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$402,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2.14 Acres
  • 2 Car Garage
  • Updated 3 days ago
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If you're looking for a quiet area to live, this home located in Cross Timbers Estates right outside of Denison, just might be the place for you. This three bedroom, two and a half bath brick home, has a rock fireplace, an office area big enough for a 4th bedroom, formal dining room, eat in kitchen, RV carport, 30 x 40 shop building with electricity and may still be plumbed for water, shipping container for storage, chain-link fenced back yard with trees for plenty of shade, making it a great place to enjoy nature by sitting on the covered deck built on the back of the house. Property has wooded area behind shop that is not fenced. Seller is leaving the gas cookstove, refrigerator, washer, and electric dryer. If buyer does not want or need appliances, seller is willing to remove these items upon request. Home was built in 1985 so when viewing, visualize how a few modern updates and a fresh coat of paint on the inside, could enhance this home with your own personal touch. Being located just outside of Denison, makes it easy access to all your day-to-day commutes, whether it's for work, dining, shopping, doctor appointments, or access to Hwy 75 if that's what you need. Set up a time to see the property with your favorite real estate agent or give me a call. All listing information deemed to be accurate, buyer and buyer's agent is responsible to verify all.

Full Property Details for 40 Cumberland Cir

General

  • Price: $402,900
  • Taxes: $5,372
  • Status: Active
  • Type: Single Family
  • Source: NTREIS
  • MLS ID: 21059924
  • Updated: 11/5/2025
  • Added to Site: 122 day(s) ago

Interior

  • Interior Features: Eat-in Kitchen, High Speed Internet, Paneling/Wainscoting, Cable TV
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Family Room, Masonry, Wood Burning
  • Appliances: Some Gas Appliances, Dryer, Dishwasher, Gas Range, Gas Water Heater, Plumbed For Gas, Refrigerator, Washer
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room

Exterior

  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Carports: Yes
  • Carport Spaces: 1
  • Covered Spaces: 3
  • Parking Features: Additional Parking, Circular Driveway, Concrete, Door-Multi, Garage, Garage Door Opener, Open, RV Carport, Garage Faces Side, See Remarks, Storage

Location

  • County: Grayson
  • Subdivision: Cross Timber Estates
  • Driving Directions: From Denison, take Hwy 69 South, appx 3 miles to Cross Timbers Estates. Turn left onto Cross Timbers Estate Drive and go 4 tenths of a mile. Take a slight right turn onto Cumberland Circle. Home is located on a corner lot as you turn. Sign in yard.

School Information

  • Elem School District: Denison ISD
  • Midd School District: Denison ISD
  • High School District: Denison ISD
  • Elementary School: Lamar
  • Middle School: Henry Scott
  • High School: Denison

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Electric
  • Heating Type: Fireplace(s), Propane

Utilities

  • Sewer: Aerobic Septic
  • Water: Well
  • Well: Yes
  • Cable Available: Yes
  • Utility Description: Electricity Connected, Propane, Phone Available, Septic Available, Water Available, Cable Available

Structural Information

  • Property Detached: Yes
  • Architectural Style: Traditional, Detached
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: Brick
  • Roof: Composition
  • Stories/Levels: 1
  • Living Area: 1,909 Sq. Ft.
  • Year Built: 1985

Additional Structures

  • Other Structures: RV/Boat Storage, Storage, Workshop

Lot Features

  • Lot Size (Acres): 2.14
  • Lot Size (Sq. Ft.): 93,218.4
  • Lot Features: Acreage, Native Plants
  • Trees/Vegetation: Brush, Cleared, Partially Wooded
  • Fencing (Description): Back Yard, Chain Link

Financial Considerations

  • For Sale/Rent/Lease: For Sale
  • Tax Amount: $5,372
  • Terms: Cash, Conventional, FHA

Disclosures and Reports

  • Legal Description: CROSS TIMBER ESTATES, LOT PT 35 36 & 37, ACRE
  • Exclusions: Personal furniture and belongings.
  • Property ID: 117060
  • Lot Number: 35

Listed by Ann's Realty, Dianna Whitlock

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Listing agent

— 40 Cumberland Cir —

  • Dianna Whitlock

    Ann's Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 40 Cumberland Cir

School District:Denison Independent School District
NameGradesDistance
Lamar Elementary School, Denison, TX
1000 South 5th Avenue, Denison, TX 75020
PK-43.1 mi
Henry Scott Middle
1901 South Mirick Avenue, Denison, TX 75020
7-83.6 mi
Denison High School
4200 Texas 91, Denison, TX 75020
9-126.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40 Cumberland Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/30/2025
Price Reduced
$402,900
-10.45%
MLS
9/30/2025
Price Reduced
$449,900
-8.16%
MLS
9/16/2025
Listed
$489,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40 Cumberland Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$804
7%
$332,649
10%
2023
$748
-58%
$302,408
-23%
2022
$1,794
—
$390,501
7%
2022
$1,794
-4%
$363,339
60%
2021
$1,865
—
$227,204
—
2020
$1,864
-51%
$227,657
19%
2019
$3,803
3%
$191,033
10%
2018
$3,688
9%
$173,666
10%
2017
$3,389
—
$157,878
—
2016
$3,400
9%
$157,396
9%
2015
$3,131
2%
$143,770
2%
2014
$3,070
—
$140,954
—
2013
$3,070
—
$140,954
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 40 Cumberland Cir

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Ann's Realty, Dianna Whitlock

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40 Cumberland Circle, Denison, TX 75021 (MLS# 21059924) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 40 Cumberland Circle is currently listed for $402,900 and was received on September 16, 2025. Want to learn more about 40 Cumberland Circle? Do you have questions about finding other Single Family real estate for sale in Denison? You can browse all Denison real estate or contact a Coldwell Banker agent to request more information.

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