Date
Details
Price
Change
Source
2/14/2026
Listed
$965,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search.
Full Property Details
Full Property Details for 20520 Clearwater Cir
General
- Price: $965,000
- HOA FEE: $50
- Taxes: $1,266 (2025)
- Status: Active
- Type: Single Family
- Source: Tyler_MLS
- MLS ID: 26002135
- Updated: 2/14/2026
- Added to Site: Today
Interior
- Rooms/Areas: Game Room, Family Room, Utility Room, 2 Living Areas
- Interior Features: Wet Bar, Central Vacuum, Ceiling Fan, Blinds
- Fireplace: Yes
- Fireplace(s): One Wood Burning, Wood Burning Stove
- Appliances: Dishwasher, Disposal, Microwave, Oven-Electric, Cooktop-Electric, Island
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: Guest Bedroom Split, Master Bedroom Split, Walk-In Closet
- Bedroom 1: 23 x 19
- Bedroom 2: 14 x 19
- Bedroom 3: 23 x 12
Other Rooms
- Living Room: 23 x 27
- Family Room: Yes
- Kitchen: 17 x 15
- Dining Room: Breakfast Bar, Kitchen/Eating Combo, 23 x 14
- Breakfast Room: 17 x 14
Additional Information
- Shared Amenities: Boat Ramp
- Pool Description: None
Exterior
- Exterior Features: Patio Open, Patio Covered, Sprinkler System, Balcony, Gutter(s), Porch
Parking
- Garage Description: 23 x 29
- Garage Spaces: 2
- Garage Description: Door w/Opener w/Controls, Front Entry
Location
- County: Smith
- Subdivision: PINE TRAIL SHORES
- Driving Directions: From Tyler, take Hwy 155 toward Lake Palestine, turn right onto CR 1178, turn left onto Eastern Hills Dr., turn right onto Lakeshore Dr., turn right onto Clearwater Dr., turn right onto Clearwater Cir. SIY
School Information
- Elementary School: Owens
- Middle School: Three Lakes
- High School: Tyler Legacy
Community
- Association: Yes
Heating & Cooling
- Cooling Type: Central Electric, Ceiling Fan(s)
- Heating Type: Central/Electric, Fireplace, Wood Burning Stove
Utilities
- Sewer: Aerobic Septic Sys
- Water Company: MONARCH
- Water: Private
Structural Information
- Architectural Style: Traditional
- Exterior Const.: Brick Veneer, Other/See Remarks
- Foundation: Slab
- Roof: Composition
- Square Feet: 4,396
- Sq. Ft. Source: SCAD
- Year Built: 1995
Lot Features
- Lot Size (Acres): 0.55
- Driveway/Sidewalk: Concrete
- Lot Description: Rectangular, Subdivision Lot, Water/Lakefront, Wooded
- Fencing (Description): None
Water Features
- Water Front: Yes
- Water Front Name: Lake Palestine
Financial Considerations
- Association Fee: $50
- Tax Amount: $1,266
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, Other/See Remarks, Texas Veteran Land Board, VA
Disclosures and Reports
- Special Conditions: Homeowner's Assn Dues
Listed by Keller Williams Realty-Tyler, Jena Waldron
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 20520 Clearwater Cir —
Jena Waldron
Keller Williams Realty-Tyler
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20520 Clearwater Cir
School District:Tyler Independent School District
| Name | Grades | Distance |
|---|---|---|
Owens Elementary School 11780 C R 168, Tyler, TX 75703 | PK-5 | 6.4 mi |
Three Lakes Middle School 2445 Three Lakes Parkway, Tyler, TX 75703 | 6-8 | 9 mi |
Tyler Legacy High School 4500 Red Raider Drive, Tyler, TX 75703 | 9-12 | 12.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20520 Clearwater Cir
Tax History
Tax History for 20520 Clearwater Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,277
—
$787,861
1%
2024
$1,277
3%
$781,288
-16%
2023
$1,236
-65%
$924,890
32%
2022
$3,566
—
$700,374
12%
2021
$3,579
—
$627,006
4%
2020
$3,569
-61%
$600,773
21%
2018
$9,098
10%
$497,996
10%
2017
$8,238
12%
$452,724
10%
2016
$7,366
2%
$411,567
2%
2015
$7,234
-25%
$404,211
-26%
2019
$9,667
36%
$547,796
37%
2014
$7,130
1%
$398,430
—
2013
$7,077
—
$396,876
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20520 Clearwater Cir
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20520 Clear Water Circle, Flint, TX 75762 (MLS# 26002135) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 20520 Clear Water Circle is currently listed for $965,000 and was received on February 14, 2026. Want to learn more about 20520 Clear Water Circle? Do you have questions about finding other Single Family real estate for sale in Flint? You can browse all Flint real estate or contact a Coldwell Banker agent to request more information.