This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/38
$280,999
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/38
Property Description
Discover your dream home at 18304 Speculator Ln! This inviting residence features 4 bedrooms and 2.5 bathrooms, perfect for families and entertaining. Enjoy an open-concept living space with ample natural light, a modern kitchen, and a spacious dining area. Step outside to a big backyard, ideal for outdoor gatherings or relaxing in the sun. Located in a friendly neighborhood, this home offers easy access to the community park, walking trails, sports fields, and the nearby Elgin High School in the Homestead Estates subdivision.
Full Property Details
Full Property Details for 18304 Speculator Ln
General
- Price: $280,999
- HOA FEE: $25/month
- HOA FEE FREQ.: Annually
- Taxes: $8,582 (2025)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 3099954
- Updated: 12/31/2025
- Added to Site: 184 day(s) ago
Interior
- Interior Features: Breakfast Bar, Ceiling Fan(s)
- Appliances: Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Free-Standing Range, Disposal, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s)
- Flooring: Carpet, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Upper Level
Additional Information
- Shared Amenities: Barbecue, Common Grounds/Area, Community Mailbox, Dog Park, Playground, Park, Trails/Paths, Curbs
- Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)
Exterior
- Exterior Features: None
- Porch/Patio/Deck: Covered, Front Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 4
- Parking Features: Attached, Concrete, Driveway, Garage Faces Front, Garage, Garage Door Opener, Lighted
Location
- Area: EL
- County: Travis
- Subdivision: Homestead Estates
- Driving Directions: From Austin, take 290E. Left onto County Line Road. Follow for approximately 1 mile until you see Elgin High School. Entrance is just past Elgin High School on the left.
- Direction Faces: Southwest
School Information
- Elem School District: Elgin ISD
- Midd School District: Elgin ISD
- High School District: Elgin ISD
- Elementary School: Neidig
- Middle School: Elgin
- High School: Elgin
Community
- Association: Yes
- Assoc. Name: Homestead Estates Homeowners Association
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric, Heat Pump
- Heating Type: Ceiling, Central, Exhaust Fan, Electric, Forced Air, Hot Water
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Connected, High Speed Internet Available, Phone Available, Sewer Connected, Water Connected
Structural Information
- Detached/Attached: Detached
- Construction: Blown-In Insulation, Brick, Brick Veneer, Glass, HardiPlank Type, Masonry, Concrete, Radiant Barrier
- Roof: Composition, Shingle
- Windows: Blinds, Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Screens, Vinyl, Window Treatments
- Stories/Levels: 2
- Square Feet: 2,213
- Sq. Ft. Source: Public Records
- Living Area: 2,213 Sq. Ft.
- Year Built: 2022
- Year Built Source: Public Records
- Property Condition: Resale
Additional Structures
- Other Structures: None
Lot Features
- Lot Size (Acres): 0.1377
- Lot Size (Sq. Ft.): 5,998.21
- Fence: Yes
- Lot Features: Back Yard, Front Yard, Interior Lot, Landscaped, Subdivided, Trees Small Size
- Fencing (Description): Back Yard, Fenced, Gate, Wood
Green Features
- Energy Efficient: Appliances, Construction, HVAC, Insulation, Lighting, Materials, Thermostat, Water Heater, Windows
Financial Considerations
- Association Fee: $300
- Assoc Fee Freq.: Annually
- Assessment Amount: $366,677
- Tax Amount: $8,582.93
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: Deed Restriction
- Legal Description: HOMESTEAD ESTATES UNIT 2 BLK E LOT 19
- Disclosures/Reports: Seller Disclosure
- Property ID: 6470801320000
- Block: E
- Lot Number: 19
Listed by JBGoodwin REALTORS NW
Get Pre-Approved Today
Schools
Schools serving 18304 Speculator Ln
School District:Elgin Independent School District
| Name | Grades | Distance |
|---|---|---|
Neidig Elementary School 13700 County Line Road, Elgin, TX 78621 | PK-4 | 0.9 mi |
Elgin Middle School 1351 North Avenue C, Elgin, TX 78621 | 7-8 | 1.6 mi |
Elgin High School 14000 County Line Road, Elgin, TX 78621 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18304 Speculator Ln
Date
Details
Price
Change
Source
12/31/2025
Price Reduced
$280,999
-0.35%
MLS
12/01/2025
Price Reduced
$281,999
-0.35%
MLS
11/19/2025
Price Reduced
$282,999
-0.35%
MLS
10/30/2025
Price Reduced
$283,999
-0.35%
MLS
10/08/2025
Price Reduced
$284,999
-1.55%
MLS
9/17/2025
Price Reduced
$289,500
-1.03%
MLS
9/04/2025
Price Reduced
$292,500
-0.85%
MLS
7/16/2025
Listed
$295,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 18304 Speculator Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,030
—
$342,777
-7%
2024
$2,030
100%
$366,677
2%
2022
100%
$359,337
2752%
2022
—
$12,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 18304 Speculator Ln
18304 Speculator Lane, Elgin, TX 78621 (MLS# 3099954) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 18304 Speculator Lane is currently listed for $280,999 and was received on July 16, 2025. Want to learn more about 18304 Speculator Lane? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

