8 | 4.1 mi |
Belton High School 600 Lake Road, Belton, TX 76513 | 9-12 | 4.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2607 Settlers Oak Dr
Date
Details
Price
Change
Source
6/30/2026
Listed
$319,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2607 Settlers Oak Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,343
14%
$331,367
3%
2023
$4,705
—
$321,604
2%
2023
$4,705
-14%
$315,207
19%
2022
$5,483
859%
$265,809
1008%
2021
$572
31%
$24,000
33%
2020
$436
523%
$18,000
567%
2019
$70
—
$2,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2607 Settlers Oak Dr
2607 Settlers Oak Drive, Belton, TX 76513 (MLS# 617227) is a Single Family property with 4 bedrooms and 2 full bathrooms. 2607 Settlers Oak Drive is currently listed for $319,900 and was received on June 30, 2026. Want to learn more about 2607 Settlers Oak Drive? Do you have questions about finding other Single Family real estate for sale in Belton? You can browse all Belton real estate or contact a Coldwell Banker agent to request more information.

