Date
Details
Price
Change
Source
12/26/2025
Listed
$315,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$315,000
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Property Description
Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Full Property Details
Full Property Details for 316 Insider Loop
General
- Price: $315,000
- HOA FEE: $17/month
- HOA FEE FREQ.: Quarterly
- Taxes: $8,165 (2025)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 5742262
- Updated: 12/27/2025
- Added to Site: 23 day(s) ago
Interior
- Interior Features: Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Main Level Primary, Open Floorplan, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Electric Range, Disposal, Microwave
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Main: 1
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: None
- Security/Safety: None
Exterior
- Exterior Features: Private Yard
- Porch/Patio/Deck: Covered
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 2
- Parking Features: Attached, Driveway, Garage Faces Front, Garage, Garage Door Opener
Location
- Area: EL
- County: Bastrop
- Subdivision: Saratoga Farms
- Driving Directions: Please use Navigation.
- Direction Faces: Northwest
School Information
- Elem School District: Elgin ISD
- Midd School District: Elgin ISD
- High School District: Elgin ISD
- Elementary School: Elgin
- Middle School: Elgin
- High School: Elgin
Community
- Association: Yes
- Assoc. Name: Saratoga Farms
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Available, Fiber Optic Available, High Speed Internet Available, Phone Available, Sewer Connected
Structural Information
- Detached/Attached: Detached
- Construction: Frame, Stone Veneer, Wood Siding
- Roof: Composition
- Windows: Double Pane Windows
- Stories/Levels: 2
- Square Feet: 2,103
- Sq. Ft. Source: Public Records
- Living Area: 2,103 Sq. Ft.
- Year Built: 2020
- Year Built Source: Public Records
- Property Condition: Resale
Additional Structures
- Other Structures: None
Lot Features
- Lot Size (Acres): 0.145
- Lot Size (Sq. Ft.): 6,316.2
- Fence: Yes
- Lot Features: Back Yard, Few Trees
- Fencing (Description): Back Yard, Wood
Green Features
- Energy Efficient: Appliances, Construction, HVAC, Insulation, Materials, Roof, Solar Panel(s), Thermostat, Water Heater, Windows
Financial Considerations
- Association Fee: $50
- Assoc Fee Freq.: Quarterly
- Assessment Amount: $340,574
- Tax Amount: $8,165.09
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK J, LOT 25, ACRES 0.1450
- Disclosures/Reports: Seller Disclosure
- Property ID: 8716627
- Block: J
- Lot Number: 25
Listed by Compass RE Texas, LLC.
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Listing agent
— 316 Insider Loop —
Compass RE Texas, LLC.
(214) 814-8100
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 316 Insider Loop
School District:Elgin Independent School District
| Name | Grades | Distance |
|---|---|---|
Elgin El 1005 West 2nd Street, Elgin, TX 78621 | PK-4 | 0.6 mi |
Elgin Middle School 1351 North Avenue C, Elgin, TX 78621 | 7-8 | 1 mi |
Elgin High School 14000 County Line Road, Elgin, TX 78621 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 316 Insider Loop
Tax History
Tax History for 316 Insider Loop
Year
Property Taxes
Change
Tax Assessment
Change
2023
$9,229
—
$340,574
-9%
2023
$9,229
100%
$373,653
-6%
2023
-100%
$398,487
40%
2021
$7,832
6%
$285,603
-2%
2022
$7,416
100%
$290,126
1822%
2019
—
$15,098
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 316 Insider Loop
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316 Insider Loop, Elgin, TX 78621 (MLS# 5742262) is a Single Family property with 5 bedrooms, 2 full bathrooms and 1 partial bathroom. 316 Insider Loop is currently listed for $315,000 and was received on December 26, 2025. Want to learn more about 316 Insider Loop? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.