Date
Details
Price
Change
Source
1/12/2026
Listed
$799,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
This stunning custom-built one-story home offers luxury, space, and thoughtful design throughout its 4 bedrooms, 2.5 bathrooms, and 3,017 square feet of living space, with an impressive 4,733 square feet under roof. Situated on a large corner lot, the property features a wrought iron fence and privacy trees along the rear, creating a private and inviting setting. Designed for both comfort and entertaining, the home boasts a massive covered back porch and an oversized front porch, perfect for gatherings or quiet evenings outdoors. Inside, upscale finishes abound, including solid custom wood cabinetry, quartz countertops, luxury LVP flooring, and top-of-the-line stainless steel appliances. The open-concept living area features a gas fireplace and flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining. All bedrooms are generously sized and include walk-in closets for ample storage. The oversized 1,261-square-foot, 4-car garage offers exceptional functionality and includes a walk-in cedar closet. The primary suite is a true retreat, featuring room for a sitting area, a spa-like bathroom, and a walk-through closet that connects directly to an over-the-top utility room. With too many custom upgrades to list, this one-of-a-kind home seamlessly blends luxury, functionality, and timeless craftsmanship. Conveniently located near highways, hospitals, shopping, and schools, this property offers refined living in a prime location.
Full Property Details
Full Property Details for 3909 Saddle Creek
General
- Price: $799,900
- HOA FEE: $100/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $14,059
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21150727
- Updated: 1/12/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Built-in Features, Cedar Closet(s), Chandelier, Cathedral Ceiling(s), Dry Bar, Decorative/Designer Lighting Fixtures, Double Vanity, Eat-in Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Cable TV, Wired for Data, Walk-In Closet(s), Wired for Sound
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Blower Fan, Gas Log, Living Room
- Appliances: Some Gas Appliances, Convection Oven, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Microwave, Plumbed For Gas, Refrigerator, Some Commercial Grade, Tankless Water Heater, Vented Exhaust Fan
- Flooring: Ceramic Tile, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
Additional Information
- Security/Safety: Security System Owned, Security System, Carbon Monoxide Detector(s), Other, Smoke Detector(s), Security Lights
Exterior
- Exterior Features: Lighting, Outdoor Living Area, Rain Gutters
- Porch/Patio/Deck: Rear Porch, Front Porch, Other, Covered
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 4
- Covered Spaces: 4
- Parking Features: Additional Parking, Concrete, Door-Multi, Direct Access, Driveway, Epoxy Flooring, Enclosed, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, Oversized, Garage Faces Side, Secured
Location
- County: Grayson
- Subdivision: Saddle Creek Add Ph One
- Driving Directions: Highway 75, West on loy Lake, Left on Saddle Creek, property will be the first house on the left.
School Information
- Elem School District: Denison ISD
- Midd School District: Denison ISD
- High School District: Denison ISD
- Elementary School: Hyde Park
- Middle School: Henry Scott
- High School: Denison
Community
- Association: Yes
- Assoc. Name: Saddle Creek Assoc
- Assoc. Fees Include: Association Management
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric, Zoned
- Heating Type: Central, Fireplace(s), Natural Gas, Zoned
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
Structural Information
- Architectural Style: Traditional, Detached
- Structure Type: House
- Detached/Attached: Attached
- Construction: Brick
- Roof: Composition
- Windows: Shutters, Window Coverings
- Stories/Levels: 1
- Living Area: 3,017 Sq. Ft.
- Year Built: 2019
Lot Features
- Lot Size (Acres): 0.584
- Lot Size (Sq. Ft.): 25,439.04
- Sidewalks: Yes
- Lot Features: Back Yard, Corner Lot, Lawn, Landscaped, Subdivision, Sprinkler System
- Fencing (Description): Wrought Iron
Green Features
- Energy Efficient: Appliances, Construction, Doors, HVAC, Insulation, Roof, Thermostat, Water Heater, Windows
- Water Conservation: Efficient Hot Water Distribution, Low-Flow Fixtures, Water-Smart Landscaping
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $600
- Assoc Fee Freq.: Semi-Annually
- Tax Amount: $14,059
- Terms: Cash, Conventional, 1031 Exchange, VA Loan
Disclosures and Reports
- Documents Avail.: Aerial
- Legal Description: SADDLE CREEK ADDN PHASE ONE, BLOCK A, LOT 1,
- Exclusions: Sauna
- Property ID: 381157
- Block: A
Listed by Frontier Properties Real Estate, LLC, Samuel Holloway and Frontier Properties Real Estate, LLC, Thomas Moore
We Value Your Privacy
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Listing agents
— 3909 Saddle Creek —
Samuel Holloway
Frontier Properties Real Estate, LLC
Thomas Moore
Frontier Properties Real Estate, LLC
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 3909 Saddle Creek
School District:Denison Independent School District
| Name | Grades | Distance |
|---|---|---|
Hyde Park Elementary School 1701 South Hyde Park Avenue, Denison, TX 75020 | PK-4 | 1.7 mi |
Henry Scott Middle 1901 South Mirick Avenue, Denison, TX 75020 | 7-8 | 3.2 mi |
Denison High School 4200 Texas 91, Denison, TX 75020 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3909 Saddle Creek
Tax History
Tax History for 3909 Saddle Creek
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,347
—
$606,471
10%
2023
$7,356
-18%
$551,337
-7%
2022
$8,968
100%
$594,734
6%
2021
100%
$562,192
36%
2020
100%
$414,227
118%
2015
-100%
$189,849
458%
2019
$897
-4%
$34,018
—
2018
$936
-1%
$34,018
—
2017
$944
-1%
$34,018
—
2016
$952
—
$34,018
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3909 Saddle Creek
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
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3909 Saddle Creek, Denison, TX 75020 (MLS# 21150727) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3909 Saddle Creek is currently listed for $799,900 and was received on January 12, 2026. Want to learn more about 3909 Saddle Creek? Do you have questions about finding other Single Family real estate for sale in Denison? You can browse all Denison real estate or contact a Coldwell Banker agent to request more information.