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$249,900
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Property Description
Own a piece of history! One of East Texas's original bank buildings is available as a live-work space with a rich urban vibe! From the original pressed-tin ceilings to the exposed brick and wood floors, this loft-style home offers warmth and elegance in an open floorplan. The keen division of downstairs living room-bedroom-sitting area is free-standing so that the original floorplan and ceiling height are unencumbered, remaining versatile for any future design or use. The downstairs bath, kitchen and patio are perfect for intimate gatherings. The upstairs loft has an ensuite bath and walk-in closet. Converted to a residence in the 1970's the property is zoned light commercial, so it qualifies for both homestead and live or work space. This home sets at the heart of Cumby, only 10 minutes from Commerce and 15 minutes from Sulphur Springs. Approximately an hour east of Dallas, you can make this property a family heirloom for generations to come!
Full Property Details
Full Property Details for 201 W Main St
General
- Price: $249,900
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 20608480
- Updated: 11/4/2025
- Added to Site: 620 day(s) ago
Interior
- Interior Features: Decorative/Designer Lighting Fixtures, Eat-in Kitchen, High Speed Internet, Loft, Open Floorplan, Walk-In Closet(s)
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave
- Flooring: Brick, Laminate, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Exterior
- Exterior Features: Courtyard
Parking
- Parking Features: On Street
Location
- County: Hopkins
- Subdivision: City of Cumby
- Driving Directions: From I-30 exit #110 then N on Frisco, Left or West on Main, property on the corner of Main and Mill Street.
School Information
- Elem School District: Cumby ISD
- Midd School District: Cumby ISD
- High School District: Cumby ISD
- Elementary School: Cumby
- Middle School: Cumby
- High School: Cumby
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Heat Pump, Multi Units, Wall Unit(s)
- Heating Type: Natural Gas, Space Heater
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Sewer Available, Water Available
Structural Information
- Architectural Style: Loft, Detached
- Structure Type: House
- Detached/Attached: Attached
- Construction: Brick
- Roof: Built-Up, Composition, Flat
- Stories/Levels: 2
- Living Area: 1,524 Sq. Ft.
- Year Built: 1900
Lot Features
- Lot Size (Acres): 0.04
- Lot Size (Sq. Ft.): 1,742.4
- Sidewalks: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Terms: Cash, Conventional
Disclosures and Reports
- Documents Avail.: Aerial
- Legal Description: ACRES: 0.04 LOT: 4 BLK: 16 TOWN: CUMBY 24X76
- Property ID: R000000655
- Block: 16
- Lot Number: 4
Listed by Janet Martin Realty, Janet Martin
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Schools
Schools serving 201 W Main St
School District:Cumby Independent School District
| Name | Grades | Distance |
|---|---|---|
Cumby Elementary School 201 Donelton Street, Cumby, TX 75433 | PK-5 | 0.2 mi |
Cumby High School 106 Sayle Street, Cumby, TX 75433 | 6-12 | 0.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 201 W Main St
Date
Details
Price
Change
Source
8/11/2025
Price Reduced
$249,900
-5.66%
MLS
2/21/2025
Price Reduced
$264,900
-3.67%
MLS
5/07/2024
Listed
$275,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 201 W Main St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,038
47%
$152,180
18%
2021
$2,070
—
$129,040
36%
2021
$2,070
—
$95,140
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 201 W Main St
201 W Main Street, Cumby, TX 75433 (MLS# 20608480) is a Single Family property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 201 W Main Street is currently listed for $249,900 and was received on May 07, 2024. Want to learn more about 201 W Main Street? Do you have questions about finding other Single Family real estate for sale in Cumby? You can browse all Cumby real estate or contact a Coldwell Banker agent to request more information.

