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$599,900
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Property Description
Welcome to one of the most desirable opportunities in Central Texas! Located in the highly sought-after Lakewood Elementary attendance zone, this spacious 5-bedroom, 3-bath home sits on an impressive ½-acre lot - a rare find in an established neighborhood with NO HOA. Buyers are searching for low property taxes, room to spread out, and freedom to use their property - and this one delivers. There's ample space for boat, RV, or camper parking, plus room to add a future storage building. Major updates provide peace of mind: brand new roof, fresh exterior paint, and a new privacy fence - big-ticket items already done. The functional layout offers flexibility for large households, guests, or work-from-home needs with five true bedrooms and three full baths. Love the lake lifestyle? You're just minutes from lake access and public boat ramps, making boating, fishing, and outdoor recreation part of everyday life. This location combines great schools, convenience to town, and easy access to outdoor amenities, all while enjoying the benefits of a larger homesite. Homes offering space, updates, low taxes, no HOA, and lake proximity rarely come available together. Land. Location. Lifestyle. This one checks the boxes.
Full Property Details
Full Property Details for 965 Ridgeoak Dr
General
- Price: $599,900
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 603008
- Updated: 2/19/2026
- Added to Site: 27 day(s) ago
Interior
- Interior Features: Attic, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Dining Area, Separate/Formal Dining Room, Double Vanity, Entrance Foyer, High Ceilings, Home Office, Multiple Living Areas, Murphy Bed, Open Floorplan, Pull Down Attic Stairs, Split Bedrooms, Soaking Tub, Separate Shower, Walk-In Closet(s), Window Treatments, Breakfast Bar
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Living Room, Wood Burning
- Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Oven, Range Hood, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Additional Information
- Security/Safety: Prewired, Smoke Detector(s)
Exterior
- Exterior Features: Porch, Patio, Private Yard, Rain Gutters
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Garage, Garage Faces Side
Location
- County: Bell
- Subdivision: The Ranch At Woodland Trails P
- Driving Directions: West Adams toward Lake Belton. Left on Woodland Trails, Right on Woodland Trails, Right on Canyon Trail, Left on Ridgeoak. House on Right.
School Information
- Elem School District: Belton ISD
- Midd School District: Belton ISD
- High School District: Belton ISD
- Elementary School: Lakewood Elementary
- Middle School: Lake Belton Middle School
- High School: Lake Belton High School
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric, Item2Units, Attic Fan
- Heating Type: Central, Electric, Multiple Heating Units
Utilities
- Electric Available: Yes
- Sewer: Not Connected (at lot), Aerobic Septic, Public Sewer
- Utility Description: Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Hill Country, Ranch
- Builder: Carothers
- Construction: Masonry, Stone Veneer
- Roof: Composition, Shingle
- Windows: Window Treatments
- Stories/Levels: 1
- Square Feet: 2,911
- Sq. Ft. Source: Appraiser
- Living Area: 2,911 Sq. Ft.
- Year Built: 2013
- Year Built Source: Assessor
- Property Condition: Resale
Lot Features
- Lot Size (Acres): 0.5213
- Frontage: County Road, Asphalt
- Fencing (Description): Back Yard, Full, Privacy, Wood
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Disclosure(s), Seller's Property Disclosure, Survey
- Legal Description: THE RANCH AT WOODLAND TRAILS PHASE I, BLOCK 002, LOT 0007
- Property ID: 447428
- Block: 2
- Lot Number: 7
Listed by Real Broker, LLC
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Schools
Schools serving 965 Ridgeoak Dr
School District:Belton Independent School District
| Name | Grades | Distance |
|---|---|---|
Lakewood Elementary School, Belton, TX 11200 Fm 2305, Belton, TX 76513 | K-5 | 1.2 mi |
Lake Belton Middle School 8818 Tarver Drive, Temple, TX 76502 | 6-8 | 2.6 mi |
Lake Belton High School 9809 Fm 2483, Temple, TX 76502 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 965 Ridgeoak Dr
Date
Details
Price
Change
Source
1/29/2026
Listed
$599,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 965 Ridgeoak Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,372
14%
$626,518
10%
2023
$6,442
—
$569,562
-12%
2023
$6,442
-13%
$648,786
12%
2022
$7,369
3%
$577,449
20%
2021
$7,169
3%
$479,574
23%
2020
$6,978
-6%
$389,019
8%
2018
$7,435
2%
$361,292
-5%
2019
$7,300
3%
$380,456
10%
2017
$7,121
13%
$346,013
4%
2016
$6,283
4%
$331,578
4%
2015
$6,036
60%
$318,506
60%
2014
$3,782
4247%
$199,589
4294%
2013
$87
—
$4,542
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 965 Ridgeoak Dr
965 Ridgeoak Drive, Belton, TX 76513 (MLS# 603008) is a Single Family property with 5 bedrooms, 2 full bathrooms and 1 partial bathroom. 965 Ridgeoak Drive is currently listed for $599,900 and was received on January 29, 2026. Want to learn more about 965 Ridgeoak Drive? Do you have questions about finding other Single Family real estate for sale in Belton? You can browse all Belton real estate or contact a Coldwell Banker agent to request more information.

