Date
Details
Price
Change
Source
2/14/2026
Listed
$965,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$965,000 Just Listed
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Property Description
Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search.
Full Property Details
Full Property Details for 20520 Clearwater Cir
General
- Price: $965,000
- HOA FEE: $50/month
- Taxes: $10,594
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21164000
- Updated: 2/14/2026
- Added to Site: Today
Interior
- Interior Features: Wet Bar, Built-in Features, Central Vacuum, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Multiple Master Suites, Open Floorplan, Cable TV, Natural Woodwork, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Living Room, Wood Burning, Wood BurningStove
- Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave
- Flooring: Carpet, Hardwood, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry in Utility Room
Exterior
- Exterior Features: Balcony, Boat Slip, Deck, Rain Gutters, Storage
- Porch/Patio/Deck: Front Porch, Patio, Balcony, Covered, Deck, Mosquito Sy
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Boat, Garage Faces Front, Garage, Garage Door Opener
Location
- County: Smith
- Subdivision: Pine Trail Shores
- Driving Directions: From Tyler, take Hwy 155 toward Lake Palestine, turn right onto CR 1178, turn left onto Eastern Hills Dr., turn right onto Lakeshore Dr., turn right onto Clearwater Dr., turn right onto Clearwater Cir. SIY
School Information
- Elem School District: Tyler ISD
- Midd School District: Tyler ISD
- High School District: Tyler ISD
- Elementary School: Owens
- Middle School: Three Lakes
- High School: Tyler Legacy
Community
- Association: Yes
- Assoc. Name: Pine trail shores
- Assoc. Fees Include: Association Management
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Aerobic Septic
- Cable Available: Yes
- Utility Description: Septic Available, Cable Available
Structural Information
- Property Detached: Yes
- Architectural Style: Split Level, Traditional, Detached
- Structure Type: House
- Detached/Attached: Detached
- Construction: Brick
- Basement: Yes
- Roof: Composition
- Stories/Levels: 2
- Living Area: 4,396 Sq. Ft.
- Year Built: 1995
Additional Structures
- Other Structures: Boat House, Greenhouse, Workshop
Lot Features
- Lot Size (Acres): 0.556
- Lot Size (Sq. Ft.): 24,219.36
- Lot Features: Sprinkler System, Waterfront
Water Features
- Water Front: Yes
- Water Front Name: Palestine
- Water Front Desc.: Boat Ramp/Lift Access, Lake Front, Waterfront
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $50
- Assoc Fee Freq.: Monthly
- Tax Amount: $10,594
- Terms: Cash, Conventional, FHA, Other, VA Loan
Disclosures and Reports
- Legal Description: PINE TRAIL SHORES LOT 59, 60
- Exclusions: Furniture and decor are staging .
- Property ID: 180950000400059000
- Lot Number: 59 60
Listed by Keller Williams Realty-Tyler, Jena Waldron
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 20520 Clearwater Cir —
Jena Waldron
Keller Williams Realty-Tyler
903-736-8311
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20520 Clearwater Cir
School District:Tyler Independent School District
| Name | Grades | Distance |
|---|---|---|
Owens Elementary School 11780 C R 168, Tyler, TX 75703 | PK-5 | 6.4 mi |
Three Lakes Middle School 2445 Three Lakes Parkway, Tyler, TX 75703 | 6-8 | 9 mi |
Tyler Legacy High School 4500 Red Raider Drive, Tyler, TX 75703 | 9-12 | 12.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20520 Clearwater Cir
Tax History
Tax History for 20520 Clearwater Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,277
—
$787,861
1%
2024
$1,277
3%
$781,288
-16%
2023
$1,236
-65%
$924,890
32%
2022
$3,566
—
$700,374
12%
2021
$3,579
—
$627,006
4%
2020
$3,569
-61%
$600,773
21%
2018
$9,098
10%
$497,996
10%
2017
$8,238
12%
$452,724
10%
2016
$7,366
2%
$411,567
2%
2015
$7,234
-25%
$404,211
-26%
2019
$9,667
36%
$547,796
37%
2014
$7,130
1%
$398,430
—
2013
$7,077
—
$396,876
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20520 Clearwater Cir
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20520 Clearwater Circle, Flint, TX 75762 (MLS# 21164000) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 20520 Clearwater Circle is currently listed for $965,000 and was received on February 14, 2026. Want to learn more about 20520 Clearwater Circle? Do you have questions about finding other Single Family real estate for sale in Flint? You can browse all Flint real estate or contact a Coldwell Banker agent to request more information.